Senior Protector Plan
Make early arrangements for the sparkle in your twilight years
There is no better way to thank your parents for their love and nurture than providing them with a comfortable retirement. A suitable policy for seniors will enable you to save a retirement fund for your parents.
Senior Protector Plan combines the elements of savings with a Death Benefit and Long Term Care, in which a cash allowance is paid out, thus ensuring that your parents can continue to lead an independent life.
Product features and advantages:
- Designed for people aged between 46 and 70
- Upon maturity, a lump sum together with investment return will be paid out as a retirement fund
- No medical check up is required for the sum insured below HK$400,000
- Long Term Care in the form of cash allowance is paid out in the event of incapacity to perform daily functions
- Maximum 5 years of Long Term Care will be payable up to 120% of the sum insured. Besides, the premium is waived for life
- Free 24-hour medical service enquiry hotline
- A dividend # as at 31st December in each year will be declared and credited to the Investment Account
# Dividends will represent the distributable investment earnings arising from that proportion of the Company's life fund attributable to the Investment Account and will be determined by the Company upon the advice of the Actuary. Dividends are guaranteed not to be affected by any profits or losses of the Company.
To know more about the above plans, please contact our professional insurance consultants or call our Customer Services Hotline at (852) 2535 3500.