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Accident protection

Facing life's surprises without worries

Accidents often catch people unawares. A minor accident may delay your plans slightly but a major one may plunge you and your family into financial difficulties.

You should therefore opt for additional cover apart from your life insurance plan to ensure maximum protection for yourself. The insurance plan includes, waiver of premium, accidental death benefit, accidental death and permanent disability benefit and accident insurance. Even if you do suffer from an accident, you will be entitled to additional payment to ensure that your family receive immediate financial support.

Product features & advantages:
Waiver of premium: If you suffer total disablement for a continuous period of 26 weeks or more, you will be refunded the premium paid during the said 26 weeks and your premium will be paid until your recovery.
Accidental death benefit: In the event of death due to an accident, the accidental death benefit will be payable.
Accident insurance: In the event of suffering accidental disability, the accident insurance benefit, including temporary or permanent disability indemnity, basic medical expenses and hospitalization expenses will be payable.
In the event of serious injury or death, a lump sum payment will be payable.
Accidental death and permanent disability benefit: In the event of death and permanent disability, the accidental death and permanent disability benefit will be payable.

To know more about the above plan, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.

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