Brilliant Link Retirement Plan

Brilliant Link is the best of three worlds. A monthly contribution gives you comprehensive life and critical illnesses protection options, long-term capital growth potential through investment and regular retirement income withdrawal options, saving you valuable time, money and energy juggling multiple policies.

• An all-in-one retirement plan incorporating a host of protection options, quality global funds and flexible retirement income withdrawal terms tailored to your individual needs
• Optional critical illness protection up to the policy anniversary date preceding his/her 100^th birthday or the effective date of Retirement Income Withdrawal, whichever is earlier, for long-term financial security
• Affordable monthly contribution starts as low as USD125
• Choose from a basket of quality funds to capture golden market opportunities globally
• After the payment term, it is at your own choice to decide on the regular retirement income amount and withdrawal period^#
• An opportunity to enjoy double bonuses to fuel your growth potential
• Unlimited free switching between funds to stay ahead of changing market conditions
• Make partial withdrawals at any time* to suit your financial needs
• By making future contribution deposit you can enjoy a discount, which allow putting more money to work for further capital growth
• You may request a contribution holiday to allow more flexibility in personal finance management. And all benefits will remain unchanged.^{^}
• With a variety of contribution terms ranging from 10 years to 30 years, you can reach your retirement goal at your own pace

^# You may request a regular retirement income withdrawal if the minimum period and amount for withdrawal is met. Any costs incurred in remitting the retirement income withdrawal will be at the expense of the Policy Owner.

* After the minimum surrender period of 18 months from the policy start date, you can make partial withdrawal if the remaining account value reaches the minimum surrender value of USD100. The minimum surrender value is 10% of your investment account or US$100, whichever is greater.

^{^} You may request a contribution holiday if your policy has been in force for a period exceeding 2 policy years, and the investment account value of your policy exceeds the minimum surrender value while the waiver of contribution benefit is not payable.

To know more about the above plan, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.

Investment involves risks. For details including fees and charges, please refer to the principal brochure of Brilliant Link Retirement Plan, which consists of the product brochure, product leaflet for supplementary benefit and investment details.