Golden Retirement Plan

Product features and advantages:

  • You can set your own retirement age either at 45, 50, 55, 60, 65, 70, 75 or 80
  • You can decide on how you want to withdraw your retirement savings upon reaching the set retirement age
  • Lifelong income protection
  • Flexible adjustment of premium payments
  • Early partial cash withdrawal from investment account allows earlier retirement at ease
  • Choice of currencies to lessen exchange rate risks (HKD, USD, AUD, GBP and EURO)
  • Guarantees accumulation rate to ensure stable growth of retirement savings
  • A dividend # as at 31st December in each year will be declared and credited to the Investment Account

* Applicable only after the end of the 15th anniversary year. Withdrawal can be made up to 90% of the policy's cash value. Downward adjustment to the investment account balance will be affects accordingly after withdrawal.

# Dividends will represent the distributable investment earnings arising from that proportion of the Company's life fund attributable to the Investment Account and will be determined by the Company upon the advice of the Actuary. Dividends are guaranteed not to be affected by any profits or losses of the Company.

To know more about the above plans, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.