{"pageProps":{"site":{"name":"hongkong","language":"default","hostName":"*"},"locale":"zh-hk","layoutData":{"sitecore":{"context":{"pageEditing":false,"site":{"name":"hongkong"},"pageState":"normal","editMode":"chromes","language":"zh-HK","itemPath":"/zh-hk/products/accident-and-health/personal-accident/zurich-guard-refundable-accident-insurance-plan","variantId":"_default"},"route":{"name":"Zurich Guard Refundable Accident Insurance Plan","displayName":"Zurich Guard Refundable Accident Insurance Plan","fields":{"Title":{"value":"至守護保費回贈意外保障計劃"},"Content":{"value":""},"CopyrightLegal":null,"MetaTitle":{"value":"至守護保費回贈意外保障計劃 | 蘇黎世人壽保險（香港）"},"RobotsContent":null,"MetaDescription":{"value":"至守護保費回贈意外保障計劃（「至守護」）旨在為您的生活提供周全保障。無論保單是否有任何理賠，於您保單期滿時可獲繳付保費總額的100%。此外，若在保單年期內未有任何理賠，您將於保單期滿時更可獲得額外的無索償獎賞利益，金額為繳付保費總額的5%。"},"MetaKeywords":{"value":""},"OpenGraphAdmins":{"value":""},"OpenGraphAppId":{"value":""},"OpenGraphDescription":{"value":"至守護保費回贈意外保障計劃（「至守護」）旨在為您的生活提供周全保障。無論保單是否有任何理賠，於您保單期滿時可獲繳付保費總額的100%。此外，若在保單年期內未有任何理賠，您將於保單期滿時更可獲得額外的無索償獎賞利益，金額為繳付保費總額的5%。"},"OpenGraphImageUrl":{"value":{"src":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/homepage/carousel/zurich-guard-square.jpg?h=800&iar=0&w=800","alt":"Zurich Guard KV","width":"800","height":"800"}},"OpenGraphSiteName":{"value":""},"OpenGraphTitle":{"value":"至守護保費回贈意外保障計劃 | 蘇黎世人壽保險（香港）"},"OpenGraphType":{"value":"website"},"FacetValues":[{"id":"34120eb1-b65e-443c-a2e8-35565520e57e","url":"https://headless-base/data/search/facets/page-type/website","name":"Website","displayName":"Website","fields":{"ParseToNumber":{"value":false},"Facet":{"id":"8d63a68b-d874-4f0c-8c21-0ad8e653fd59","url":"https://headless-base/zh-hk/data/search/facets/page-type","name":"Page Type","displayName":"Page Type","fields":{"FacetName":{"value":"page-type"},"MaxCount":{"value":null},"MinCount":{"value":null},"SortDirection":null,"SortType":null}},"Link":{"value":{"href":""}},"Title":{"value":""},"Value":{"value":"其他"}}}],"HideFromSearch":{"value":false},"HideFromExternalSearch":{"value":false},"SourceOrganizationSEO":[],"MentionsSEO":[],"PublisherSEO":[],"AboutSEO":[],"AuthorSEO":[],"CanonicalURL":{"value":{"href":""}},"ExcludeSuffixesPage":{"value":false},"ExcludeSuffixesScope":{"value":false},"BodyBottom":{"value":"<style> \r\n\r\n@media (max-width: 767px) {\r\n  .image {\r\n      margin-top:  0px !important;\r\n  }\r\n  .image.img-rounded img {\r\n      height: 200px;\r\n      width: 200px;\r\n  }\r\n  .bg-zurichwhite > .component-content > div > .col-12.component.container > .component-content > div > .row.component.column-splitter {\r\n      row-gap: 0px !important;\r\n  }\r\n  h3 {\r\n      font-size: 20px;\r\n  }\r\n}\r\n\r\n@media (min-width: 992px) {\r\n  .heading-h2, h2 {\r\n      font-size: 38px;\r\n  }\r\n  h3 {\r\n      font-size: 18px;\r\n  }\r\n}\r\n\r\n/* 修正選擇器語法錯誤，應該加上點號表示 class */\r\n.bg-zurichwhite.col-12.component.container.full-width {\r\n  padding-block: 0px !important;\r\n  padding-bottom: 40px !important;\r\n}\r\n\r\n.zurich-guard-bg {\r\n  background-color: #E4EEE6 !important;\r\n  padding-block: 40px !important;\r\n  transition: background-color 0.5s ease;\r\n}\r\n\r\n</style>\r\n\r\n<script>\r\nvar targetDiv = document.querySelector('.bg-white.col-12.component.container.full-width');\r\nif (targetDiv) {\r\n  targetDiv.classList.remove('bg-white'); \r\n  targetDiv.classList.add('zurich-guard-bg'); \r\n}\r\n</script>"},"BodyTop":{"value":"<style> \r\n\r\n@media (max-width: 767px) {\r\n  .image {\r\n      margin-top:  0px !important;\r\n  }\r\n  .image.img-rounded img {\r\n      height: 200px;\r\n      width: 200px;\r\n  }\r\n  .bg-zurichwhite > .component-content > div > .col-12.component.container > .component-content > div > .row.component.column-splitter {\r\n      row-gap: 0px !important;\r\n  }\r\n  h3 {\r\n      font-size: 20px;\r\n  }\r\n}\r\n\r\n@media (min-width: 992px) {\r\n  .heading-h2, h2 {\r\n      font-size: 38px;\r\n  }\r\n  h3 {\r\n      font-size: 18px;\r\n  }\r\n}\r\n\r\n/* 修正選擇器語法錯誤，應該加上點號表示 class */\r\n.bg-zurichwhite.col-12.component.container.full-width {\r\n  padding-block: 0px !important;\r\n  padding-bottom: 40px !important;\r\n}\r\n\r\n.zurich-guard-bg {\r\n  background-color: #E4EEE6 !important;\r\n  padding-block: 40px !important;\r\n  transition: background-color 0.5s ease;\r\n}\r\n\r\n</style>"},"Head":{"value":""},"BodyTopSection":[],"BodyBottomSection":[],"HeadSection":[],"ScriptChildren":{"value":""},"ScriptCleanUp":{"value":""},"ScriptId":{"value":""},"ScriptOnError":{"value":""},"ScriptOnLoad":{"value":""},"ScriptOnReady":{"value":""},"ScriptSrc":{"value":""},"ScriptStrategy":{"value":""},"ScriptStylesheets":{"value":""},"DisableBreadcrumb":{"value":true},"NavigationIcon":null,"Page Design":null,"NavigationFilter":[],"NavigationClass":null,"NavigationTitle":{"value":"保費回贈意外保障"}},"databaseName":"master","deviceId":"fe5d7fdf-89c0-4d99-9aa3-b5fbd009c9f3","itemId":"643c1205-159e-4d68-9a0d-6ebf3e1b4cc2","itemLanguage":"zh-HK","itemVersion":14,"layoutId":"31ab70d5-928a-41ee-8c71-687b3515e769","templateId":"e7b071cd-5fb0-435d-87fb-a256f5d77b83","templateName":"Detail Page","placeholders":{"headless-head":[{"uid":"8572f498-f0f4-4139-a8ee-ef914f50afec","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{8572F498-F0F4-4139-A8EE-EF914F50AFEC}","ph":"headless-head","sig":"sxa-metadata"},"placeholders":{"sxa-metadata":[{"uid":"2beffd0f-a9ec-48bf-be4c-c1504c46fca2","componentName":"HeadMetadata","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"},"fields":{"canonicalUrl":{"value":"https://www.zurich.com.hk/zh-hk/products/accident-and-health/personal-accident/zurich-guard-refundable-accident-insurance-plan"},"defaultImageUrl":{"value":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/shared/corporate/search.png"},"metaTitleSuffix":{"value":""},"faviconUrl":{"value":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/shared/corporate/zurich-favicon.png"},"lastModified":{"value":"20260416T034918Z"}}},{"uid":"54a2b097-4a09-44a9-9fef-47ce36ae2832","componentName":"SeoMetadata","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"}},{"uid":"7870dd1a-3671-4518-b548-c36935d7865b","componentName":"OGTags","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"}},{"uid":"b035ddfc-cf3b-4d28-b963-cf39d0cccdda","componentName":"HeadHtmlSnippet","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"},"fields":{"pageLevelSnippet":{"value":"<style>\r\n.header-temp-logo img {\r\n    height: 32px !important;\r\n}\r\n</style>"},"pageLevelEmbeddedSnippet":{"value":""},"siteLevelEmbeddedSnippet":{"value":"<script type=\"text/javascript\" src=\"https://resources.digital-cloud.medallia.com/wdcus/70868/onsite/embed.js\" async></script><!-- Google Tag Manager -->\r\n<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':\r\nnew Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],\r\nj=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=\r\n'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);\r\n})(window,document,'script','dataLayer','GTM-KRVTWKM');</script>\r\n<!-- End Google Tag Manager --><style>#nebula_div_btn{text-decoration: none !important;}</style><style>\r\n.sharebar.bg-zurichblue.inverted.sharebar--centered{display: none !important}\r\n</style>"}}}]}}],"headless-body-top":[{"uid":"8572f498-f0f4-4139-a8ee-ef914f50afec","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{8572F498-F0F4-4139-A8EE-EF914F50AFEC}","ph":"headless-body-top","sig":"sxa-metadata"},"placeholders":{"sxa-metadata":[{"uid":"f1933551-f6f2-4df0-a7b1-73a7a8078891","componentName":"PrivacyWarning","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"},"fields":{"data":{"contextItem":{"ancestors":[{"children":{"results":[]}}]}}}},{"uid":"c8f7813e-2a40-4870-af50-d8a4c6fe3f89","componentName":"BodyTopHtmlSnippet","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"},"fields":{"pageLevelSnippet":{"value":"<style> \r\n\r\n@media (max-width: 767px) {\r\n  .image {\r\n      margin-top:  0px !important;\r\n  }\r\n  .image.img-rounded img {\r\n      height: 200px;\r\n      width: 200px;\r\n  }\r\n  .bg-zurichwhite > .component-content > div > .col-12.component.container > .component-content > div > .row.component.column-splitter {\r\n      row-gap: 0px !important;\r\n  }\r\n  h3 {\r\n      font-size: 20px;\r\n  }\r\n}\r\n\r\n@media (min-width: 992px) {\r\n  .heading-h2, h2 {\r\n      font-size: 38px;\r\n  }\r\n  h3 {\r\n      font-size: 18px;\r\n  }\r\n}\r\n\r\n/* 修正選擇器語法錯誤，應該加上點號表示 class */\r\n.bg-zurichwhite.col-12.component.container.full-width {\r\n  padding-block: 0px !important;\r\n  padding-bottom: 40px !important;\r\n}\r\n\r\n.zurich-guard-bg {\r\n  background-color: #E4EEE6 !important;\r\n  padding-block: 40px !important;\r\n  transition: background-color 0.5s ease;\r\n}\r\n\r\n</style>"},"pageLevelEmbeddedSnippet":{"value":""},"siteLevelEmbeddedSnippet":{"value":"<!-- Google Tag Manager (noscript) -->\r\n\r\n<noscript><iframe src=\"https://www.googletagmanager.com/ns.html?id=GTM-KRVTWKM\"\r\nheight=\"0\" width=\"0\" style=\"display:none;visibility:hidden\"></iframe></noscript>\r\n\r\n<!-- End Google Tag Manager (noscript) -->"}}}]}}],"headless-header":[{"uid":"21fc3f84-5223-428c-9b1c-f3857af1ea7e","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{21FC3F84-5223-428C-9B1C-F3857AF1EA7E}","ph":"headless-header","sig":"sxa-header"},"placeholders":{"sxa-header":[{"uid":"292716f5-660a-45eb-8a60-fc95a2fcd410","componentName":"Navigation","dataSource":"","params":{"LevelFrom":"{1BB88840-5FB3-4353-AD8D-81136F6FF75A}","LevelTo":"{4CDEFD87-00DA-4529-AD4D-7E1318644E97}","Filter":"main","DynamicPlaceholderId":"1","FieldNames":"Default"},"fields":{"items":[{"level":1,"queryString":"","icon":"icon icon--heart-medical_24_outline","children":[{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"03ca123c-d553-4f31-ad12-668200dee1b5","title":"旅遊保險","href":"/zh-hk/products/travel/breezy-travel","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"90bfd38d-d776-431f-a992-e942acaa2702","title":"大灣區旅遊保障","href":"/zh-hk/products/travel/gba-go","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"0bf79ff6-6513-48d4-b95c-ff283cec67bd","title":"海外升學","href":"/zh-hk/products/travel/studysmart-plus-overseas-student-insurance-plan","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"8ad41619-4e1c-4cdb-b43b-182d7d7f2bb4","title":"工作假期","href":"/zh-hk/products/travel/live2play-working-holiday-insurance-plan","target":"","isExternal":false,"anchor":""}],"id":"1473441f-8dd0-4284-af88-ad048c4632eb","title":"旅遊、留學及工作假期","href":"/zh-hk/products/travel","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"dd1c6ade-205d-467c-b79a-16f85f2ae7bf","title":"家居保障（自住／租住）","href":"/zh-hk/products/home/breezy-home-insurance-plan-householder","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"b441bd99-092a-4f9d-92e3-5a0499348502","title":"家居保障（出租）","href":"/zh-hk/products/home/breezy-home-insurance-plan-landlord","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"4361c1d4-b239-4ce3-b0ab-2eb14a960044","title":"家傭保障","href":"/zh-hk/products/home/helpersafe-insurance-plan","target":"","isExternal":false,"anchor":""}],"id":"c7a86bef-f1b7-4cb3-bf78-104821d651c1","title":"家居及家傭","href":"/zh-hk/products/home","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[],"id":"23ae6539-c54f-499b-ab48-dab0a3252d22","title":"汽車","href":"/zh-hk/products/motor","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"6cdc8516-0d60-49a2-94a4-caa29b9c1068","title":"個人網絡保障","href":"/zh-hk/products/home/cyberside","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"23b273f4-763a-4de9-8009-e287753c7103","title":"無人機保障","href":"/zh-hk/products/home/drone-protection","target":"","isExternal":false,"anchor":""}],"id":"4cc71878-f667-4b92-80d4-354ab16f09b0","title":"財物及個人網絡","href":"/zh-hk/products/property-and-personal-cyber","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"utm_source=corp&utm_medium=referral&utm_campaign=mobnavmenu","icon":null,"children":[],"id":"b026f423-2c78-4f96-8cab-26033fddcbe3","title":"儲蓄及投資","href":"https://life.zurich.com.hk/tc/products/swiss-prime-savings-insurance-plan/","target":"_blank","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"c325f0bd-65e2-4145-8278-5b86e217b607","title":"定期壽險（網上投保）","href":"/zh-hk/products/term-life/zurich-term-life-insurance-plan","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"utm_source=corpsite&utm_medium=referral&utm_campaign=navigation","icon":null,"children":[],"id":"80d9ca76-b0e0-49e8-aa44-bbdb3bdff29c","title":"定期壽險（理財顧問）","href":"https://life.zurich.com.hk/tc/products/swiss-protect-term-insurance-plan/","target":"_blank","isExternal":false,"anchor":""}],"id":"13b739bd-188c-4582-9502-79710db2982b","title":"人壽","href":"/zh-hk/products/term-life","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[{"level":4,"queryString":"","icon":null,"children":[],"id":"ee3eaad7-599b-458a-9e5c-af4f2c963b70","title":"個人及家庭意外保障","href":"/zh-hk/products/accident-and-health/personal-accident/breezy-care-personal-accident-insurance-plan","target":"","isExternal":false,"anchor":""},{"level":4,"queryString":"","icon":null,"children":[],"id":"643c1205-159e-4d68-9a0d-6ebf3e1b4cc2","title":"保費回贈意外保障","href":"/zh-hk/products/accident-and-health/personal-accident/zurich-guard-refundable-accident-insurance-plan","target":"","isExternal":false,"anchor":""},{"level":4,"queryString":"","icon":null,"children":[],"id":"5a48f175-6ce0-402b-833d-f89fe523f40e","title":"運動保障","href":"/zh-hk/products/accident-and-health/personal-accident/sportifly-sports-protection","target":"","isExternal":false,"anchor":""},{"level":4,"queryString":"","icon":null,"children":[],"id":"fda97a37-2114-4e84-9d52-702b96ec5d49","title":"乘客意外保障","href":"/zh-hk/products/accident-and-health/personal-accident/passenger-pa","target":"","isExternal":false,"anchor":""}],"id":"b12b2cf0-8da9-4a7a-b3c1-f8c9f721f41a","title":"個人意外","href":"/zh-hk/products/accident-and-health/personal-accident","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[{"level":4,"queryString":"","icon":null,"children":[],"id":"ec666b51-6cb9-4566-aa97-3150107dcdbd","title":"危疾保障（設保費回贈選項）","href":"/zh-hk/products/accident-and-health/critical-illness/zurich-care-critical-illness-insurance-plan","target":"","isExternal":false,"anchor":""},{"level":4,"queryString":"","icon":null,"children":[],"id":"fd434c6b-7d5d-40f5-9640-fb13bd39487a","title":"危疾雙重保系列","href":"/zh-hk/products/accident-and-health/critical-illness/duo-protector-critical-illness-protection-series","target":"","isExternal":false,"anchor":""},{"level":4,"queryString":"utm_source=corpsite&utm_medium=referral&utm_campaign=navigation","icon":null,"children":[],"id":"b213add2-25f9-4c66-b144-061796657adc","title":"危疾保障（理財顧問）","href":"https://life.zurich.com.hk/tc/products/swiss-care-critical-illness-insurance-plan/","target":"_blank","isExternal":false,"anchor":""}],"id":"5eef3336-7777-406f-8f2e-4293aea7b73a","title":"危疾","href":"/zh-hk/products/accident-and-health/critical-illness","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"d9fa1918-9387-4a3c-af74-28a530229b7a","title":"自願醫保","href":"/zh-hk/products/accident-and-health/zurich-vhis-series","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"8f1771fd-a025-4766-bd61-024e6aa12b45","title":"門診及牙科","href":"/zh-hk/products/accident-and-health/clinicgo-outpatient-medical-and-dental-care-plan","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"6e16be4b-42fa-499f-b5a6-e2f5e1a9d762","title":"保健通行證","href":"/zh-hk/products/socare-health-pass","target":"","isExternal":false,"anchor":""}],"id":"dad12fa6-9fbb-4f06-9b94-7221d61aa421","title":"意外及健康","href":"/zh-hk/products/accident-and-health","target":"","isExternal":false,"anchor":""}],"id":"4b9706d4-625b-40d2-b464-048cf5a27e3d","title":"產品介紹","href":"/zh-hk/products","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--cart_24_outline","children":[],"id":"4deb47cb-31af-45c7-9e06-2e8e27e26017","title":"即時投保","href":"/zh-hk/buy-online","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--lightbulb_24_outline","children":[],"id":"b2c02b18-2b06-4517-800b-93d430a28838","title":"網誌","href":"/zh-hk/insurance-tips","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--user-help_24_outline","children":[{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"68f6b294-a1b6-4a9a-a5e8-7d93e203bf10","title":"人壽保單常用表格及文件","href":"/zh-hk/customer-services/life-policy-services","target":"","isExternal":false,"anchor":""}],"id":"a8b2214d-5ae3-405f-b88f-08d8ef677a62","title":"保單服務","href":"/zh-hk/customer-services/policy-services","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[],"id":"c4fcfca7-4b17-4fa8-b7fd-a6f466120ee2","title":"OneZurich 