Deluxe Link Junior

Whatever talents and interests your children possess, this comprehensive plan aiming at investing for children education and protection can let you rest assured your children will enjoy opportunities that you had never previously imagined.

Product features and advantages:

  • Free to choose either an investment oriented or protection oriented solution (The former aims as investment for children and the latter is for comprehensive life coverage)
  • The policy term lasts until the policy anniversary preceding the Life Insured's 22nd birthday
  • With study bonuses 3% of the basic regular contribution paid for the first policy year, to celebrate academic milestones of your child on the policy anniversaries preceding your child's 6th/ 12th/ 18th and 22nd birthday
  • Comprehensive supplementary benefits for the policy owner to let you enjoy great confidence in achieving target investment goal - juvenile waiver of contribution, payor benefit, education fee protector & triple booster
  • Tailor-made supplementary benefits to provide comprehensive protection for the insured child - juvenile critical illness insurance, juvenile accident insurance & juvenile term insurance (subject to additional charges)
  • Unlimited free mirror fund switching to flexibly capture investment potential
  • Contribution holiday allows you more flexibility in personal financial management*
  • Escalating benefits to increase the sum insured and the supplementary benefits automatically every year without any supporting evidence of good health (subject to additional contributions and charges)^

* You may request a contribution holiday if your policy has been in force for a preiod exceeding 2 policy years while the waiver of contribution benfit is not payable. Charges continue to apply during the contribution holiday.

^ The current escalating rate is 10% of the sum insured per annum, and subject to the individual maximum sum insured amounts acceptable.

To know more about the above plans, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.

The mirror funds are set up by Zurich Life Insurance Company Limited and Zurich Assurance Ltd respectively to invest in the underlying funds which are managed by external investment managers. You shall not have any right or ownership over the underlying investment. The returns of the mirror funds are calculated with reference to the fluctuation of performance of the underlying funds which are authorized by Securities and Futures Commission.

Investment involves risk. For details including fees and charges, please refer to the principal brochure of Deluxe Link Junior, which consists of the product brochure and investment details.