Abundant Life Insurance Plan

People have varying financial needs at different stages of life. With Abundant Life Insurance Plan, you are provided with regular payments of Guaranteed Cash Coupons1 to meet your cash needs and help you achieve your financial goals at every stage of your life. The plan also provides you with Dividends2 allowing the potential for additional growth every year. Apart from offering abundant peace of mind, you can also insure your life, ensuring your loved ones are well taken care of if you pass away.

Product features and benefits:

  • Regular distribution of Guaranteed Cash Coupons1 in the sum of 10% of the basic plan sum insured payable every five policy years plus the additional Guaranteed Cash Coupons1 payable at the end of payment term to help achieve your financial goals.
  • Through the Guaranteed Cash Value3, and the accumulation of Guaranteed Cash Coupons1 and Dividends2, you can enjoy steady growth in policy value.
  • Three different premium terms (8 years, 12 years and 16 years) are available, allowing you to enjoy total peace of mind after the payment term.
  • Life protection up to age 100 to provide your loved ones with a secure financial future.
  • To cater different customer needs, Options C and D are available for the plan. No underwriting is required for the application of Option D. Regardless of your health conditions, you can enjoy full coverage of Option D with guaranteed issuance of the policy. For details of Option C and D, please refer to the sales leaflet.
  • Optional supplementary benefits to enhance your protection.

1. The interest rate applicable to accumulated Guaranteed Cash Coupons will be determined by Zurich Life. The interest rate varies each year, and is not guaranteed.

2. Dividends are payable starting from the end of the first year of the policy, provided that you have paid the first premium for the second policy year. The amount and the payment of Dividends and the interest rates on Dividends are not guaranteed and may vary. The Dividends and the interest rate on Dividends will be reviewed and determined by Zurich Life and will be credited accordingly.

3. Please refer to the illustration document. Any changes in the sum insured will result in an adjustment of the Guaranteed Cash Value.

To know more about the Abundant Life Insurance Plan, please contact our insurance consultants or call our Customer Service Hotline at +852 2535 3500.