客戶網上服務平台","href":"/zh-hk/customer-services/onezurich","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"bdda7482-efa5-480f-b66c-610dcacb0f7b","title":"保單續保","href":"/zh-hk/customer-services/payment/policy-renewal","target":"","isExternal":false,"anchor":""},{"level":3,"queryString":"","icon":null,"children":[],"id":"191fdeda-dd54-4f69-a79d-4b8512a641b5","title":"繳付人壽保單保費","href":"/zh-hk/customer-services/life-premium-payment","target":"","isExternal":false,"anchor":""}],"id":"763cb03a-e22b-4538-ad92-79c3dbe89a20","title":"繳付保費","href":"/zh-hk/customer-services/payment","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[{"level":3,"queryString":"","icon":null,"children":[],"id":"a6880530-fe08-4429-a248-20a400fd6a34","title":"醫療","href":"/zh-hk/customer-services/our-network","target":"","isExternal":false,"anchor":"#醫療"},{"level":3,"queryString":"","icon":null,"children":[],"id":"82ec0192-3c81-468b-aaa9-3ddc2374c577","title":"汽車","href":"/zh-hk/customer-services/our-network","target":"","isExternal":false,"anchor":"#汽車"}],"id":"2160f869-a1a9-4862-a527-2ffd80234130","title":"服務網絡","href":"/zh-hk/customer-services/our-network","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[],"id":"b0b808c7-577f-4921-8990-c47b4061c02f","title":"投資選項／投資選擇最新價格","href":"/zh-hk/customer-services/investment-choice","target":"","isExternal":false,"anchor":""},{"level":2,"queryString":"","icon":null,"children":[],"id":"f9bad693-c780-47ce-bb82-568636cecc9d","title":"常見問題","href":"/zh-hk/customer-services/frequently-asked-questions","target":"","isExternal":false,"anchor":""}],"id":"d14e00bc-4138-4d53-a091-f4e6586d03ba","title":"客戶服務","href":"/zh-hk/customer-services","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--currency-dollar_24_outline","children":[],"id":"88028d04-e7f8-4622-932f-841c3daf731d","title":"申請索償","href":"/zh-hk/make-a-claim","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--phone_24_outline","children":[],"id":"33959434-9eeb-4a1c-8220-0844cfcba0ed","title":"聯絡我們","href":"/zh-hk/customer-services/contact-us","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--info_24_outline","children":[],"id":"fbe291f9-4935-44d6-a8a4-d6a503aaa0a7","title":"關於蘇黎世","href":"/zh-hk/about-zurich","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--leaf_24_outline","children":[],"id":"4c6e044b-3259-4feb-8a27-e2808ff7eb2d","title":"可持續發展","href":"/zh-hk/about-zurich/sustainability","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--search_24_outline","children":[],"id":"d17c1145-b65c-44b0-b805-89482534d2ec","title":"搜尋","href":"/zh-hk/search","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--lightbulb_24_outline","children":[],"id":"17d3d64a-e7e6-433d-b8c0-d8e5f67ca4cb","title":"中小型企業","href":"/zh-hk/sme","target":"","isExternal":false,"anchor":""},{"level":1,"queryString":"","icon":"icon icon--office_24_outline","children":[],"id":"c4ad8dbb-9c7d-4a33-9421-ca2830423b8f","title":"企業","href":"/zh-hk/corporate","target":"","isExternal":false,"anchor":""}],"logo":{"Copyright":{"value":""},"Image":{"value":{"src":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/components/logos/zurichlogomobile/new-logo.svg?h=32&iar=0&w=192","alt":"Zurich Insurance","width":"192","height":"32"}},"ImageCaption":{"value":""},"TargetUrl":{"value":{"text":"","anchor":"","linktype":"internal","class":"","title":"","querystring":"","id":"{C8F87C18-7BF5-44A1-8D9C-0882F427648E}","href":"/zh-hk/"}},"ImageEager":{"value":false}},"quickLinks":[{"id":"799c7ee7-bf49-4403-b31d-86af7da63049","title":"首頁","href":"/zh-hk/","target":"","isExternal":false,"icon":"icon icon--home_24_outline","anchor":null},{"id":"5493669c-452d-477c-abd3-acb39b3151bc","title":"登入","href":"/zh-hk/customer-services/login","target":"","isExternal":false,"icon":"icon icon--user-male_24_outline","anchor":""},{"id":"4069b95d-b953-4616-800f-8942e563309d","title":"即時投保","href":"/zh-hk/buy-online","target":"","isExternal":false,"icon":"icon icon--cart_24_outline","anchor":""}],"legalLinks":[],"socialLinks":[],"globalSearchBoxEnabled":{"value":false},"globalSearchBoxLabel":{"value":""},"globalSearchPageUrl":{"value":""}}},{"uid":"77467265-32cb-4034-8669-aacaafc3652d","componentName":"LanguageSelector","dataSource":"","fields":{"languages":[{"name":"en","englishName":"English","nativeName":"English"},{"name":"zh-hk","englishName":"Chinese (Traditional, Hong Kong SAR)","nativeName":"中文(香港特別行政區)"}],"disableLanguageSelector":{"value":false}}}]}}],"headless-main":[{"uid":"d000428a-c11f-4e3b-9762-e6409cd96aa1","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{D000428A-C11F-4E3B-9762-E6409CD96AA1}","ph":"headless-main","sig":"sxa-detail-page-default"},"placeholders":{"sxa-detail-page-default":[{"uid":"0a7011b2-f8c8-454a-b935-0c74274ae56e","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","Styles":"full-width","CacheClearingBehavior":"Clear on publish","DynamicPlaceholderId":"1","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-1":[{"uid":"cedd50ba-65ee-46ae-820b-350f103956d1","componentName":"Container","dataSource":"","params":{"RenderingIdentifier":"fccchange","Styles":"bg-white full-width","GridParameters":"col-12","DynamicPlaceholderId":"2","FieldNames":"Default","__JsonStyles":"{\"primaryColours\":\"bg-white\",\"width\":\"full-width\"}"},"placeholders":{"container-2":[{"uid":"ed591769-6ab6-48d4-a8fe-8fcc51031aee","componentName":"Container","dataSource":"","params":{"RenderingIdentifier":"nogap","GridParameters":"col-12","DynamicPlaceholderId":"3","FieldNames":"Default"},"placeholders":{"container-3":[{"uid":"805035cf-0f81-435a-8ae3-8f676996596d","componentName":"ColumnSplitter","dataSource":"","params":{"ColumnWidth1":"col-md-8 col-lg-7 col-xl-7 col-xxl-7 order-2 d-inline order-sm-2 d-sm-inline order-md-0 d-md-inline order-lg-0 d-lg-inline order-xl-0 d-xl-inline order-xxl-0 d-xxl-inline","ColumnWidth2":"col-lg-1 col-xl-1 col-xxl-1 d-none d-sm-none d-md-none order-lg-1 d-lg-inline order-xl-1 d-xl-inline order-xxl-1 d-xxl-inline","ColumnWidth3":"col-md-4 col-lg-4 col-xl-4 col-xxl-4 d-none d-sm-none order-md-2 d-md-flex order-lg-2 d-lg-flex order-xl-2 d-xl-flex order-xxl-2 d-xxl-flex","ColumnWidth4":"col-12 order-0 me-auto order-sm-0 me-sm-auto d-md-none d-lg-none d-xl-none d-xxl-none","GridParameters":"col-12","SplitterSize":"2","EnabledPlaceholders":"1,2,3,4","Styles1":"margin-top","FieldNames":"Default","DynamicPlaceholderId":"4","Styles":"#nogap"},"placeholders":{"column-1-{*}":[{"uid":"a1100c09-e5c7-4e0b-a09a-338437b6a50a","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Headline - Stage Banner","params":{"GridParameters":"col-12","DynamicPlaceholderId":"28","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .column-splitter {\n    row-gap: 10px;\n    }\n    h1 {\n    font-size: 18px;\n    line-height: 1.3;\n    margin-bottom: 1rem;\n    color: #2167AE;\n    font-weight: 500;\n    }\n    .banner-h2 {\n    font-size: 32px;\n    line-height: 1.3;\n    margin-bottom: 1.5rem;\n    }\n    @media (min-width: 768px) {\n    .banner-h2 {\n    font-size: 40px;\n    margin-bottom: 2rem;\n    }\n    }\n    @media (min-width: 992px) {\n    h1 {\n    font-size: 20px;\n    }\n    .banner-h2 {\n    font-size: 48px;\n    line-height: 1.2;\n    }\n    }\n</style>\n<h1>至守護保費回贈意外保障計劃</h1>\n<h2 class=\"banner-h2\">\n全方位意外保障<br />\n保證退回 <strong style=\"color: #619C85;\">全數保費</strong>\n</h2>"}},"experiences":{}},{"uid":"a0d9dfbb-e2f5-4333-913a-8002cce55a39","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Description - Stage Banner","params":{"GridParameters":"col-12","DynamicPlaceholderId":"32","FieldNames":"Default"},"fields":{"Text":{"value":"<p style=\"margin-top: 1rem; margin-bottom: 1rem; width: 90%;\">即使有索償，期滿亦可享全數保費回贈，10年保費可享15年保障，以及高達<strong>2,000,000港元保障</strong>！</p>"}}},{"uid":"c800409e-f42a-4fc7-862b-39df1853039a","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Moneyhero free to paid - Discount Tag - Stage Banner","params":{"GridParameters":"col-12","DynamicPlaceholderId":"130","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .promo-box {\n    margin-top: 20px;\n    background-color: #FFFFFF;\n    padding: 10px 10px;\n    border-radius: 8px;\n    display: inline-block;\n    max-width: 95%;\n    word-wrap: break-word;\n    }\n    .promo-wordings {\n    display: inline-block;\n    align-items: flex-start;\n    font-size: clamp(1rem, 1vw + 0.5rem, 1.125rem) !important;  /* Responsive: 16px to 18px */\n    color: #2c3e50;\n    }\n    .promo-icon {\n    vertical-align: top;\n    margin-right: 8px;\n    font-size: 24px;\n    }\n    .promo-text {\n    line-height: 1.4;\n    }\n</style>\n<div class=\"promo-box\">\n<span class=\"promo-wordings\">\n<span class=\"icon icon--currency-dollar_48_outline promo-icon\"></span>\n<span class=\"promo-text\">\n現時投保首月保費只需 1港元，節省超過1,000港元*\n</span>\n</span>\n</div>\n<br />\n<br />"}},"experiences":{}},{"uid":"e0a93a6f-6529-4b3b-8e97-c6dc754a5209","componentName":"Container","dataSource":"","params":{"Styles":"full-width","GridParameters":"col-12 d-inline d-sm-inline d-md-inline d-lg-inline d-xl-inline d-xxl-inline","DynamicPlaceholderId":"159","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-159":[{"uid":"c6fce314-9ca9-4a31-823c-5a8b6e51fdbf","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Moneyhero free to paid - Select your plan - Stage Banner","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"207"},"fields":{"ButtonIcon":null,"ButtonText":{"value":"立即投保"},"ButtonLink":{"value":{"href":"https://eshop.zurich.com.hk:9443/life-insurance/home?brokerCode=3807&riskCode=DRPA1&language=tc&promotionCode=DS-EG-DRPA-26-01","text":"https://eshop-uat.zurich.com.hk:8443/life-insurance/home?brokerCode=3807&riskCode=DRPA1&language=tc&promotionCode=DS-MH-DRPA-25-01","linktype":"external","url":"https://eshop.zurich.com.hk:9443/life-insurance/home?brokerCode=3807&riskCode=DRPA1&language=tc&promotionCode=DS-EG-DRPA-26-01","anchor":"","target":"_blank"}},"BadgeText":{"value":""},"BadgeIcon":null},"experiences":{}},{"uid":"141fb533-8da0-408f-97e0-42c930d11283","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Table of benefits - Button","params":{"GridParameters":"col-12","FieldNames":"ButtonWithLink","Styles":"button btn--secondary","DynamicPlaceholderId":"237","__JsonStyles":"{\"buttonType\":\"button\",\"buttonAppearance\":\"btn--secondary\"}"},"fields":{"ButtonIcon":null,"ButtonText":{"value":" 完整保障表"},"ButtonLink":{"value":{"href":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-guard-refundable-accident-insurance-plan/product_factsheet_tc_roppa.pdf","text":"","anchor":"","linktype":"internal","class":"","title":"","target":"_blank","querystring":"","id":"{29FF43EA-BC9D-4BC6-BB80-6FE08349620F}"}},"BadgeText":{"value":""},"BadgeIcon":null}}]}}],"column-2-{*}":[],"column-3-{*}":[{"uid":"9190b87e-c460-4377-a3c2-651393bbc0bc","componentName":"Image","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Image - Stage Banner - Desktop","params":{"FieldNames":"Image","GridParameters":"col-12","DynamicPlaceholderId":"29"},"fields":{"Copyright":{"value":""},"Image":{"value":{"src":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/roppa-key-visual.png?h=720&iar=0&w=720","alt":"Zurich Guard Key Visual","width":"720","height":"720"}},"ImageCaption":{"value":""},"TargetUrl":{"value":{"href":""}},"ImageEager":{"value":false}}}],"column-4-{*}":[{"uid":"b6f87eb0-80bd-4a52-a54e-7cf09fabaff2","componentName":"Image","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Image - Stage Banner - Mobile","params":{"GridParameters":"col-12","FieldNames":"Image","Styles":"img-rounded","DynamicPlaceholderId":"30","__JsonStyles":"{\"image\":\"img-rounded\"}"},"fields":{"Copyright":{"value":""},"Image":{"value":{"src":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/roppa-key-visual.png?h=4000&iar=0&w=4000","alt":"ROPPA Key Visual","width":"4000","height":"4000"}},"ImageCaption":{"value":""},"TargetUrl":{"value":{"href":""}},"ImageEager":{"value":false}}}],"column-5-{*}":[],"column-6-{*}":[],"column-7-{*}":[],"column-8-{*}":[]}}]}}]}},{"uid":"ca69176d-df9a-4446-b5c1-fc7225b2f72b","componentName":"Container","dataSource":"","params":{"Styles":"margin-top margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"8","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top margin-bottom\"}"},"placeholders":{"container-8":[{"uid":"1ea0e22d-690f-4e6c-94b6-c90065516706","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Main Features","params":{"FieldNames":"H2","GridParameters":"col-12","DynamicPlaceholderId":"9"},"fields":{"Icon":null,"Title":{"value":"主要特點"}}},{"uid":"3ac3481d-a49a-4a6c-ad7a-b25a310090ed","componentName":"ColumnSplitter","dataSource":"","params":{"DynamicPlaceholderId":"10","ColumnWidth2":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","ColumnWidth4":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","EnabledPlaceholders":"1,2,3,4,5,6","ColumnWidth5":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","SplitterSize":"2","GridParameters":"col-12","ColumnWidth3":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","ColumnWidth1":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","ColumnWidth6":"col-12 col-md-4 col-lg-4 col-xl-4 col-xxl-4","FieldNames":"Default"},"placeholders":{"column-1-{*}":[{"uid":"2f83ae3d-ee1a-4572-8fed-3a959bd16cae","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 1 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"11"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\">\n<img height=\"140\" alt=\"Premium refund\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/premium-refund.png?la=zh-hk\" />&nbsp;</p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px;\"><strong><span style=\"font-size: 24px;\">\n保費回贈利益及無索償獎賞利益<sup>3</sup></span></strong></p>\n<p style=\"text-align: center;\">\n無論是否有理賠，若保單退保、期滿或終止，可獲高達<strong>100%</strong>保費回贈；如未曾作出任何賠償，可於保單期滿時獲額外<strong>5%</strong>的保費回贈。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-2-{*}":[{"uid":"f154acce-891e-49ef-9c75-4105f34a038a","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 2 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"12"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\"><img height=\"140\" alt=\"GBA icon\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/acb-gba.png\" /></p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px; font-size: 24px;\"><strong>\n搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup></strong></p>\n<p style=\"text-align: center;\">\n如乘坐指定交通工具往返香港及大灣區時發生意外，可獲一筆過現金賠償。