Product news

Brand-new education savings and protection solutions - Smart Education Saver & Deluxe Link Junior

Smart Education Saver

Smart Education Saver is a comprehensive education savings and protection solution to ensure whatever unexpected events the future holds, you can rest assured your children will enjoy golden opportunities that you had never previously imagined.

Product features and advantages:

• Free to choose either a savings oriented or protection oriented solution (The former is for education fund savings and the latter is for comprehensive life coverage)
• With study bonuses* to celebrate academic milestones of your child on the policy anniversaries preceding your child’s 6^th/ 12^th/ 18^th and 22^nd birthday
• Enjoy guaranteed investment returns at the maturity date or for any policy which has been in forced for 15 years or more
• Comprehensive supplementary benefits for the policy owner to let you enjoy great confidence in achieving target savings goal – “Quadruple Protector” including juvenile waiver of premium, payor benefit, education fee protector & triple booster
• Tailor-made supplementary benefits to provide comprehensive protection for the insured child – juvenile critical illness insurance, juvenile accident insurance & juvenile term insurance
• Making advance payments* as early as before insured child's 16^th birthday to suit for education funding needs
• With unemployment saver* to remain all benefits even if any sudden financial hardship

*subject to terms and conditions

Deluxe Link Junior**

Whatever talents and interests your children possess, Deluxe Link Junior education savings and protection plan can let you rest assured your children will enjoy deluxe opportunities that you had never previously imagined.

Product features and advantages:

• Free to choose either a savings oriented or protection oriented solution (The former is for education fund savings and the latter is for comprehensive life coverage)
• With study bonuses* to celebrate academic milestones of your child on the policy anniversaries preceding your child’s 6^th/ 12^th/ 18^th and 22^nd birthday
• Comprehensive supplementary benefits for the policy owner to let you enjoy great confidence in achieving target savings goal – juvenile waiver of contribution, payor benefit, education fee protector & triple booster
• Tailor-made supplementary benefits to provide comprehensive protection for the insured child – juvenile critical illness insurance, juvenile accident insurance & juvenile term insurance
• Unlimited free fund switching to flexibly capture investment potential*
• Contribution holiday allows you more flexibility in personal financial management*
• Escalating benefits to increase the sum insured and the supplementary benefits automatically every year without any supporting evidence of good health (subject to additional contributions and charges)*

*subject to terms and conditions

** This insurance plan is authorized by the Securities and Futures Commission (the SFC). Authorization does not imply official approval or recommendation by the SFC. Investment involves risk. For details including fees and charges, please refer to the principal brochure of Deluxe Link Junior, which consists of the product brochure and investment details.

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