General Information on Dividends for Policyholders

Participating policies share a proportion of the profits resulting from the relevant pool of products, as determined by Zurich Life, by way of dividends. The dividends are calculated on an annual basis by Zurich Life by reference to the actual performance and the likely future development of the relevant pool of products, taking into account factors such as investment returns, market conditions, expenses, claims, termination and investment outlook. As such, the amount of dividends stated in the illustration document, which the policyholders have received before applying for a participating policy, is not guaranteed. The amount of dividends projected in the illustration document merely reflects Zurich's best estimate at the time of application, and the actual dividends credited may be higher or lower than those illustrated.

Dividends left with Zurich Life accumulate interest at such non-guaranteed interest rates as may be set by Zurich Life from time to time.

For details, please refer to the policy terms and conditions, or contact us at our Customer Service Hotline at 2535 3500.