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-3-{*}":[{"uid":"f1fbc536-8ae5-4cf6-b657-dc088c9c7712","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 3 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"13"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\"><img height=\"140\" alt=\"Accidental Death and Dismemberment Benefit\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/accidental-death-and-dismemberment-benefit.png?la=zh-hk\" /></p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px; font-size: 24px;\"><strong>\n意外身故及傷殘賠償<sup>5</sup>\n</strong></p>\n<p style=\"text-align: center;\">\n為意外身故或身體損傷提供100%保障額。此外，即使您已提出理賠，您仍可獲得保費回贈利益。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-4-{*}":[{"uid":"cd5e8808-5aee-4791-af05-1ce19a8b798a","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 4 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"14"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\"><img height=\"140\" alt=\"Double Benefit\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/double-benefit.png\" /></p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px; font-size: 24px;\"><strong>\n雙倍賠償<sup>6</sup>\n</strong></p>\n<p style=\"text-align: center;\">\n在指定情況下以雙倍計算意外身故及傷殘賠償。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-5-{*}":[{"uid":"f3c50a15-ac20-4ac3-a55e-76ecfbc87f66","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 5 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"15"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\"><img height=\"140\" alt=\"Accidental Medical Expenses Reimbursement Benefit\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/accidental-medical-expenses-reimbursement-benefit.png?la=zh-hk\" /></p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px; font-size: 24px;\"><strong>\n意外醫療費用賠償<sup>7</sup>\n</strong></p>\n<p style=\"text-align: center;\">\n賠償身體損傷所招致之治療及服務的醫療費用。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-6-{*}":[{"uid":"815b3ea0-5034-4eb7-b2c9-511e972468da","componentName":"Teaser","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Teaser 6 - Main Features","params":{"FieldNames":"TeaserPictogram","GridParameters":"col-12","DynamicPlaceholderId":"16"},"fields":{"Image":{"value":{}},"Pictogram":null,"Headline":{"value":"<br />\n<p style=\"text-align: center;\"><img height=\"140\" alt=\"Accidental Hospital Income Benefit\" width=\"140\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/accidental-hospital-income-benefit.png?la=zh-hk\" /></p>\n<p style=\"text-align: center; margin-bottom: 8px; margin-top: 10px; font-size: 24px;\"><strong>\n意外住院現金賠償<sup>8</sup></strong></p>\n<p style=\"text-align: center;\">\n提供住院期間的每日現金支援。\n</p>"},"Link":{"value":{"href":""}},"Preline":{"value":""},"ImageEager":{"value":false}}}],"column-7-{*}":[],"column-8-{*}":[]}}]}}]}},{"uid":"84a65cfa-82b9-48c8-8ed5-a1fe8e4019a3","componentName":"Container","dataSource":"","params":{"DynamicPlaceholderId":"5","FieldNames":"Default"},"placeholders":{"container-5":[{"uid":"fcd08409-b473-4490-add3-34c0611a8142","componentName":"Breadcrumb","dataSource":"","params":{"Separator":">","Filter":"breadcrumb","GridParameters":"col-12","Styles":"breadcrumb--icon","DynamicPlaceholderId":"7","FieldNames":"Default","__JsonStyles":"{\"icon\":\"breadcrumb--icon\"}"},"fields":{"DisableBreadcrumb":{"value":true},"NavigationTitle":{"value":"保費回贈意外保障"},"ancestors":[{"id":"c8f87c18-7bf5-44a1-8d9c-0882f427648e","name":"Home","displayName":"Home","url":"/zh-hk/","fields":{"NavigationTitle":{"value":"主頁"}}},{"id":"4b9706d4-625b-40d2-b464-048cf5a27e3d","name":"Products","displayName":"Products","url":"/zh-hk/products","fields":{"NavigationTitle":{"value":"產品介紹"}}},{"id":"dad12fa6-9fbb-4f06-9b94-7221d61aa421","name":"Accident and health","displayName":"Accident and health","url":"/zh-hk/products/accident-and-health","fields":{"NavigationTitle":{"value":"意外及健康"}}},{"id":"b12b2cf0-8da9-4a7a-b3c1-f8c9f721f41a","name":"Personal Accident","displayName":"Personal Accident","url":"/zh-hk/products/accident-and-health/personal-accident","fields":{"NavigationTitle":{"value":"個人意外"}}}]}}]}},{"uid":"03ae063a-d505-4cf3-9401-8874af3a37d6","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","CacheClearingBehavior":"Clear on publish","DynamicPlaceholderId":"2","FieldNames":"Default"},"placeholders":{"container-2":[{"uid":"9480b54c-7615-405b-8f3d-d68d08d3225f","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","Styles":"full-width","DynamicPlaceholderId":"4","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-4":[{"uid":"61e5f67c-1feb-4005-a824-448eb9758ac6","componentName":"Container","dataSource":"","params":{"Styles":"margin-top margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"18","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top margin-bottom\"}"},"placeholders":{"container-18":[{"uid":"842c5c4d-b4f2-4653-a426-27004080e0b1","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Full coverage table - mobile - button","params":{"Styles":"margin-top","GridParameters":"col-12 d-inline d-sm-inline d-lg-none d-xl-none d-xxl-none","DynamicPlaceholderId":"161","FieldNames":"Default"}},{"uid":"a1014623-a21f-48ce-a5fd-897032683b63","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Comparison table title - Full coverage table button","params":{"Styles":"margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"183","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-bottom\"}"},"fields":{"Text":{"value":"<style>\n    @media (max-width: 767px) {\n    .btn-container {\n    flex-basis: 100%;\n    text-align: left;\n    margin-top: 10px;\n    }\n    }\n</style>\n<div style=\"display: flex; align-items: center; flex-wrap: wrap; margin-top: 100px;\">\n<h2 id=\"Comparison_Table\" style=\"margin-bottom: 10px; padding-right: 20px; scroll-margin-top: 4rem;\">我應該選擇哪個選項？ </h2>\n<a href=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-guard-refundable-accident-insurance-plan/product_factsheet_tc_roppa.pdf\" target=\"_blank\" style=\"text-decoration: none;\">\n<button type=\"button\" class=\"btn btn--secondary btn--sm alt\">\n完整保障表\n<span class=\"icon icon--arrow-right_24\"></span>\n</button>\n</a>\n</div>"}}},{"uid":"844b083a-4759-4729-9591-f8e39cc52690","componentName":"RichTextSitecoreRendering","dataSource":"","params":{"Styles":"margin-bottom","GridParameters":"col-12 d-inline d-sm-inline d-lg-none d-xl-none d-xxl-none","DynamicPlaceholderId":"136","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-bottom\"}"}},{"uid":"7eb0d202-2355-4d27-877b-04eebe649077","componentName":"Tabs","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile","params":{"TabControlBelowContent":"0","GridParameters":"col-12 d-inline d-sm-inline d-md-none d-lg-none d-xl-none d-xxl-none","Reset Caching Options":"0","DynamicPlaceholderId":"202"},"fields":{},"placeholders":{"headless-tab":[{"uid":"838bc933-1548-4f49-b97a-c11b099119da","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Evergreen - Comparison Table - Mobile/Tab Item 1 - Plan 1","params":{"DynamicPlaceholderId":"203"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 1</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n&nbsp;\n<table class=\"table table--colored firstcol-sticky\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2</sup> （港元）</strong></th>\n            <td style=\"width: 15%; text-align: center;\">150,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>賠償</strong></td>\n            <td style=\"text-align: center; width: 60%;\">港元</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">\n            <p><strong>意外身故及傷殘賠償<sup>5</sup><br />\n            </strong><span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>意外身故\n            <br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>身體損傷而導致6項受保損失，如完全及永久傷殘，1肢或以上截斷及三級燒傷</p>\n            </td>\n            <td style=\"width: 15%; text-align: center;\">150,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">扣除任何未繳的應付保費\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>雙倍賠償<sup>6</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">若意外是由指定情況導致，意外身故及傷殘賠償下的應付賠償將會以雙倍計算。</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">\n            <p><strong>意外醫療費用賠償<sup>7</sup></strong><strong>（每宗意外A、B 和 C的最大累計限額）</strong></p>\n            </td>\n            <td style=\"text-align: center; width: 15%;\">2,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">A) 醫療費用（每宗意外）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 2,000</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">B) 跌打及針灸（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 150</td>\n        </tr>\n        <tr>\n            <td colspan=\"4\" style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">C) 脊椎治療及物理治療（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 250</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\"><strong>意外住院現金賠償<sup>8</sup>（每日）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">250</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每宗意外最多90 日的住院\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup>（每宗意外）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">2,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>保費回贈利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">無論是否有任何理賠，若保單終止，本公司會支付保費回贈利益予您，金額相等於根據下表內列明繳付保費總額的適用百分比。\n            <div style=\"text-align: center; width: 100%;\">\n            &nbsp;\n            <table style=\"width: 90%; margin: 0 auto;\">\n                <thead>\n                    <tr>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong style=\"text-align: center;\">此保單終止的時間</strong><br />\n                        </th>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong><strong style=\"text-align: center;\">繳付保費總額的百分比（%）</strong></strong></th>\n                    </tr>\n                </thead>\n                <tbody>\n                    <tr>\n                        <td style=\"width: 50%;\"><span style=\"text-align: center;\">第一至第五個保單年度內</span></td>\n                        <td style=\"width: 50%;\">0%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第六至第十個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">50%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第十一至第十五個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">80%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">於保單期滿日</span></td>\n                        <td style=\"width: 50%;\">100%\n                        </td>\n                    </tr>\n                </tbody>\n            </table>\n            </div>\n            <br />\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>無索償獎賞利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">如未有理賠，保單期滿時獲繳付保費總額的5 % </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>非意外身故賠償<sup>9</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">5,000 扣除任何未繳的應付保費或繳付保費總額的100%之較高者</td>\n        </tr>\n    </tbody>\n</table>\n</div>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"36ef6f8f-3026-414d-8c6f-cc6c8d61830e","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Evergreen - Comparison Table - Mobile/Tab Item 2 - Plan 2","params":{"DynamicPlaceholderId":"204"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 2</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n&nbsp;\n<table class=\"table table--colored firstcol-sticky\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2</sup> （港元）</strong></th>\n            <td style=\"width: 15%; text-align: center;\">300,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>賠償</strong></td>\n            <td style=\"text-align: center; width: 60%;\">港元</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">\n            <p><strong>意外身故及傷殘賠償<sup>5</sup><br />\n            </strong><span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>意外身故\n            <br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>身體損傷而導致6項受保損失，如完全及永久傷殘，1肢或以上截斷及三級燒傷</p>\n            </td>\n            <td style=\"width: 15%; text-align: center;\">300,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">扣除任何未繳的應付保費\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>雙倍賠償<sup>6</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">若意外是由指定情況導致，意外身故及傷殘賠償下的應付賠償將會以雙倍計算。</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">\n            <p><strong>意外醫療費用賠償<sup>7</sup></strong><strong>（每宗意外A、B 和 C的最大累計限額）</strong></p>\n            </td>\n            <td style=\"text-align: center; width: 15%;\">3,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">A) 醫療費用（每宗意外）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 3,000</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">B) 跌打及針灸（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 200</td>\n        </tr>\n        <tr>\n            <td colspan=\"4\" style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">C) 脊椎治療及物理治療（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 300</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\"><strong>意外住院現金賠償<sup>8</sup>（每日）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">450</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每宗意外最多90 日的住院\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup>（每宗意外）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">2,500</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>保費回贈利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">無論是否有任何理賠，若保單終止，本公司會支付保費回贈利益予您，金額相等於根據下表內列明繳付保費總額的適用百分比。\n            <div style=\"text-align: center; width: 100%;\">\n            &nbsp;\n            <table style=\"width: 90%; margin: 0 auto;\">\n                <thead>\n                    <tr>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong style=\"text-align: center;\">此保單終止的時間</strong><br />\n                        </th>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong><strong style=\"text-align: center;\">繳付保費總額的百分比（%）</strong></strong></th>\n                    </tr>\n                </thead>\n                <tbody>\n                    <tr>\n                        <td style=\"width: 50%;\"><span style=\"text-align: center;\">第一至第五個保單年度內</span></td>\n                        <td style=\"width: 50%;\">0%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第六至第十個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">50%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第十一至第十五個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">80%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">於保單期滿日</span></td>\n                        <td style=\"width: 50%;\">100%\n                        </td>\n                    </tr>\n                </tbody>\n            </table>\n            </div>\n            <br />\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>無索償獎賞利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">如未有理賠，保單期滿時獲繳付保費總額的5 % </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>非意外身故賠償<sup>9</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">5,000 扣除任何未繳的應付保費或繳付保費總額的100%之較高者</td>\n        </tr>\n    </tbody>\n</table>\n</div>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"d06dacd3-8c71-4ed1-86e3-044c4b939eec","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Evergreen - Comparison Table - Mobile/Tab Item 3 - Plan 3","params":{"DynamicPlaceholderId":"205"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 3</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n&nbsp;\n<table class=\"table table--colored firstcol-sticky\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2</sup> （港元）</strong></th>\n            <td style=\"width: 15%; text-align: center;\">600,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>賠償</strong></td>\n            <td style=\"text-align: center; width: 60%;\">港元</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">\n            <p><strong>意外身故及傷殘賠償<sup>5</sup><br />\n            </strong><span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>意外身故\n            <br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>身體損傷而導致6項受保損失，如完全及永久傷殘，1肢或以上截斷及三級燒傷</p>\n            </td>\n            <td style=\"width: 15%; text-align: center;\">600,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">扣除任何未繳的應付保費\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>雙倍賠償<sup>6</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">若意外是由指定情況導致，意外身故及傷殘賠償下的應付賠償將會以雙倍計算。