Smart Link

This plan offers you long term protection for your retirement, your children's education funding and other financial goals. Not only does Smart Link offer you life and other additional protection, your money is also invested with the aim of combating the inflation inherent in traditional savings plans. The world financial market is scoured for all potential long term value-added investments.

Product features and advantages:

  • Protection plan (level death benefit) allows you to choose any additional riders that you may need
  • You can choose from a wide range of mirror funds and decide on your own investment portfolio. You will also enjoy unlimited free mirror fund switching
  • Minimum basic regular contribution as low as US$375 per year (for all policy term)
  • Plans with maturity terms of 10 years and above are entitled to loyalty bonus on the 10th policy anniversary and every 5th policy anniversary thereafter (subject to conditions)
  • Contribution holiday allows you more flexibility in personal financial management *
  • Full refund of paid policy administration charge upon policy maturity (not applicable to surrender before maturity)

* You may request a contribution holiday if your policy has been in force for a period exceeding 2 policy years while the waiver of contribution benefit is not payable. Charges continue to apply during the contribution holiday.

To know more about the above plans, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.

The mirror funds are set up by Zurich Life Insurance Company Limited and Zurich Assurance Ltd respectively to invest in the underlying funds which are managed by external investment managers. You shall not have any right or ownership over the underlying investment. The returns of the mirror funds are calculated with reference to the fluctuation of performance of the underlying funds which are authorized by Securities and Futures Commission.

Investment involves risk. For details including fees and charges, please refer to the principal brochure of Smart Link, which consists of the product brochure and investment details.