Brilliant Link Retirement Plan

Brilliant Link gives you triple benefit in one plan - a monthly contribution gives you comprehensive life and critical illnesses protection options, long-term capital growth potential through investment and regular retirement income withdrawal options, saving you valuable time, money and energy juggling multiple policies.

Product features and advantages:

  • An all-in-one retirement plan incorporating a host of protection options, quality global mirror funds and flexible retirement income withdrawal terms tailored to your individual needs
  • Optional critical illness protection up to the policy anniversary date preceding his/her 100th birthday or the effective date of Retirement Income Withdrawal, whichever is earlier, for long-term financial security (subject to additional charges)
  • Affordable monthly contribution starts as low as USD125
  • Choose from a basket of quality mirror funds to capture market opportunities globally
  • After the payment term, it is at your own choice to decide on the regular retirement income amount and withdrawal period#
  • An opportunity to enjoy double bonuses to fuel your growth potential##
  • Unlimited free switching between mirror funds to stay ahead of changing market conditions
  • Make partial withdrawals at any time* to suit your financial needs
  • By making future contribution deposit you can enjoy a discount, which allow putting more money to work for further capital growth
  • You may request a contribution holiday to allow more flexibility in personal finance management. And all benefits will remain unchanged.^
  • With a variety of contribution terms ranging from 10 years to 30 years, you can reach your retirement goal at your own pace

# You may request a regular retirement income withdrawal if the minimum period and amount for withdrawal is met. Any costs incurred in remitting the retirement income withdrawal will be at the expense of the Policy Owner.

## You will only be entitled double bonuses providing that the policy is still inforce on the relevant policy anniversary date.

* After the minimum surrender period of 18 months from the policy start date, you can make partial withdrawal. If you surrender the policy in this period, the policy will lapse without value.

^ You may request a contribution holiday if your policy has been in force for a period exceeding 2 policy years, while the waiver of contribution benefit is not payable. Charges continue to apply during the contribution holiday.

The mirror funds are set up by Zurich Life Insurance Company Limited and Zurich Assurance Ltd respectively to invest in the underlying funds which are managed by external investment managers. You shall not have any right or ownership over the underlying investment. The returns of the mirror funds are calculated with reference to the fluctuation of performance of the underlying funds which are authorized by Securities and Futures Commission.

To know more about the above plans, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.

Investment involves risks. For details including fees and charges, please refer to the principal brochure of Brilliant Link Retirement Plan, which consists of the product brochure, product leaflet for supplementary benefit and investment details.