</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">\n            <p><strong>意外醫療費用賠償<sup>7</sup></strong><strong>（每宗意外A、B 和 C的最大累計限額）</strong></p>\n            </td>\n            <td style=\"text-align: center; width: 15%;\">4,500</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">A) 醫療費用（每宗意外）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 4,500</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">B) 跌打及針灸（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 250</td>\n        </tr>\n        <tr>\n            <td colspan=\"4\" style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">C) 脊椎治療及物理治療（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 350</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\"><strong>意外住院現金賠償<sup>8</sup>（每日）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">600</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每宗意外最多90 日的住院\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup>（每宗意外）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">3,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>保費回贈利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">無論是否有任何理賠，若保單終止，本公司會支付保費回贈利益予您，金額相等於根據下表內列明繳付保費總額的適用百分比。\n            <div style=\"text-align: center; width: 100%;\">\n            &nbsp;\n            <table style=\"width: 90%; margin: 0 auto;\">\n                <thead>\n                    <tr>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong style=\"text-align: center;\">此保單終止的時間</strong><br />\n                        </th>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong><strong style=\"text-align: center;\">繳付保費總額的百分比（%）</strong></strong></th>\n                    </tr>\n                </thead>\n                <tbody>\n                    <tr>\n                        <td style=\"width: 50%;\"><span style=\"text-align: center;\">第一至第五個保單年度內</span></td>\n                        <td style=\"width: 50%;\">0%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第六至第十個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">50%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第十一至第十五個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">80%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">於保單期滿日</span></td>\n                        <td style=\"width: 50%;\">100%\n                        </td>\n                    </tr>\n                </tbody>\n            </table>\n            </div>\n            <br />\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>無索償獎賞利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">如未有理賠，保單期滿時獲繳付保費總額的5 % </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>非意外身故賠償<sup>9</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">5,000 扣除任何未繳的應付保費或繳付保費總額的100%之較高者</td>\n        </tr>\n    </tbody>\n</table>\n</div>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"0fa58177-10d5-4463-a952-a76bac80b54b","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Evergreen - Comparison Table - Mobile/Tab Item 4 - Plan 4","params":{"DynamicPlaceholderId":"206"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 4</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n&nbsp;\n<table class=\"table table--colored firstcol-sticky\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2</sup> （港元）</strong></th>\n            <td style=\"width: 15%; text-align: center;\">1,000,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>賠償</strong></td>\n            <td style=\"text-align: center; width: 60%;\">港元</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">\n            <p><strong>意外身故及傷殘賠償<sup>5</sup><br />\n            </strong><span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>意外身故\n            <br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">&bull;&nbsp;</span>身體損傷而導致6項受保損失，如完全及永久傷殘，1肢或以上截斷及三級燒傷</p>\n            </td>\n            <td style=\"width: 15%; text-align: center;\">1,000,000\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">扣除任何未繳的應付保費\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>雙倍賠償<sup>6</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">若意外是由指定情況導致，意外身故及傷殘賠償下的應付賠償將會以雙倍計算。</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">\n            <p><strong>意外醫療費用賠償<sup>7</sup></strong><strong>（每宗意外A、B 和 C的最大累計限額）</strong></p>\n            </td>\n            <td style=\"text-align: center; width: 15%;\">6,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\">A) 醫療費用（每宗意外）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 6,000</td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">B) 跌打及針灸（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 300</td>\n        </tr>\n        <tr>\n            <td colspan=\"4\" style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\">C) 脊椎治療及物理治療（每次）</td>\n            <td style=\"text-align: center; width: 15%;\">最高 400</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每天最多1次及每個保單年度最多8次\n            </td>\n        </tr>\n        <tr>\n            <td rowspan=\"2\" style=\"text-align: left; width: 40%;\"><strong>意外住院現金賠償<sup>8</sup>（每日）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">800</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: center; width: 15%;\">每宗意外最多90 日的住院\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup>（每宗意外）</strong></td>\n            <td style=\"text-align: center; width: 15%;\">3,500</td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>保費回贈利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">無論是否有任何理賠，若保單終止，本公司會支付保費回贈利益予您，金額相等於根據下表內列明繳付保費總額的適用百分比。\n            <div style=\"text-align: center; width: 100%;\">\n            &nbsp;\n            <table style=\"width: 90%; margin: 0 auto;\">\n                <thead>\n                    <tr>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong style=\"text-align: center;\">此保單終止的時間</strong><br />\n                        </th>\n                        <th style=\"width: 50%; background-color: #c6d9f0; text-align: center; vertical-align: top;\"><strong><strong style=\"text-align: center;\">繳付保費總額的百分比（%）</strong></strong></th>\n                    </tr>\n                </thead>\n                <tbody>\n                    <tr>\n                        <td style=\"width: 50%;\"><span style=\"text-align: center;\">第一至第五個保單年度內</span></td>\n                        <td style=\"width: 50%;\">0%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第六至第十個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">50%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">第十一至第十五個保單年度內</span> </td>\n                        <td style=\"width: 50%;\">80%\n                        </td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align: center; width: 50%;\"><span style=\"text-align: center;\">於保單期滿日</span></td>\n                        <td style=\"width: 50%;\">100%\n                        </td>\n                    </tr>\n                </tbody>\n            </table>\n            </div>\n            <br />\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>無索償獎賞利益<sup>3</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">如未有理賠，保單期滿時獲繳付保費總額的5 % </td>\n        </tr>\n        <tr>\n            <td style=\"text-align: left; width: 40%;\"><strong>非意外身故賠償<sup>9</sup></strong></td>\n            <td style=\"text-align: center; width: 60%;\">5,000 扣除任何未繳的應付保費或繳付保費總額的100%之較高者</td>\n        </tr>\n    </tbody>\n</table>\n</div>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}}]}},{"uid":"4c7c82d0-2f30-4c40-9565-55ff4ae12c40","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Evergreen - Desktop - Comparison Table","params":{"GridParameters":"col-12 d-none d-sm-none d-md-inline d-lg-inline d-xl-inline d-xxl-inline","DynamicPlaceholderId":"182","FieldNames":"Default"},"experiences":{}},{"uid":"b5a49d75-7149-42f6-8a2a-f79183e7e38b","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Table Text - Comparison Table","params":{"Styles":"margin-top","GridParameters":"col-12","DynamicPlaceholderId":"21","FieldNames":"Default"}}]}},{"uid":"16a95346-1652-4a35-b28b-cd1cb441d5d3","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Desktop - Comparison Table","params":{"GridParameters":"col-12 d-none d-sm-none d-md-inline d-lg-inline d-xl-inline d-xxl-inline","DynamicPlaceholderId":"233","FieldNames":"Default"},"fields":{"Text":{"value":"<div class=\"ck-content\">\n<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky\">\n    <colgroup><col style=\"width:40.03%;\" /><col style=\"width:14.99%;\" /><col style=\"width:14.99%;\" /><col style=\"width:14.99%;\" /><col style=\"width:15%;\" /></colgroup>\n    <thead>\n        <tr>\n            <th style=\"text-align:left;width:40%;\"><strong>計劃選項<sup>2</sup></strong></th>\n            <th style=\"text-align:center;width:15%;\"><strong>1</strong></th>\n            <th style=\"text-align:center;width:15%;\"><strong>2</strong></th>\n            <th style=\"text-align:center;width:15%;\"><strong>3</strong></th>\n            <th style=\"text-align:center;width:15%;\"><strong>4</strong></th>\n        </tr>\n    </thead>\n    <tbody>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>保障額<sup>2</sup> （港元）</strong></td>\n            <td style=\"text-align:center;width:15%;\">150,000</td>\n            <td style=\"text-align:center;width:15%;\">300,000</td>\n            <td style=\"text-align:center;width:15%;\">600,000</td>\n            <td style=\"text-align:center;width:15%;\">1,000,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>賠償</strong></td>\n            <td style=\"text-align:center;width:60%;\" colspan=\"4\">港元</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\" rowspan=\"2\"><strong>意外身故及傷殘賠償<sup>5</sup></strong><br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">•&nbsp;</span>意外身故&nbsp;<br />\n            <span style=\"background-color: #ffffff; letter-spacing: 0.76px; color: #3b3e41;\">•&nbsp;</span>身體損傷而導致6項受保損失，如完全及永久傷殘，1肢或以上截斷及三級燒傷</td>\n            <td style=\"text-align:center;width:15%;\">150,000</td>\n            <td style=\"text-align:center;width:15%;\">300,000</td>\n            <td style=\"text-align:center;width:15%;\">600,000</td>\n            <td style=\"text-align:center;width:15%;\">1,000,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:center;width:15%;\" colspan=\"4\">扣除任何未繳的應付保費</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>雙倍賠償<sup>6</sup></strong></td>\n            <td style=\"text-align:center;width:60%;\" colspan=\"4\">若意外是由指定情況導致，意外身故及傷殘賠償下的應付賠償將會以雙倍計算。</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>意外醫療費用賠償<sup>7</sup>（每宗意外A、B 和 C的最大累計限額）</strong></td>\n            <td style=\"text-align:center;width:15%;\">2,000</td>\n            <td style=\"text-align:center;width:15%;\">3,000</td>\n            <td style=\"text-align:center;width:15%;\">4,500</td>\n            <td style=\"text-align:center;width:15%;\">6,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\">A) 醫療費用（每宗意外）</td>\n            <td style=\"text-align:center;width:15%;\">最高 2,000</td>\n            <td style=\"text-align:center;width:15%;\">最高 3,000</td>\n            <td style=\"text-align:center;width:15%;\">最高 4,500</td>\n            <td style=\"text-align:center;width:15%;\">最高 6,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\" rowspan=\"2\">B) 跌打及針灸（每次）</td>\n            <td style=\"text-align:center;width:15%;\">最高 150</td>\n            <td style=\"text-align:center;width:15%;\">最高 200</td>\n            <td style=\"text-align:center;width:15%;\">最高 250</td>\n            <td style=\"text-align:center;width:15%;\">最高 300</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:center;width:15%;\" colspan=\"4\">每天最多1次及每個保單年度最多8次</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\" rowspan=\"2\">C) 脊椎治療及物理治療（每次）</td>\n            <td style=\"text-align:center;width:15%;\">最高 250</td>\n            <td style=\"text-align:center;width:15%;\">最高 300</td>\n            <td style=\"text-align:center;width:15%;\">最高 350</td>\n            <td style=\"text-align:center;width:15%;\">最高 400</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:center;width:15%;\" colspan=\"4\">每天最多1次及每個保單年度最多8次</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\" rowspan=\"2\"><strong>意外住院現金賠償<sup>8</sup>（每日）</strong></td>\n            <td style=\"text-align:center;width:15%;\">250</td>\n            <td style=\"text-align:center;width:15%;\">450</td>\n            <td style=\"text-align:center;width:15%;\">600</td>\n            <td style=\"text-align:center;width:15%;\">800</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:center;width:15%;\" colspan=\"4\">每宗意外最多90 日的住院</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償<sup>4</sup>（每宗意外）</strong></td>\n            <td style=\"text-align:center;width:15%;\">2,000</td>\n            <td style=\"text-align:center;width:15%;\">2,500</td>\n            <td style=\"text-align:center;width:15%;\">3,000</td>\n            <td style=\"text-align:center;width:15%;\">3,500</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>保費回贈利益<sup>3</sup></strong></td>\n            <td style=\"text-align:center;width:60%;\" colspan=\"4\">\n            <p>無論是否有任何理賠，若保單終止，本公司會支付保費回贈利益予您，金額相等於根據下表內列明繳付保費總額的適用百分比。</p>\n            <div style=\"text-align:center;width:100%;\"><figure class=\"table\" style=\"width:90%;\">\n            <table style=\"margin:0 auto;\">\n                <thead>\n                    <tr>\n                        <th style=\"background-color:#c6d9f0;text-align:center;vertical-align:top;width:50%;\"><strong style=\"text-align:center;\">此保單終止的時間</strong><br />\n                        &nbsp;</th>\n                        <th style=\"background-color:#c6d9f0;text-align:center;vertical-align:top;width:50%;\"><strong style=\"text-align:center;\">繳付保費總額的百分比（%）</strong></th>\n                    </tr>\n                </thead>\n                <tbody>\n                    <tr>\n                        <td style=\"width:50%;\"><span style=\"text-align: center;\">第一至第五個保單年度內</span></td>\n                        <td style=\"width:50%;\">0%</td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align:center;width:50%;\"><span style=\"text-align: center;\">第六至第十個保單年度內</span></td>\n                        <td style=\"width:50%;\">50%</td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align:center;width:50%;\"><span style=\"text-align: center;\">第十一至第十五個保單年度內</span></td>\n                        <td style=\"width:50%;\">80%</td>\n                    </tr>\n                    <tr>\n                        <td style=\"text-align:center;width:50%;\"><span style=\"text-align: center;\">於保單期滿日</span></td>\n                        <td style=\"width:50%;\">100%</td>\n                    </tr>\n                </tbody>\n            </table>\n            </figure></div>\n            <p>&nbsp;</p>\n            </td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>無索償獎賞利益<sup>3</sup></strong></td>\n            <td style=\"text-align:center;width:60%;\" colspan=\"4\">如未有理賠，保單期滿時獲繳付保費總額的5 %</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:40%;\"><strong>非意外身故賠償<sup>9</sup></strong></td>\n            <td style=\"text-align:center;width:60%;\" colspan=\"4\">5,000 扣除任何未繳的應付保費或繳付保費總額的100%之較高者</td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<p>&nbsp;</p>\n</div>"}}},{"uid":"2c7908e8-2567-455b-9f54-b4c55ba7e225","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Moneyhero free to paid - offer - apply now - Comparison table","params":{"GridParameters":"col-12","DynamicPlaceholderId":"234","FieldNames":"Default"},"fields":{"Text":{"value":"<div style=\"text-align: center;\">\n<div style=\"background-color: #fff773; padding: 10px 8px; border-radius: 8px; display: block; max-width: 100%; overflow-wrap: break-word; text-align: center;\">\n<span style=\"text-align: center; font-size: 16px;\">\n限時優惠💰\n</span>\n<span style=\"display: block; align-items: center; font-size: 14px; margin-top: 5px; color: #2c3e50;\">\n<span class=\"icon icon--currency-dollar_48_outline\" style=\"vertical-align: top; margin-right: 5px;\"></span>\n<strong>首月總保費1港元。</strong>受<a href=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-guard-refundable-accident-insurance-plan/tnc-2026/ds-eg-drpa-26-01.pdf\" target=\"_blank\">條款及細則</a>約束。\n</span>\n</div>\n</div>\n<br />\n<p style=\"text-align: center;\">\n<a href=\"https://eshop.zurich.com.hk:9443/life-insurance/home?brokerCode=3807&amp;riskCode=DRPA1&amp;language=tc&amp;promotionCode=DS-EG-DRPA-26-01\" target=\"_blank\" style=\"text-decoration: none;\">\n<button type=\"button\" class=\"btn btn--primary\" style=\"display: block; margin: auto;\">\n立即投保\n</button>\n</a></p>\n<br />"}},"experiences":{}}]}}]}},{"uid":"98dc0080-378b-4b7e-ad2e-987b0ed3149a","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","Styles":"full-width","CacheClearingBehavior":"Clear on publish","DynamicPlaceholderId":"3","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-3":[{"uid":"104cdecf-a685-4beb-9fc6-ec0ed4fb4afb","componentName":"Container","dataSource":"","params":{"Styles":"bg-zurichwhite full-width","GridParameters":"col-12","DynamicPlaceholderId":"23","FieldNames":"Default","__JsonStyles":"{\"primaryColours\":\"bg-zurichwhite\",\"width\":\"full-width\"}"},"placeholders":{"container-23":[{"uid":"e7b501fb-1621-43c7-ab94-a06afa982fa4","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"24","FieldNames":"Default"},"placeholders":{"container-24":[{"uid":"1025d26d-23ae-4c72-94c5-4f7377d044be","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Case Study","params":{"FieldNames":"H2","GridParameters":"col-12","DynamicPlaceholderId":"25"},"fields":{"Icon":null,"Title":{"value":"個案分享"}}},{"uid":"9270bb60-18a8-4c52-b6f9-35ded119a525","componentName":"Tabs","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Case Study","params":{"TabControlBelowContent":"0","GridParameters":"col-12","Reset Caching Options":"0","DynamicPlaceholderId":"26"},"fields":{},"placeholders":{"headless-tab":[{"uid":"79539b5e-0569-4de2-b223-4687c5a87215","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Case Study/Tab Item 1","params":{"DynamicPlaceholderId":"34"},"fields":{"Icon":null,"Heading":{"value":"William"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"5ca371bc-8214-411c-b831-31f2542151be","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"119","FieldNames":"Default"},"placeholders":{"container-119":[{"uid":"20134306-b28e-43f3-8138-fa7df3195867","componentName":"ColumnSplitter","dataSource":"","params":{"ColumnWidth1":"col-12 col-sm-12 col-md-6 col-lg-4 col-xl-4 col-xxl-4 me-auto ms-auto mx-auto me-sm-auto ms-sm-auto mx-sm-auto","ColumnWidth2":"col-md-6 col-lg-8 col-xl-8 col-xxl-8 d-none d-sm-none d-md-inline d-lg-inline d-xl-inline d-xxl-inline","ColumnWidth3":"col-12 col-sm-12 me-auto ms-auto mx-auto d-inline me-sm-auto ms-sm-auto mx-sm-auto d-sm-inline d-md-none d-lg-none d-xl-none d-xxl-none","GridParameters":"col-12 col-sm-12 col-lg-12 col-xl-12 col-xxl-12 me-auto ms-auto mx-auto me-sm-auto ms-sm-auto mx-sm-auto","SplitterSize":"2","EnabledPlaceholders":"1,2,3","DynamicPlaceholderId":"120","FieldNames":"Default"},"placeholders":{"column-1-{*}":[{"uid":"fa45379f-df34-4df9-9af8-1134afdee46f","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"121","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-121":[{"uid":"f9a5f199-f3be-477d-a94c-ac95a2a7cdda","componentName":"ColumnSplitter","dataSource":"","params":{"DynamicPlaceholderId":"122","ColumnWidth2":"col-8 col-sm-8 col-lg-8 col-xl-8 col-xxl-8","EnabledPlaceholders":"1,2,3","SplitterSize":"2","GridParameters":"col-12","ColumnWidth3":"col-12 col-sm-12 col-lg-12 col-xl-12 col-xxl-12","ColumnWidth1":"col-4 col-sm-4 col-lg-4 col-xl-4 col-xxl-4","FieldNames":"Default"},"placeholders":{"column-1-{*}":[{"uid":"4b924c6d-fb26-49bf-b9ae-09769a482b05","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/kens icon - image","params":{"GridParameters":"col-12","DynamicPlaceholderId":"142","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-kv {\n    width: 90%;\n    height: auto;\n    display: block;\n    margin-left: 15px;\n    margin-top: 15px;\n    }\n    @media (max-width: 1199px) {\n    .responsive-kv {\n    margin-top: 20px;\n    }\n    @media (max-width: 991px) {\n    .responsive-kv {\n    width: 90%;\n    margin-left: 15px;\n    margin-top: 15px;\n    }\n    }\n</style>\n<img alt=\"William icon\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/william-icon.png\" class=\"responsive-kv\" />"}}}],"column-2-{*}":[{"uid":"77ac9df3-a404-4a03-90d5-ab42d07d96d0","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona title - William","params":{"GridParameters":"col-12","DynamicPlaceholderId":"186","FieldNames":"Default"},"fields":{"Text":{"value":"<div style=\"margin-top: 15px;\">\n<h4 style=\"font-size: 28px; margin-bottom: 0;\">William</h4>\n<h6 style=\"font-size: 16px; margin-top: 0; color: #2167AE;\">\n男性，30歲（下次生日年齡），已婚\n</h6>\n</div>"}}},{"uid":"92cce9cb-38b0-4007-852d-f23ab7894c08","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona title - Ken - desktop","params":{"GridParameters":"col-12","DynamicPlaceholderId":"123","FieldNames":"Default"}}],"column-3-{*}":[{"uid":"c89d3496-ed5a-414d-a767-3c3f08dc9542","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona description - William","params":{"GridParameters":"col-12","DynamicPlaceholderId":"187","FieldNames":"Default"},"fields":{"Text":{"value":"<div style=\"padding-left: 20px; margin-bottom: 40;\">\n<p style=\"font-size: 16px; margin-top: 20px; margin-bottom: 0; color: #2167AE;\">\n&bull; <strong><span style=\"color: #2167ae;\">保單持有人及受保人：</span></strong><span style=\"color: #2167ae;\">William</span><br />\n&bull; <strong><span style=\"color: #2167ae;\">計劃選項：</span></strong><span style=\"color: #2167ae;\">2</span><br />\n&bull; <strong><span style=\"color: #2167ae;\">保障額：</span></strong><span style=\"color: #2167ae;\">300,000港元</span><br />\n&bull; <strong><span style=\"color: #2167ae;\">保費<strong style=\"color: #2167ae;\">繳付</strong>年期及保費繳付模式：</span></strong><span style=\"color: #2167ae;\">10年，月繳</span><br />\n&bull; <strong><span style=\"color: #2167ae;\">每月保費：</span></strong><span style=\"color: #2167ae;\">691港元</span><br />\n&bull; <strong><span style=\"color: #2167ae;\">受益人及後備保單持有人：</span></strong><span style=\"color: #2167ae;\">他的妻子Jessica</span></p>\n</div>"}}},{"uid":"fe846a88-3a5f-497b-aabd-04995c54e80d","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona content - Ken - desktop","params":{"GridParameters":"col-12","DynamicPlaceholderId":"124","FieldNames":"Default"}}],"column-4-{*}":[],"column-5-{*}":[],"column-6-{*}":[],"column-7-{*}":[],"column-8-{*}":[]}}]}}],"column-2-{*}":[{"uid":"5de1538d-20f0-4201-8ede-56e0e5372fa0","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"125","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-125":[{"uid":"db12dbb9-d5b0-431b-a319-38b59a43f59f","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Timeline - William - Desktop","params":{"GridParameters":"col-12","DynamicPlaceholderId":"188","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-img {\n    width: 100%;\n    height: auto;\n    }\n</style>\n<p style=\"font-size: 16px; padding-left: 20px; padding-right: 20px;\">\nWilliam 已婚，熱愛戶外活動與旅行。他明白，在旅行或工作期間隨時可能發生意外，因此希望能減輕妻子 Jessica 可能面臨巨額醫療費用的財務壓力。為應對這些擔憂，他購買了至守護，並指定妻子Jessica 為受益人及後備保單持有人。<img class=\"responsive-img\" alt=\"william desktop tc\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/product-page_sample-pic_tc_web.jpg?la=zh-hk\" /></p>"}}},{"uid":"f62adb38-12ac-4b61-881e-1ed3935b43e5","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Timeline - Ken - desktop","params":{"GridParameters":"col-12","DynamicPlaceholderId":"126","FieldNames":"Default"}}]}}],"column-3-{*}":[{"uid":"14d1c702-cf32-42c1-9a41-3ddc7e4cd9a9","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"146","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-146":[{"uid":"db150ba8-0f48-4746-9439-2fc7e9f2a8dd","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/William content - mobile - case study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"229","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-img {\n    width: 100%;\n    height: auto;\n    }\n</style>\n<p style=\"font-size: 16px; padding-left: 20px; padding-right: 20px;\">William 已婚，熱愛戶外活動與旅行。他明白，在旅行或工作期間隨時可能發生意外，因此希望能減輕妻子 Jessica 可能面臨巨額醫療費用的財務壓力。為應對這些擔憂，他購買了至守護，並指定妻子Jessica 為受益人及後備保單持有人。\n</p>\n<img class=\"responsive-img\" alt=\"william mobile tc\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/product-page_sample-pic_tc_mobile.jpg?la=zh-hk\" />"}}},{"uid":"ff201071-5aee-4073-8172-3398077ddf0d","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/ken content - mobile - case study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"147","FieldNames":"Default"}}]}}],"column-4-{*}":[],"column-5-{*}":[],"column-6-{*}":[],"column-7-{*}":[],"column-8-{*}":[]}},{"uid":"7e69c1ea-68ca-4b9b-bd0c-f1d89ab428cb","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Remarks - Case Study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"231","FieldNames":"Default"},"fields":{"Text":{"value":"<p class=\"copy-small\" style=\"margin-top: 50px;\">上述所有例子只屬假設，並只作舉例說明之用。至守護旨在實現受保人獲得所需的保險保障的目標，以應對潛在的高醫療開支（因身體損傷而需支付的費用）。至守護提供意外保險保障。有關條款及細則之詳情，請參閱保單文件及條款。</p>"}}}]}},{"uid":"eab9c02a-425e-4f74-b050-f0e96d00c2ee","componentName":"Container","dataSource":"","params":{"Styles":"full-width","GridParameters":"col-12","DynamicPlaceholderId":"144","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-144":[]}}]}},{"uid":"d68b04b5-3e61-4e10-896f-6662aa812ee2","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Case Study/Tab Item 2","params":{"DynamicPlaceholderId":"33"},"fields":{"Icon":null,"Heading":{"value":"Emily"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"4a773c95-78bd-4420-80db-2957341208b0","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"110","FieldNames":"Default"},"placeholders":{"container-{*}":[{"uid":"0c49eda1-f49d-45d5-9ff5-f1a5362058f2","componentName":"ColumnSplitter","dataSource":"","params":{"ColumnWidth1":"col-12 col-sm-12 col-md-6 col-lg-4 col-xl-4 col-xxl-4 me-auto ms-auto mx-auto me-sm-auto ms-sm-auto mx-sm-auto","ColumnWidth2":"col-md-6 col-lg-8 col-xl-8 col-xxl-8 d-none d-sm-none d-md-inline d-lg-inline d-xl-inline d-xxl-inline","ColumnWidth3":"col-12 col-sm-12 d-inline d-sm-inline d-md-none d-lg-none d-xl-none d-xxl-none","GridParameters":"col-12 col-sm-12 col-lg-12 col-xl-12 col-xxl-12 me-auto ms-auto mx-auto me-sm-auto ms-sm-auto mx-sm-auto","SplitterSize":"2","EnabledPlaceholders":"1,2,3","DynamicPlaceholderId":"111","FieldNames":"Default"},"placeholders":{"column-1-{*}":[{"uid":"d254c7ea-c1ef-460f-afb6-faa7a23e3809","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"112","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-{*}":[{"uid":"0d9f8232-6265-4847-822f-a6e5efdc1df3","componentName":"ColumnSplitter","dataSource":"","params":{"DynamicPlaceholderId":"113","ColumnWidth2":"col-8 col-sm-8 col-lg-8 col-xl-8 col-xxl-8","EnabledPlaceholders":"1,2,3","SplitterSize":"2","GridParameters":"col-12","ColumnWidth3":"col-12 col-sm-12 col-lg-12 col-xl-12 col-xxl-12","ColumnWidth1":"col-4 col-sm-4 col-lg-4 col-xl-4 col-xxl-4","FieldNames":"Default"},"placeholders":{"column-1-{*}":[{"uid":"4e6e1bca-4cd9-493b-8937-5e8677ce715b","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/marys icon - image","params":{"GridParameters":"col-12","DynamicPlaceholderId":"143","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-kv {\n    width: 90%;\n    height: auto;\n    display: block;\n    margin-left: 15px;\n    margin-top: 15px;\n    }\n    @media (max-width: 1199px) {\n    .responsive-kv {\n    margin-top: 20px;\n    }\n    @media (max-width: 991px) {\n    .responsive-kv {\n    width: 90%;\n    margin-left: 15px;\n    margin-top: 15px;\n    }\n    }\n</style>\n<img alt=\"Emily icon\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/emily-icon.png\" class=\"responsive-kv\" />"}}}],"column-2-{*}":[{"uid":"1213c7d0-0b01-4533-8e26-d7ea69553eb8","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona title - Emily","params":{"GridParameters":"col-12","DynamicPlaceholderId":"189","FieldNames":"Default"},"fields":{"Text":{"value":"<div style=\"margin-top: 15px;\">\n<h4 style=\"font-size: 28px; margin-bottom: 0;\">Emily</h4>\n<h6 style=\"font-size: 16px; margin-top: 0; color: #2167AE;\">\n女性，6歲（下次生日年齡），單身\n</h6>\n</div>"}}},{"uid":"27b82626-26ad-4d0b-804c-f8675d378afc","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona title - Case Study Mary","params":{"GridParameters":"col-12","DynamicPlaceholderId":"114","FieldNames":"Default"}}],"column-3-{*}":[{"uid":"45ad756e-bd66-41ea-9f95-cafdf1ad6340","componentName":"Container","dataSource":"","params":{"Styles":"full-width margin-top: 0 !important;","FieldNames":"Default","GridParameters":"col-12","DynamicPlaceholderId":"118","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-{*}":[{"uid":"be65b566-bdbf-48d7-9747-fdb71021c924","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona description - Emily","params":{"GridParameters":"col-12","DynamicPlaceholderId":"190","FieldNames":"Default"},"fields":{"Text":{"value":"<div style=\"padding-left: 20px; margin-bottom: 40;\">\n<p style=\"font-size: 16px; margin-top: 20px; margin-bottom: 0; color: #2167AE;\">\n&bull; <strong>保單持有人：</strong> Sophia<br />\n&bull; <strong>受保人：</strong>Emily<br />\n&bull; <strong>計劃選項：</strong> 2<br />\n&bull; <strong>保障額：</strong> 300,000港元<br />\n&bull; <strong>保費繳付年期及保費繳付模式：</strong>10年，年繳<br />\n&bull; <strong>每年保費：</strong>7,044港元<br />\n&bull; <strong>受益人及後備保單持有人：</strong>她的丈夫 David\n</p>\n</div>"}}},{"uid":"7dd361ef-ca5f-4073-b1b6-667ac318f165","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Persona content - Case Study Mary","params":{"GridParameters":"col-12","DynamicPlaceholderId":"115","FieldNames":"Default"}}]}}],"column-4-{*}":[],"column-5-{*}":[],"column-6-{*}":[],"column-7-{*}":[],"column-8-{*}":[]}}]}}],"column-2-{*}":[{"uid":"90f344a7-e8cf-4193-8098-f7d39db7637a","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"116","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-{*}":[{"uid":"60dfd6cb-54a3-4de8-a5d2-8d55eaa9ddad","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Timeline - Emily - Desktop","params":{"GridParameters":"col-12","DynamicPlaceholderId":"191","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-img {\n    width: 100%;\n    height: auto;\n    }\n</style>\n<p style=\"font-size: 16px; padding-left: 20px; text-align: left;\">\nSophia與女兒 Emily 過著積極且幸福的生活。她意識到，在不幸的情況下，為不可預見的事件提供保障至關重要。\n為應對這些擔憂，Sophia 為 Emily 購買了至守護，並指定她的丈夫 David 作為受益人及後備保單持有人。</p>\n<p style=\"font-size: 16px; padding-left: 20px; text-align: left;\"><img class=\"responsive-img\" alt=\"Emily desktop tc \" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/product-page_sample-pic_tc_web2.jpg?la=zh-hk\" /></p>"}}},{"uid":"247769df-fce1-4df5-a103-eeac144d094d","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Timeline - Case Study Mary","params":{"GridParameters":"col-12","DynamicPlaceholderId":"117","FieldNames":"Default"}}]}}],"column-3-{*}":[{"uid":"e91ef72a-4a27-448f-8bf7-bba4fe1b03d4","componentName":"Container","dataSource":"","params":{"Styles":"card bg-height with-border-radius bg-white","GridParameters":"col-12","DynamicPlaceholderId":"148","FieldNames":"Default","__JsonStyles":"{\"cardStyle\":\"card bg-height\",\"common\":\"with-border-radius\",\"primaryColours\":\"bg-white\"}"},"placeholders":{"container-{*}":[{"uid":"7d077747-8668-4491-8d2d-ad5e139879b0","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Emily content - mobile - case study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"230","FieldNames":"Default"},"fields":{"Text":{"value":"<style>\n    .responsive-img {\n    width: 100%;\n    height: auto;\n    }\n</style>\n<p style=\"font-size: 16px; padding-left: 20px; padding-right: 20px;\">Sophia與女兒 Emily 過著積極且幸福的生活。她意識到，在不幸的情況下，為不可預見的事件提供保障至關重要。\n為應對這些擔憂，Sophia 為 Emily 購買了至守護，並指定她的丈夫 David 作為受益人及後備保單持有人。</p>\n<p style=\"font-size: 16px; text-align: center;\"><img alt=\"Emily content mobile\" class=\"responsive-img\" src=\"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/images/individuals/personal-accident/zurich-guard-rop-pa/product-page_sample-pic_tc_mobile2.jpg?la=zh-hk\" /></p>"}}},{"uid":"4dc2437c-fd95-4aad-aa52-83826dcab6d4","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/mary content - mobile - case study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"149","FieldNames":"Default"}}]}}],"column-4-{*}":[],"column-5-{*}":[],"column-6-{*}":[],"column-7-{*}":[],"column-8-{*}":[]}},{"uid":"e36b5734-58e0-4f91-9117-60c8aa9d4697","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Remarks - Case Study","params":{"GridParameters":"col-12","DynamicPlaceholderId":"232","FieldNames":"Default"},"fields":{"Text":{"value":"<p class=\"copy-small\" style=\"margin-top: 50px;\">上述所有例子只屬假設，並只作舉例說明之用。至守護旨在實現受保人獲得所需的保險保障的目標，以應對潛在的高醫療開支（因身體損傷而需支付的費用）。至守護提供意外保險保障。有關條款及細則之詳情，請參閱保單文件及條款。</p>"}}}]}}]}}]}}]}}]}},{"uid":"55eb3a51-a9d7-4ae3-b80f-af035e9f70e5","componentName":"Container","dataSource":"","params":{"Styles":"margin-top","GridParameters":"col-12","DynamicPlaceholderId":"65","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top\"}"},"placeholders":{"container-65":[{"uid":"8850bf0c-f734-4de9-9bfb-90aae3ea9e34","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Product Information","params":{"Styles":"margin-top margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"152","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top margin-bottom\"}"},"fields":{"Text":{"value":"<p id=\"product-information\"> </p>\n<h2 style=\"margin-top: 20px;\">產品資訊</h2>"}}},{"uid":"9c2cd08c-66ce-494b-9cff-a9fd13d2cdba","componentName":"Tabs","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Product Summary Table","params":{"TabControlBelowContent":"0","GridParameters":"col-12","Reset Caching Options":"0","DynamicPlaceholderId":"192"},"fields":{},"placeholders":{"headless-tab":[{"uid":"7fea3dd8-42dc-448b-8951-e3c89a311ea7","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Product Summary Table/Tab Item 1 - Basic Information","params":{"DynamicPlaceholderId":"193"},"fields":{"Icon":null,"Heading":{"value":"<span>基本資訊</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>繕發年齡（下次生日年齡）</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">1-66 歲</td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>保費繳付年期</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">10 年</td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>保單年期</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">15 年</td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>保費繳付模式</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">每月／每年</td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>保費結構*</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">同一指定年齡組別的保費為定額但非保證。</td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>保單貨幣</strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">港元\n            </td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>居住權\n            </strong></th>\n            <td colspan=\"8\" style=\"width: 70%; text-align: center;\">保單持有人及受保人必須為香港居民並持有有效香港身份證，並居住在香港。\n            </td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%;\"><strong>計劃選項<sup>2</sup></strong></th>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\"><strong>1</strong>\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\"><strong>2</strong>\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\"><strong>3</strong>\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\"><strong>4</strong>\n            </td>\n        </tr>\n        <tr>\n            <th colspan=\"2\" style=\"width: 30%; text-align: left;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></th>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\">150,000\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\">300,000\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\">600,000\n            </td>\n            <td colspan=\"2\" style=\"width: 17.5%; text-align: center;\">1,000,000\n            </td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<br />\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。  </p>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"2444374e-a2d1-4aba-92c5-3223c5b087de","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Product Summary Table/Tab Item 2 - Premium table","params":{"DynamicPlaceholderId":"194"},"fields":{"Icon":null,"Heading":{"value":"<span>保費表</span>"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"55e1f575-4f73-4017-8a91-739d88555a2c","componentName":"Container","dataSource":"","params":{"Styles":"full-width","GridParameters":"col-12","DynamicPlaceholderId":"195","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-{*}":[{"uid":"93afb55c-30a2-44f8-9d64-ab10a727e365","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Premium Table - Desktop","params":{"GridParameters":"col-12 d-none d-sm-none d-md-inline d-lg-inline d-xl-inline d-xxl-inline","DynamicPlaceholderId":"196","FieldNames":"Default"},"fields":{"Text":{"value":"<div class=\"ck-content\">\n<style type=\"text/css\" media=\"all\">\n    &nbsp;&nbsp; .tag {\n    &nbsp;&nbsp; flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    &nbsp;&nbsp; white-space: normal; /* Allow text to wrap to the next line */\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; .table-scroll-wrapper {\n    &nbsp;&nbsp; width: 100%;\n    &nbsp;&nbsp; overflow-x: auto;\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; .table {\n    &nbsp;&nbsp; width: 100%;\n    &nbsp;&nbsp; border-collapse: collapse;\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; /* Make text smaller on mobile */\n    &nbsp;&nbsp; @media screen and (max-width: 767px) {\n    &nbsp;&nbsp; .table {\n    &nbsp;&nbsp; min-width: 80%;\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; .table td, .table th {\n    &nbsp;&nbsp; font-size: 14px;\n    &nbsp;&nbsp; padding: 8px 4px;\n    &nbsp;&nbsp; word-wrap: break-word;\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; .table td {\n    &nbsp;&nbsp; white-space: normal;\n    &nbsp;&nbsp; }\n    &nbsp;&nbsp; }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"text-align:center;\">\n    <colgroup><col style=\"width:30.09%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.74%;\" /><col style=\"width:8.73%;\" /></colgroup>\n    <thead>\n        <tr>\n            <th style=\"text-align:left;width:30%;\"><strong>計劃選項<sup>2</sup></strong></th>\n            <th style=\"text-align:center;width:17.5%;\" colspan=\"2\"><strong>1</strong></th>\n            <th style=\"text-align:center;width:17.5%;\" colspan=\"2\"><strong>2</strong></th>\n            <th style=\"text-align:center;width:17.5%;\" colspan=\"2\"><strong>3</strong></th>\n            <th style=\"text-align:center;width:17.5%;\" colspan=\"2\"><strong>4</strong></th>\n        </tr>\n    </thead>\n    <tbody>\n        <tr>\n            <td style=\"text-align:left;width:30%;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></td>\n            <td style=\"text-align:center;width:17.5%;\" colspan=\"2\">150,000</td>\n            <td style=\"text-align:center;width:17.5%;\" colspan=\"2\">300,000</td>\n            <td style=\"text-align:center;width:17.5%;\" colspan=\"2\">600,000</td>\n            <td style=\"text-align:center;width:17.5%;\" colspan=\"2\">1,000,000</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:30%;\"><strong>保費* （港元）</strong></td>\n            <td style=\"text-align:center;width:8.75%;\">每年</td>\n            <td style=\"text-align:center;width:8.75%;\">每月</td>\n            <td style=\"text-align:center;width:8.75%;\">每年</td>\n            <td style=\"text-align:center;width:8.75%;\">每月</td>\n            <td style=\"text-align:center;width:8.75%;\">每年</td>\n            <td style=\"text-align:center;width:8.75%;\">每月</td>\n            <td style=\"text-align:center;width:8.75%;\">每年</td>\n            <td style=\"text-align:center;width:8.75%;\">每月</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:15%;\"><strong>年齡（下次生日年齡）: 1-18</strong></td>\n            <td style=\"text-align:center;width:8.75%;\">5,025</td>\n            <td style=\"text-align:center;width:8.75%;\">419</td>\n            <td style=\"text-align:center;width:8.75%;\">7,044</td>\n            <td style=\"text-align:center;width:8.75%;\">587</td>\n            <td style=\"text-align:center;width:8.75%;\">-</td>\n            <td style=\"text-align:center;width:8.75%;\">-</td>\n            <td style=\"text-align:center;width:8.75%;\">-</td>\n            <td style=\"text-align:center;width:8.75%;\">-</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:30%;\"><strong>年齡（下次生日年齡）: 19-60</strong></td>\n            <td style=\"text-align:center;width:8.75%;\">5,916</td>\n            <td style=\"text-align:center;width:8.75%;\">493</td>\n            <td style=\"text-align:center;width:8.75%;\">8,292</td>\n            <td style=\"text-align:center;width:8.75%;\">691</td>\n            <td style=\"text-align:center;width:8.75%;\">9,480</td>\n            <td style=\"text-align:center;width:8.75%;\">790</td>\n            <td style=\"text-align:center;width:8.75%;\">14,230</td>\n            <td style=\"text-align:center;width:8.75%;\">1,186</td>\n        </tr>\n        <tr>\n            <td style=\"text-align:left;width:30%;\"><strong>年齡（下次生日年齡）: 61-66</strong></td>\n            <td style=\"text-align:center;width:8.75%;\">8,874</td>\n            <td style=\"text-align:center;width:8.75%;\">740</td>\n            <td style=\"text-align:center;width:8.75%;\">12,438</td>\n            <td style=\"text-align:center;width:8.75%;\">1,037</td>\n            <td style=\"text-align:center;width:8.75%;\">14,220</td>\n            <td style=\"text-align:center;width:8.75%;\">1,185</td>\n            <td style=\"text-align:center;width:8.75%;\">21,350</td>\n            <td style=\"text-align:center;width:8.75%;\">1,779</td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<p>&nbsp;</p>\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。</p>\n</div>"}}},{"uid":"ed16dc70-e7dd-411b-a351-8fa8c1ba3153","componentName":"Tabs","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile","params":{"TabControlBelowContent":"0","GridParameters":"col-12 d-inline d-sm-inline d-md-none d-lg-none d-xl-none d-xxl-none","Reset Caching Options":"0","DynamicPlaceholderId":"197"},"fields":{},"placeholders":{"headless-tab":[{"uid":"08be1063-00ba-4d10-80ba-8b4b19e6f310","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile/Tab Item 1 - Plan 1","params":{"DynamicPlaceholderId":"198"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 1</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></th>\n            <td colspan=\"2\" style=\"width: 60%; text-align: center;\">150,000\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保費* （港元）</strong></th>\n            <td style=\"width: 30%; text-align: center;\">每年\n            </td>\n            <td style=\"width: 30%; text-align: center;\">每月\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）1-18</strong></th>\n            <td style=\"width: 30%; text-align: center;\">5,025\n            </td>\n            <td style=\"width: 30%; text-align: center;\">419\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）19-60</strong></th>\n            <td style=\"width: 30%; text-align: center;\">5,916\n            </td>\n            <td style=\"width: 30%; text-align: center;\">493\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）61-66</strong></th>\n            <td style=\"width: 30%; text-align: center;\">8,874\n            </td>\n            <td style=\"width: 30%; text-align: center;\">740\n            </td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<br />\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。  </p>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"312d4272-f434-471b-9b49-c6dc0f43beae","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile/Tab Item 2 - Plan 2","params":{"DynamicPlaceholderId":"199"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 2</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></th>\n            <td colspan=\"2\" style=\"width: 60%; text-align: center;\">300,000\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保費* （港元）</strong></th>\n            <td style=\"width: 30%; text-align: center;\">每年\n            </td>\n            <td style=\"width: 30%; text-align: center;\">每月\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）1-18</strong></th>\n            <td style=\"width: 30%; text-align: center;\">7,044\n            </td>\n            <td style=\"width: 30%; text-align: center;\">587\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）19-60</strong></th>\n            <td style=\"width: 30%; text-align: center;\">8,292\n            </td>\n            <td style=\"width: 30%; text-align: center;\">691\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）61-66</strong></th>\n            <td style=\"width: 30%; text-align: center;\">12,438\n            </td>\n            <td style=\"width: 30%; text-align: center;\">1,037\n            </td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<br />\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。  </p>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"0e827d9c-68d0-4a34-a660-12e5d1912b20","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile/Tab Item 3 - Plan 3","params":{"DynamicPlaceholderId":"200"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 3</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></th>\n            <td colspan=\"2\" style=\"width: 60%; text-align: center;\">600,000\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保費* （港元）</strong></th>\n            <td style=\"width: 30%; text-align: center;\">每年\n            </td>\n            <td style=\"width: 30%; text-align: center;\">每月\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）1-18</strong></th>\n            <td style=\"width: 30%; text-align: center;\">-</td>\n            <td style=\"width: 30%; text-align: center;\">-</td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）19-60</strong></th>\n            <td style=\"width: 30%; text-align: center;\">9,480</td>\n            <td style=\"width: 30%; text-align: center;\">790</td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）61-66</strong></th>\n            <td style=\"width: 30%; text-align: center;\">14,220</td>\n            <td style=\"width: 30%; text-align: center;\">1,185</td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<br />\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。  </p>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}},{"uid":"4c16bbb2-4352-4256-a7b3-850b77d197a3","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - Premium Table - Mobile/Tab Item 4 - Plan 4","params":{"DynamicPlaceholderId":"201"},"fields":{"Icon":null,"Heading":{"value":"<span>計劃 4</span>"},"Content":{"value":"<style>\n    .tag {\n    flex-wrap: wrap; /* Allow tags to wrap to the next line */\n    white-space: normal; /* Allow text to wrap to the next line */\n    }\n    .table-scroll-wrapper {\n    width: 100%;\n    overflow-x: auto;\n    }\n    .table {\n    width: 100%;\n    border-collapse: collapse;\n    }\n    /* Make text smaller on mobile */\n    @media screen and (max-width: 767px) {\n    .table {\n    min-width: 80%;\n    }\n    .table td, .table th {\n    font-size: 14px;\n    padding: 8px 4px;\n    word-wrap: break-word;\n    }\n    .table td {\n    white-space: normal;\n    }\n    }\n</style>\n<div class=\"table-scroll-wrapper\">\n<table class=\"table table--colored firstcol-sticky firstcol-strong\" style=\"width: 100%;\">\n    <tbody>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保障額<sup>2&nbsp;</sup>（港元）</strong></th>\n            <td colspan=\"2\" style=\"width: 60%; text-align: center;\">1,000,000\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>保費* （港元）</strong></th>\n            <td style=\"width: 30%; text-align: center;\">每年\n            </td>\n            <td style=\"width: 30%; text-align: center;\">每月\n            </td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）1-18</strong></th>\n            <td style=\"width: 30%; text-align: center;\">-</td>\n            <td style=\"width: 30%; text-align: center;\">-</td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）19-60</strong></th>\n            <td style=\"width: 30%; text-align: center;\">14,230</td>\n            <td style=\"width: 30%; text-align: center;\">1,186</td>\n        </tr>\n        <tr>\n            <th style=\"width: 40%; text-align: left;\"><strong>年齡（下次生日年齡）61-66</strong></th>\n            <td style=\"width: 30%; text-align: center;\">21,350</td>\n            <td style=\"width: 30%; text-align: center;\">1,779</td>\n        </tr>\n    </tbody>\n</table>\n</div>\n<br />\n<p class=\"copy-small\">* 我們保留於每個保單周年日更改或調整保費的權利。保費繳付年期內的保費將不會因應個人情況或受保人的下一次生日年齡而增加。詳情請參閱「主要風險 - 賠償及／或定期保費的更改」。  </p>"},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[]}}]}}]}}]}}]}},{"uid":"27031f7d-8cdb-4915-8274-e9490c212128","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Product Information","params":{"FieldNames":"H2","Styles":"margin-top","GridParameters":"col-12","DynamicPlaceholderId":"66","__JsonStyles":"{\"extraMargins\":\"margin-top\"}"},"fields":{"Text":{"value":"<p id=\"product-information\"> </p>\n<h2 style=\"margin-top: 20px;\">產品資訊</h2>"}}}]}},{"uid":"20a7ff59-5b26-4e35-b87d-613784563d27","componentName":"Container","dataSource":"","params":{"Styles":"margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"35","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-bottom\"}"},"placeholders":{"container-35":[{"uid":"c291e69d-6d53-4ad8-9910-5fc9afa456b3","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - FAQs","params":{"FieldNames":"H2","Styles":"margin-top","GridParameters":"col-12","DynamicPlaceholderId":"36","__JsonStyles":"{\"extraMargins\":\"margin-top\"}"},"fields":{"Icon":null,"Title":{"value":"常見問題(FAQs)"}}},{"uid":"85aa6d56-c814-4b9f-89c8-bbc9ab12e222","componentName":"Tabs","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - FAQ","params":{"TabControlBelowContent":"0","GridParameters":"col-12","Reset Caching Options":"0","DynamicPlaceholderId":"208"},"fields":{},"placeholders":{"headless-tab":[{"uid":"e0d102fe-3805-4107-ba81-0d8b70c574a0","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - FAQ/Tab Item 1","params":{"DynamicPlaceholderId":"209"},"fields":{"Icon":{"id":"de83624c-d34b-454a-83d5-d812994339bd","url":"https://localhost/en/global/styles/icons/dsm/communication-icons/book-open","name":"Book Open","displayName":"Book Open","fields":{"Value":{"value":"icon icon--book-open_24_outline"}}},"Heading":{"value":"計劃詳情"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"5aa8a3c5-03b0-46ba-8edf-daf9cc7e4238","componentName":"Container","dataSource":"","params":{"Styles":"full-width","GridParameters":"col-12","DynamicPlaceholderId":"210","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-210":[{"uid":"271cb648-7513-4af1-9059-dd7433b93ecb","componentName":"Accordion","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 1","params":{"GridParameters":"col-12","DynamicPlaceholderId":"211","FieldNames":"Default"},"fields":{},"placeholders":{"headless-accordion":[{"uid":"428c636c-7a69-44f9-a81a-a8afdf30a5f1","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 1/Q1-1","params":{"DynamicPlaceholderId":"212"},"fields":{"IsOpenedByDefault":{"value":true},"Heading":{"value":"<span>至守護保費回贈意外保障計劃（「至守護」）對比市面上的意外保險有什麼獨特之處？</span>"},"Content":{"value":"<p>除了常見的意外權益，如意外身故，雙倍賠償，住院及其他醫療保障外，「至守護」於保單期滿時，無論有否作出任何索償，你將可獲100%的保費回贈；如於保單年期期間沒有索償，您更可享高達繳付保費總額的105%。此外，乘搭指定交通工具往返香港及大灣區時，如不幸發生意外 ，可獲額外現金賠償。您只需繳付10年保費，便可享長達15年的保障！&nbsp;</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"d8b41ed5-e47f-4f56-aa44-c13cc22d0263","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 1/Q1-2","params":{"DynamicPlaceholderId":"213"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>「至守護」的保障年期及保費繳付期是什麼？&nbsp;</span>"},"Content":{"value":"<p>您只需繳付10年保費，便可享有長達15年的保障。保費不會因索償記錄及受保人的下一個生日年齡而增加。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"98634e55-a74b-4da4-bc37-2f80753ad15f","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 1/Q1-3","params":{"DynamicPlaceholderId":"214"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>於保單生效期間曾作出索償對保費回贈利益及無索償獎賞利益有什麼影響？</span>"},"Content":{"value":"<p>無論於保單期內是否有任何索償，您將可於期滿時獲得全數保費回贈。如果在整個保單年期內沒有索償，您將可於期滿時獲得高達所繳保費總額的額外5% 。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"23c97897-a61d-4438-9314-329a36f83183","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 1/Q1-4","params":{"DynamicPlaceholderId":"215"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>如有保費折扣優惠，保費回贈利益所述的繳付保費總額是否以扣除優惠後的保費計算？</span>"},"Content":{"value":"<p>繳付保費總額是以已到期並已繳付的保費之總額計算，而該總額不會將保費徵費及保費折扣優惠（如有）計算在內。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}}]}}]}}]}},{"uid":"ad4ed0b2-e57f-460f-8c31-59cf3f28368a","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - FAQ/Tab Item 2","params":{"DynamicPlaceholderId":"216"},"fields":{"Icon":{"id":"a714a856-eaf3-431f-bd0c-07bd9accbb0c","url":"https://localhost/en/global/styles/icons/dsm/finance-icons/target","name":"Target","displayName":"Target","fields":{"Value":{"value":"icon icon--target_24_outline"}}},"Heading":{"value":"<span>保障範圍</span>"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"cd86d011-6504-4692-acbc-dc914d8fe639","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"217","FieldNames":"Default"},"placeholders":{"container-{*}":[{"uid":"5f762d44-eddd-4c62-9ee7-1485a1d5caa1","componentName":"Accordion","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 2","params":{"GridParameters":"col-12","DynamicPlaceholderId":"218","FieldNames":"Default"},"fields":{},"placeholders":{"headless-accordion":[{"uid":"d109bd2c-1907-494f-aac1-8903124dc113","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 2/Q2-1","params":{"DynamicPlaceholderId":"219"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>如受保人更改職業或工作職責或就業情況或從事額外職業，本公司會否賠償因與受保人的新職業或就業情況直接或間接相關的任何身體損傷或身故？</span>"},"Content":{"value":"<p>若受保人更改職業或工作職責或就業情況或從事額外職業，保單持有人必須立即以書面通知我們，以便我們重新評估本公司是否可以繼續提供賠償或將提供的賠償範圍；否則，於索償發生時本公司將可能調整應付的賠償或不予支付任何賠償。<br />\n<br />\n若受保人更改的職業或工作職責或就業情況或從事的額外職業被我們分類為</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>受保，我們保留全權酌情修改保單的保障條款的權利；或</li>\n    <li>不受保，我們保留全權酌情終止保單，而保費將退還（不包括利息），並扣除我們之前已支付的賠償金額（如適用）的權利。</li>\n</ol>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"de9ef78d-1e1b-40bd-a7cc-fea9ee520ccf","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 2/Q2-2","params":{"DynamicPlaceholderId":"220"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>如受保人於香港以外入住醫院，受保人會否得到有關意外住院現金賠償保障？</span>"},"Content":{"value":"<p>會。「至守護」保障受保人入住<span style=\"text-decoration: underline;\">香港以外</span>之醫院，可就每宗意外最多賠償90 日，而受保人入住<span style=\"text-decoration: underline;\">中國內地（大灣區除外）</span>之醫院，每宗意外最多可賠償 7 日。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"769bf367-22f2-4a4f-8f06-c1728a83fcde","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 2/Q2-3","params":{"DynamicPlaceholderId":"227"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>有哪些醫療費用可於意外醫療費用賠償下實報實銷？</span>"},"Content":{"value":"醫療費用必須因身體損傷所招致及被確認為醫療所需，有關費用包括但不限於住院、外科手術、X光檢查、脊椎治療、物理治療、跌打及針灸等。"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"eebe818b-df48-4871-a868-2f36e6edbad9","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 2/Q2-4","params":{"DynamicPlaceholderId":"228"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>「至守護」為往返香港及大灣區的受保人提供什麼保障？</span>"},"Content":{"value":"<p>「至守護」提供搭乘指定交通工具往返香港及大灣區之意外現金賠償。如乘坐指定交通工具往返香港及大灣區時發生意外，可額外獲得一筆過現金賠償。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}}]}}]}}]}},{"uid":"c2bbdd35-3c11-47c1-a71c-7222c365148b","componentName":"TabsItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Tabs - FAQ/Tab Item 3","params":{"DynamicPlaceholderId":"221"},"fields":{"Icon":{"id":"0fc13e88-77f8-43af-a509-49d70d6574b4","url":"https://localhost/en/global/styles/icons/dsm/communication-icons/lightbulb","name":"Lightbulb","displayName":"Lightbulb","fields":{"Value":{"value":"icon icon--lightbulb_24_outline"}}},"Heading":{"value":"投保需知"},"Content":{"value":""},"ItemId":{"value":""}},"placeholders":{"headless-tab-item":[{"uid":"d5d7ecec-8b86-4a6e-812b-1e8440c94737","componentName":"Container","dataSource":"","params":{"Styles":"full-width","GridParameters":"col-12","DynamicPlaceholderId":"222","FieldNames":"Default","__JsonStyles":"{\"width\":\"full-width\"}"},"placeholders":{"container-{*}":[{"uid":"bd5d1ddc-7402-4402-8311-16bb0b6d5d61","componentName":"Accordion","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 3","params":{"GridParameters":"col-12","DynamicPlaceholderId":"223","FieldNames":"Default"},"fields":{},"placeholders":{"headless-accordion":[{"uid":"87b0f213-c54c-4f68-8d44-4eddf28e43ae","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 3/Q3-1","params":{"DynamicPlaceholderId":"224"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"學生能否受保於「至守護」保單？"},"Content":{"value":"<p>可以，若受保人投保時為學生，該受保人可受保於一份計劃1或計劃2的「至守護」保單。畢業後若受保人從事於「至守護」下受保的職業，受保人可購買多一份「至守護」保單以獲得更大保障。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"e761839f-53e8-44f0-979c-0391b13c35fc","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 3/Q3-2","params":{"DynamicPlaceholderId":"225"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"有哪些職業／就業情況於「至守護」下屬於不受保的（即不受保職業）？"},"Content":{"value":"「至守護」承保多種高危職業，當中包括運動教練、紀律部隊等。不受保職業／就業情況包括但不限於失業人士、採礦、地下或水底工作人員、建築工人、高空工作者、警察特別部隊及中國大陸司機等。若想了解其他不受保職業，你可致電我們的客戶服務熱線，或可到蘇黎世網上投保平台，按「立即投保」以了解你的職業是否受保。"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"0a2ee2a5-e1f1-4078-8b84-68ba9caa70ff","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - FAQs 3/Q3-3","params":{"DynamicPlaceholderId":"226"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"投保「至守護」時，我需要申報健康狀況或進行身體檢查嗎 ?"},"Content":{"value":"不需要，您只需經蘇黎世網上平台投保，按指示填寫年齡、性別、職業及個人資料等便可。"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}}]}}]}}]}}]}}]}},{"uid":"7deedd74-b822-49d6-894e-f9ae821f511d","componentName":"Container","dataSource":"","params":{"Styles":"margin-top margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"54","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top margin-bottom\"}"},"placeholders":{"container-54":[{"uid":"9bd7ec9c-7f0f-417e-bf92-03342cb4cec7","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Know more","params":{"FieldNames":"H2","Styles":"margin-top","GridParameters":"col-12","DynamicPlaceholderId":"55","__JsonStyles":"{\"extraMargins\":\"margin-top\"}"},"fields":{"Icon":null,"Title":{"value":"了解更多"}}},{"uid":"fdd18a6c-59df-446e-972d-fc1ee040a3e4","componentName":"Accordion","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more","params":{"GridParameters":"col-12","DynamicPlaceholderId":"69","FieldNames":"Default"},"fields":{},"placeholders":{"headless-accordion":[{"uid":"ee1c0e84-0f44-4b45-9fc1-ca8de5f61da2","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Remarks","params":{"DynamicPlaceholderId":"74"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"備註"},"Content":{"value":"<p>*以投保至守護保費回贈意外保障計劃選項4保費計算 </p>\n<p>\n</p>\n<ol>\n    <li><strong>有關本產品概要中詞語及表達之詳細定義，請參閱保單條款。&nbsp;<br />\n    <br />\n    </strong></li>\n    <li><strong>保單繕發後不得更改計劃選項。由本公司簽發的所有至守護保單，每位受保人的最高總保障額設有限制。若受保人於投保時為19歲（下次生日年齡）以下或是一個學生，則只可選擇計劃選項1或2，且每名受保人只限投保一份有效保單。您可聯絡我們的客戶服務部查詢詳情。</strong><br />\n    <br />\n    </li>\n    <li><strong>保費回贈利益及無索償獎賞利益</strong><br />\n    保單期滿繳付保費總額的105%為保費回贈利益下繳付保費總額的100%及無索償獎賞利益下繳付保費總額的5%之總和。<br />\n    <br />\n    </li>\n    <li><strong>搭乘指定交通工具往返香港及大灣區之意外現金賠償</strong><br />\n    在受保人獲得任何意外身故及傷殘賠償、雙倍賠償、意外醫療費用賠償及／或意外住院現金賠償的情況下，若受保人的意外身故或身體損傷由以下情況導致，本公司將支付搭乘指定交通工具往返香港及大灣區之意外現金賠償。<br />\n    <br />\n    <ol style=\"list-style-type: lower-roman;\">\n        <li>受保人駕駛或乘坐港車北上往返香港及大灣區途中；&nbsp;</li>\n        <li>受保人以乘客身份，繳費乘坐港珠澳大橋穿梭巴士；&nbsp;</li>\n        <li>受保人以乘客身份，繳費乘坐高速鐵路； 或</li>\n        <li>受保人以乘客身份，繳費乘坐合法營運的海上公共交通工具。</li>\n    </ol>\n    <br />\n    為免生疑問，即使在同一宗意外符合上述兩項或以上情況，搭乘指定交通工具往返香港及大灣區之意外現金賠償亦只限支付一次。<br />\n    大灣區指澳門、廣州、深圳、珠海、佛山、惠州、東莞、中山、江門及肇慶（惟不包括香港）。<br />\n    <br />\n    </li>\n    <li><strong>意外身故及傷殘賠償</strong><br />\n    任何未繳的應付保費將於保單支付意外身故及傷殘賠償中扣除。<br />\n    完全及永久傷殘只適用於受保人於意外當日年齡為19 歲（下次生日年齡）至 75 歲生日之後的保單週年日。<br />\n    日常生活活動包括（i）自行上落床、坐椅及於椅子起立；（ii）自行由某一間房間移動至另一間房間；（iii）控制膀胱及大腸功能的自發能力；（iv）自行穿著及除掉一切所需衣物；（v）自行在浴缸或淋浴間進行沐浴或淋浴（包括進出浴缸或淋浴間）；以及（vi）進食及吞咽食物。<br />\n    有關其他受保損失詳情，請參閱保單條款。<br />\n    <br />\n    </li>\n    <li><strong>雙倍賠償</strong><br />\n    若受保人的意外身故或身體損傷由以下情況導致，則意外身故及傷殘賠償下的應付賠償將會以雙倍計算。<br />\n    <br />\n    <ol style=\"list-style-type: lower-roman;\">\n        <li>受保人以乘客身份，繳費乘坐領有牌照載客行駛指定陸上、海上或航空路線的公共交通工具；&nbsp;</li>\n        <li>受保人在升降機內（礦場及建築地盤的升降機除外）；&nbsp;</li>\n        <li>受保人是因任何劇院、酒店、體育場、購物商場或醫院內發生火警而遭遇意外身故或身體損傷，而受保人在起火時已經身處該地；&nbsp;</li>\n        <li>受保人以行人身份於交通意外中被任何機動車輛撞倒；&nbsp;</li>\n        <li>受保人是在香港因自然災害造成之水浸或山泥傾瀉而遭遇意外身故或身體損傷； 或</li>\n        <li>意外發生期間，受保人為19歲以下並正在參加學校活動。</li>\n    </ol>\n    <br />\n    為免生疑問，即使在同一宗意外符合上述兩項或以上情況，意外身故及傷殘賠償的賠償金額亦只可獲雙倍計算一次。<br />\n    <br />\n    </li>\n    <li><strong>意外醫療費用賠償&nbsp;<br />\n    </strong>治療和服務醫療費用必須由註冊醫生、跌打師、針灸師、脊醫及／或物理治療師提供及確認為醫療所需。 <br />\n    跌打、針灸、脊椎治療及物理治療不包括在 A - 醫療費用報銷範圍內。 <br />\n    為免生疑問，每宗意外的（A） 醫療費用、（B） 跌打及針灸及 （C） 脊椎治療及物理治療的總索償金額不可多於意外醫療費用賠償所列明之每宗意外的最高賠償限額。<br />\n    <br />\n    </li>\n    <li><strong>意外住院現金賠償</strong><br />\n    住院須確認為醫療所要，並須由醫院提供所收取每日房費或食宿費證明。<br />\n    若受保人於中國內地（大灣區除外）住院，每次意外獲得的意外住院現金賠償最多7日。 大灣區指澳門、廣州、深圳、珠海、佛山、惠州、東莞、中山、江門及肇慶（惟不包括香港）。<br />\n    若自最後出院日起180日內就同一原因（包括任何及所有併發症）引起所有入院，皆視作同一宗意外處理。<br />\n    <br />\n    </li>\n    <li><strong>非意外身故賠償</strong><br />\n    任何未繳的應付保費將於保單支付非意外身故賠償（只適用於當5,000港元高於已繳付保費總額的100%的情況）中扣除。</li>\n</ol>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"aa412aa9-c00c-47f0-81c8-4170eaa3774e","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Important Information","params":{"DynamicPlaceholderId":"70"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>重要資訊</span>"},"Content":{"value":"<p><strong>賠償之限制及約束</strong><br />\n<br />\n在整個保單年期內，意外身故及傷殘賠償在此保單下只會支付一次。在整個保單年期內，意外身故及傷殘賠償（雙倍賠償下任何已支付或應支付的額外賠償除外）的金額不會超過保障額的100%。當意外身故及傷殘賠償已支付或應支付時，保單將隨即終止。<br />\n<br />\n對於意外醫療費用賠償，本公司只會以實報實銷的方式支付實際支出的費用，前提是該等費用並未在任何法律、醫療計劃或其他保單（包括來自由本公司繕發的其他保單之任何賠償）下獲任何政府、公司或保險公司支付或應獲其支付。<br />\n<br />\n若受保人從事的職業或就業情況與申請保單時聲明的職業或就業情況不同，且在意外發生當日被我們分類為不受保職業或就業情況，任何與受保人的職業直接或間接相關的任何身體損傷或身故，將不會獲得賠償。<br />\n<br />\n<strong>更改職業</strong></p>\n<p>在保單生效期間，若受保人更改職業或工作職責或就業情況或從事額外職業，保單持有人必須立即以書面方式通知我們，以便我們重新評估本公司是否可以繼續提供賠償或將提供的賠償範圍； 否則，於索償發生時本公司將調整應付的賠償或不予支付相關賠償。<br />\n<br />\n若受保人更改職業或工作職責或就業情況或從事額外職業，被我們分類為：</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>受保，我們保留全權酌情修改保單的保障條款的權利； 或</li>\n    <li>不受保，我們保留全權酌情終止保單，及退還保費（不包括利息），並從中扣除我們之前已支付的賠償金額（如適用）的權利。</li>\n</ol>\n<p><strong>不保事項</strong></p>\n<p>我們不會支付任何由以下事件直接或間接引起或產生的賠償（非意外身故賠償除外）：</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>戰爭（不論已宣戰或未宣戰）、侵略、叛亂、革命、使用軍事力量或篡奪政府或軍事權力；&nbsp;</li>\n    <li>暴動及民眾騷亂、襲擊、謀殺、工業行動或恐怖活動；</li>\n    <li>抵觸或企圖抵觸法律的行為或拒捕或參與任何打鬥或毆鬥；</li>\n    <li>受保人參與或服役於海軍、陸軍或空軍執行任務 、處理炸藥或拆除物料，或不論在和平或戰爭時執行恢復公共秩序的命令； </li>\n    <li>直接或間接因受保人參與的空中飛行引致，或在由商業航空公司提供並按所安排之固定航線內運作的有合格牌照之商業客機內作機組人員，若受保人以需付費之乘客身分乘搭領有合格牌照之私人飛機及／或商業客機則除外；&nbsp;</li>\n    <li>受保人精神錯亂，或受保人自殺、企圖自殺或自致之身體損傷，或蓄意置身於異常危險的處境（惟試圖拯救他人性命則除外）；&nbsp;</li>\n    <li>就女性受保人而言，全部或部分源自分娩、流產、懷孕或任何有關的併發症，無論事故是否由身體損傷引發或因身體損傷而加劇；&nbsp;</li>\n    <li>任何種類的疾病（包括食物中毒）；&nbsp;</li>\n    <li>食物中毒或細菌感染（除非是因意外割傷或損傷而引起的化膿性感染）；&nbsp;</li>\n    <li>任何性質之心理或精神障礙；&nbsp;</li>\n    <li>任何已存在的病況；&nbsp;</li>\n    <li>有關牙齒護理的治療或手術，惟因意外導致健全自然的牙齒身體損傷而需接受的治療則不在此限（假牙及有關費用不包括在內）；&nbsp;</li>\n    <li>與美容或整形手術、任何選擇性手術，或天生畸形有關，惟因意外導致身體損傷而需進行的重整手術除外；&nbsp;</li>\n    <li>與例行健康檢查、普查及預防性護理／檢驗有關，或任何與該次入院之身體損傷無直接關係的檢驗，療養或靜養，或任何非醫療所需之入院；&nbsp;</li>\n    <li>受保人以專業運動員身分參與運動，或受保人會或可透過該運動而賺取收入或報酬的運動；&nbsp;</li>\n    <li>因治療酗酒或濫用藥物或任何其他由此而產生的併發症，或因藥物或酒精影響所導致的意外；&nbsp;</li>\n    <li>受保人參與危險運動（包括但不限於滑翔風箏、水上降傘、利用繩索或導向裝置攀石或攀山、跳降落傘、綁繩跳、賽車或賽馬或水肺潛水）； 或</li>\n    <li>由愛滋病（AIDS）或任何受人體免疫力缺乏病毒（HIV）感染而導致任何有關之併發症。</li>\n</ol>\n<p><strong>保單終止\n</strong></p>\n<p>保單將在以下情況（以較先者為準）終止：</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>受保人身故（不論意外身故或其他原因）；&nbsp;</li>\n    <li>保單退保；&nbsp;</li>\n    <li>保單持有人未能於指定時間内向我們提交用作核實其身份的所須文件；&nbsp;</li>\n    <li>因寬限期完結而失效；&nbsp;</li>\n    <li>保單期滿日；&nbsp;</li>\n    <li>意外身故及傷殘賠償已支付或應支付時；&nbsp;</li>\n    <li>受保人職業變為不受保；&nbsp;</li>\n    <li>我們合理認為該保單需要終止，以遵從適用於我們的相關法律及監管要求； 或</li>\n    <li>蘇黎世首次得知保單持有人在適用的貿易及經濟法律下成為受制裁人士 。&nbsp;</li>\n</ol>\n<p>\n若保單因上述第（i）條的條款而終止，我們將向受益人支付意外身故及傷殘賠償或非意外身故賠償。<br />\n<br />\n若保單因上述第（i）（只適用於意外身故）、（ii）、（iv）、（v）及（vi）條的條款而終止，我們將向保單持有人支付保費回贈利益。<br />\n<br />\n若保單因上述第（iii）、（vii）及（ix）條的條款而終止，保單將會無效，而保費將獲退還（不包括利息），並須從中扣除我們之前已支付的賠償金額（如適用）。<br />\n<br />\n若保單因上述第（viii）條的條款而終止，將不會獲得任何賠償及保費退還。<br />\n<br />\n若保單在保單期滿日終止，則保單下的保障將提供至保單期滿日。<br />\n<br />\n當保單終止，我們在保單下的任何責任隨即解除，本公司將不再有責任根據保單支付任何賠償。<br />\n<strong></strong></p>\n<strong>保費繳付</strong><br />\n<br />\n<p>於整個保費繳付年期，您可選擇月繳或年繳（如適用）支付定期保費。在符合行政規定的情況下，您可申請更改定期保費繳付模式。若未能在保費到期日起 30 日內支付保費，保單便會失效，而您將失去於保單下珍貴的保障。保費回贈利益將於保單失效時支付。您可於保單失效後申請復效保單，惟該申請須按我們規定的條款及經我們審批。</p>\n<p><strong></strong></p>\n<strong>自殺條款</strong>\n<br />\n<br />\n<p>如受保人在保單繕發日或保單復效日（以較遲者為準）起一年內自殺，不論當時是否神志清醒，我們在保單下的責任將僅限於所有已繳保費（不包括利息），並須從中扣除我們之前已支付的賠償金額（如適用）。<strong><br />\n</strong></p>\n<strong>醫療所需</strong>\n<br />\n<br />\n<p>\n即指關於醫療的治療及／或服務並符合下列條件 ：</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>符合病情的診斷及符合處理該等病情之常規醫療的治療；及</li>\n    <li>符合被廣泛認可的醫療方法之標準；及</li>\n    <li>並非純粹為方便受保人及其親屬，或註冊醫生而提供的。<br />\n    受保人接受的醫療實驗及／或非主流醫療技術／程序均不屬醫療所需。</li>\n</ol>\n<strong>借貸能力</strong><br />\n<br />\n保單不提供任何現金價值作保單貸款，亦無借貸能力。<br />\n<br />\n<strong>冷靜期</strong><br />\n<br />\n在未有於保單作出索償下，保單持有人有權於冷靜期在緊接遞送冷靜期通知書予您當日起計的21個曆日內期間取消保單 ，透過您在網上申請時註冊的電子郵件地址向我們發送書面通知至 <a href=\"mailto:customer@hk.zurich.com\">customer@hk.zurich.com</a>，並取回任何已繳保費及保費徵費。<br />\n<br />\n<p><strong>稅收</strong></p>\n<p>至守護保單下應支付的任何利益所適用之徵稅水平及基準，會根據收取利益的個別人士的狀況而定，以及根據相關的稅<br />\n務法例的任何更改而轉變。我們建議您在購買至守護保單前，就個人的稅務情況及法律責任諮詢專業意見。</p>\n<p><strong>美國海外帳戶稅收合規法 (「FATCA」)</strong></p>\n<p>根據美國《海外帳戶稅收合規法案》（「FATCA」），外國金融機構（「外國金融機構」）須向美國國稅局（「美國國稅局」）滙報在美國境外持有該外國金融機構戶口的美國人的某些資料，並且取得他們的同意將該等資料轉交美國國稅局。如有外國金融機構不簽署或不同意遵守其與美國國稅局就《海外帳戶稅收合規法案》簽訂的協議（「外國金融機構協議」）及/ 或未獲豁免此安排（下稱「非參與協議的外國金融機構」），則其所有來自美國（初期包括股息、利息及某些衍生金融工具付款）的「可預扣款項」（其定義與《海外帳戶稅收合規法案》所定義者相同）將面臨30%的預扣稅（「《海外帳戶稅收合規法案》預扣稅」）。<br />\n<br />\n美國與香港兩地已經簽署跨政府協議（「跨政府協議」），以便在香港的外國金融機構符合《海外帳戶稅收合規法案》的規定。跨政府協議更建立框架，讓在香港的外國金融機構可透過簡化的盡職調查程序來（i） 識別美國的標記、（ii）要求其美國保單持有人同意披露資料，以及（iii）向美國國稅局報告該等保單持有人的相關稅務資料。<br />\n<br />\n《海外帳戶稅收合規法案》適用於我們及本保單。我們是參與協議的外國金融機構並致力遵守《海外帳戶稅收合規法案》。為遵循規定，我們需要您：</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>向我們提供若干資料，包括（如適用）您的美國身份識別資料（如姓名、地址、美國聯邦納稅人識別號碼等）； 及</li>\n    <li>同意我們向美國國稅局報告此等資料和您的賬戶資料（如賬戶結餘、利息、紅利收入和提取的款項）。</li>\n</ol>\n如果您未能遵循該等責任，我們必須向美國國稅局報告包括賬戶結餘、付款額和該等拒絕披露資料的美國賬戶數目的「綜合資料」。<br />\n<br />\n我們在某些情況下可能必須從支付予您的保單或由本保單繳付的款項中徵收《海外帳戶稅收合規法案》預扣稅項。目前，我們只在下列情況才可能採取上述行動：\n<ol style=\"list-style-type: lower-roman;\">\n    <li>倘若香港稅務局（「香港稅務局」）未能按跨政府協議（及香港與美國兩地就稅務資料交換的相關協議）與美國國稅局交換資料，我們可能被要求於您的保單的可扣除款項中扣減及扣除《海外帳戶稅收合規法案》預扣稅項，並將相關款項電匯至美國國稅局； 以及</li>\n    <li>倘若您（或任何其他戶口持有人）是一個非參與協議的外國金融機構，我們可能被要求於您的保單的可扣除款項中扣減及扣除《海外帳戶稅收合規法案》預扣稅項，並將相關款項電匯至美國國稅局。</li>\n</ol>\n就《海外帳戶稅收合規法案》可能對您或您的保單帶來的影響，請尋求獨立專業意見。<br />\n<br />\n<p><strong>自動交換資料（「自動交換資料」）</strong></p>\n<p>鑑於經濟合作及發展組織推行G-20領導人倡議，香港會與其他司法管轄區交換財政會計資料，以讓他們知道納稅人的海外資產情況。</p>\n<div>在自動交換資料的框架下，銀行和其他財務機構會收集和向相關的稅務當局提交有關申報稅務管轄區的居民所持有的財務賬戶資料。香港稅務局會把資料轉交到居民所屬的申報稅務管轄區（即已與香港簽訂主管當局協定的稅務管轄區）的海外稅務當局。與此同時，香港稅務局亦會收到海外稅務當局交來屬於香港居民的財務賬戶資料。<br />\n<br />\n我們必須遵從稅務條例下列規定以便香港稅務局自動交換該條例規定的某些財務賬戶資料：</div>\n<div>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>識辨某些戶口為須申報賬戶*；&nbsp;</li>\n    <li>識辨須申報賬戶* 的個人持有人及實體持有人作為稅務居民的司法管轄區；&nbsp;</li>\n    <li>確定某些以實體持有的須申報賬戶* 為「被動非財務實體」之身份及識辨「控權人」作為稅務居民的司法管轄區；&nbsp;</li>\n    <li>收集某些有關須申報賬戶* 的資料（「所需資料」）； 及</li>\n    <li>向香港稅務局提供某些所需資料（總稱為「自動交換資料規定」）。</li>\n</ol>\n您必須同意遵從我們提出的要求以符合自動交換資料規定，否則我們不會處理您的保單申請。詳情請參閱條款及細則。<br />\n<br />\n如您對您的稅務居住地、自動交換資料規定對您的影響或保單有任何疑問，您應尋找獨立專業意見。&nbsp;&nbsp;<br />\n&nbsp;<br />\n*「須申報賬戶」具有稅務條例（第 112 章）所賦予該詞的涵義。</div>\n<br />\n<strong>因監管風險而終止保單的權利</strong><br />\n<br />\n若您於保單生效期間計劃移居至另一個國家，您必須於有關的更改生效前不少於30日內通知我們。請注意，您或不能為您的保單繳款。您移居至的司法管轄區的當地法律及法規可能會影響我們繼續按照保單條款為您的保單提供服務。因此，我們保留所有採取我們認為合理行動的權利，包括取消保單的權利。<br />\n<br />\n<strong>退保</strong><br />\n<br />\n您可隨時向我們發出書面通知退保。保費回贈利益將於保單退保時支付。退保後，本保單將會被終止。<br />\n<br />\n<strong>授權</strong><br />\n<br />\n至全護由蘇黎世繕發，而蘇黎世由香港保險業監管局（「保監局」）審慎監管。<br />\n<br />\n<strong>保險業監管局保費徵費</strong><br />\n<br />\n由2018年1月起，保監局規定所有香港保單持有人須按保單保費支付保費徵費。保費徵費的目的是支持保監局的運作，而保費徵費是根據已支付保費的百分比計算。保監局所收取的保費徵費將以適用的比率於本保單徵收。<br />\n<br />\n有關保費徵費之更多資料，請參閱<a href=\"https://www.zurich.com.hk/zh-hk/customer-services/ia-levy\">我們的網站</a>或<a rel=\"noopener noreferrer\" href=\"https://www.ia.org.hk/tc\" target=\"_blank\">保監局的網站</a>。<br />\n<br />\n<strong>管限法律</strong><br />\n<br />\n該保單是受香港特別行政區的法律管轄，並以香港特別行政區的法律闡釋。<br />\n<br />\n<strong>爭議解決</strong><br />\n<br />\n如發生爭議，將由香港法院解決。<br />\n<br />\n<strong>投訴及查詢</strong><br />\n<br />\n如您對我們的服務有任何不滿，您有權聯絡我們以作出投訴。若您有任何查詢，亦可聯絡我們。\n<br />\n<br />\n<p><strong>主要風險</strong></p>\n<p>\n</p>\n<ol style=\"list-style-type: lower-roman;\">\n    <li>通脹風險<br />\n    請注意，未來的生活成本有可能會因通脹以致比現時為高。在該等情況下，即使我們達成保單下的所有合約責任，您可能會獲得（以實際基礎計算）較預期少。</li>\n    <li>信貸風險<br />\n    至守護是由我們繕發的保險保單。因此，保單下的應付保障涉及我們的信貸風險。若我們無法履行保單的財務責任，您可能會失去已繳付的保費和保障。</li>\n    <li>貨幣兌換及匯率風險<br />\n    &nbsp;我們可酌情接受以保單貨幣以外的貨幣支付保費。在此情況下，我們會將您支付的保費兌換至保單貨幣。我們會以誠信且商業上合理的方式，不時參照交易日當日的市場匯率而釐定的現行匯率兌換貨幣，因此可能涉及匯率風險。有關現行匯率，請參閱<a href=\"https://www.zurich.com.hk/zh-hk\">我們的網站</a>。</li>\n    <li>賠償及／或定期保費的更改<br />\n    本公司保留於每個保單周年日，在合理要求範圍內修改及／或修訂本保單的賠償、相關限制及約束及／或定期保費的權利，並於該變更生效的至少3個月前提供書面通知，以涵蓋（i）本公司合理招致的行政及其他成本上漲；及／或（ii）保單或本公司整體須繳付額外收費、徵費或稅項；及／或（iii）法例或監管規定修定造成的額外費用；及／或（iv）長期意外索償趨勢的變化；及／或（v）任何基本開支上升（包括再保險收費）；及／或（vi）醫學進步對治療及治癒相關死亡率及病患風險的影響等因素。除非您於該修訂生效的至少30個曆日前向我們提供退保保單的書面申請以拒絕接受這些修訂，否則已修訂的賠償、相關限制及約束及／或定期保費將自動適用於保單。</li>\n</ol>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"3987d29f-03c6-4f66-ab72-a7c457fd96aa","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Claim Procedure","params":{"DynamicPlaceholderId":"75"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"索償程序"},"Content":{"value":"<p>若您需要申請索償，您必須於受保人身故後即時通知我們或於造成受保人身體損傷的意外發生之日起計30日內通知我們，並需向我們遞交指定的索償表格及相關證明。您可於<a href=\"https://www.zurich.com.hk/zh-hk\">我們的網站</a>通過e索償遞交申請。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"945e8bf9-0ae0-406d-9cda-fa8bc2ef4594","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Important Notice","params":{"DynamicPlaceholderId":"76"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>重要通知</span>"},"Content":{"value":"<p>本產品概要並不包含保單的完整條款，完整條款請參考保單文件及條款。在考慮保單的保費負擔能力時，請務必考慮您的資金流動性需要。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"2055300a-4390-4b4e-950d-d09ad6ad1207","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Important Documents","params":{"DynamicPlaceholderId":"185"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"<span>重要文件</span>"},"Content":{"value":"<p>在您申請本計劃前，應仔細閱讀產品概要、利益說明文件及保單條款。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}},{"uid":"c3f1daa5-949d-41a9-a8b9-88f53d3757d9","componentName":"AccordionItem","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Accordion - Know more/Disclaimer","params":{"DynamicPlaceholderId":"77"},"fields":{"IsOpenedByDefault":{"value":false},"Heading":{"value":"免責聲明"},"Content":{"value":"<p>此文件內的資料為一般摘要及僅供參考之用，絕不構成財務、投資、稅務或任何形式的意見。如有需要，請尋求專業意見。請參閱保單條款以了解詳細條款及細則，如有任何差異，均以保單內之條款細則為準。如中文譯本與英文有任何差異，均以英文本為準。蘇黎世人壽保險（香港）有限公司對所有事項保留最終批核及決定權。<br />\n<br />\n此文件僅供於香港派發，不應被詮釋為於香港以外地區要約出售、游說購買或提供本公司的任何產品。如按照香港境外的任何司法管轄區的法律規定要約出售、游說購買或提供我們的任何產品屬違法，我們特此聲明，我們無意在該等司法管轄區要約出售、游說購買或提供我們的任何產品。</p>"},"ItemId":{"value":""}},"placeholders":{"headless-accordion-item":[]}}]}}]}},{"uid":"303f23b9-7df0-458c-8648-a80cbafcd25c","componentName":"Container","dataSource":"","params":{"Styles":"margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"61","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-bottom\"}"},"placeholders":{"container-61":[{"uid":"54d109d3-2351-4924-99fb-8df82f4c0179","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Resources","params":{"GridParameters":"col-12","FieldNames":"H2","DynamicPlaceholderId":"235"},"fields":{"Icon":null,"Title":{"value":"詳細資訊"}}},{"uid":"166dde32-8bb1-4a16-a818-0b2579b067ee","componentName":"Headline","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Title - Detailed info","params":{"FieldNames":"H2","GridParameters":"col-12","DynamicPlaceholderId":"81"}},{"uid":"5f0b3086-61c5-414b-9b28-13375b42ae67","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"62","FieldNames":"Default"},"placeholders":{"container-62":[{"uid":"038eabe8-257d-4948-9b4b-c579f427a7ce","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Product Factsheet - Button","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"63"},"fields":{"ButtonIcon":null,"ButtonText":{"value":"產品概要"},"ButtonLink":{"value":{"href":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-guard-refundable-accident-insurance-plan/product_factsheet_tc_roppa.pdf","text":"","anchor":"","linktype":"internal","class":"","title":"","target":"_blank","querystring":"","id":"{29FF43EA-BC9D-4BC6-BB80-6FE08349620F}"}},"BadgeText":{"value":""},"BadgeIcon":null}},{"uid":"3cedad95-3765-47d0-a15b-805a52039dba","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Policy Provision - Button","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"64"},"fields":{"ButtonIcon":null,"ButtonText":{"value":"保單條款"},"ButtonLink":{"value":{"href":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-guard-refundable-accident-insurance-plan/product_provision_roppa.pdf","text":"","anchor":"","linktype":"internal","class":"","title":"","target":"_blank","querystring":"","id":"{D40FA87D-F652-4521-B672-037AC97636C6}"}},"BadgeText":{"value":""},"BadgeIcon":null}},{"uid":"a863293d-c6b9-4df4-a42b-af0675c4a546","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Policy Provision - Non refundable - Button","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"78"}},{"uid":"3e1784aa-8108-4636-8fa6-5e823a5de715","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Servicing forms - Button","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"79"},"fields":{"ButtonIcon":null,"ButtonText":{"value":"服務表格"},"ButtonLink":{"value":{"text":"","anchor":"","linktype":"internal","class":"","title":"","target":"_blank","querystring":"","id":"{AA74C92F-1EB6-4FAC-86F3-80114A86E5DE}","href":"/zh-hk/customer-services/life-policy-services/zlihk"}},"BadgeText":{"value":""},"BadgeIcon":null}},{"uid":"ebd8c419-66bc-410e-a0ab-40fca69f1abe","componentName":"Button","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Chinese hospitals lists - Button","params":{"FieldNames":"ButtonWithLink","GridParameters":"col-12","DynamicPlaceholderId":"80"},"fields":{"ButtonIcon":null,"ButtonText":{"value":"指定中華人民共和國的醫院名單*"},"ButtonLink":{"value":{"href":"https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/hongkong/docs/individuals/life-insurance/zurich-care-critical-illness-insurance-plan/hospital-list.pdf","text":"","anchor":"","linktype":"internal","class":"","title":"","target":"_blank","querystring":"","id":"{762EB215-7DCD-441F-A4C8-594AB0DF6E65}"}},"BadgeText":{"value":""},"BadgeIcon":null}}]}},{"uid":"bc5567a1-4ded-4b50-aaae-e544e0aef619","componentName":"RichTextSitecoreRendering","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Remarks - Detailed Info","params":{"Styles":"margin-top margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"127","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top margin-bottom\"}"},"fields":{"Text":{"value":"<p class=\"copy-small\">*僅提供繁體中文版本<br />\n<br />\n如中英文版本有任何歧異或不一致，概以英文版為準。</p>"}}}]}},{"uid":"6def8cb3-f94a-40a6-b689-b487870f8de9","componentName":"Container","dataSource":"","params":{"Styles":"margin-bottom","GridParameters":"col-12","DynamicPlaceholderId":"153","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-bottom\"}"},"placeholders":{"container-153":[{"uid":"212a3188-7cc3-4ce3-880d-c11616ff982c","componentName":"Widget","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/contact iframe - testing","fields":{"Html":{"value":"<style>\r\n        body {\r\n            margin: 0;\r\n            padding: 0;\r\n        }\r\n.sxa-iframe {\r\n            width: 100%;\r\n            border: none;\r\n            height: 881px;\r\n        }\r\n        @media (max-width: 768px) { \r\n            .sxa-iframe {\r\n                height: 1086px; \r\n            }\r\n      }\r\n</style>\r\n<iframe title=\"\" class=\"sxa-iframe\" id=\"lead-form\" src=\"https://eshop.zurich.com.hk:9443/life-insurance/need?language=tc&riskCode=DRPA1&brokerCode=3807\" allowtransparency=\"true\" frameborder=\"0\"  data-iframesrc-xs=\"https://eshop.zurich.com.hk:9443/life-insurance/need?language=tc&riskCode=DRPA1&brokerCode=3807\" data-iframesrc-lg=\"https://eshop.zurich.com.hk:9443/life-insurance/need?language=tc&riskCode=DRPA1&brokerCode=3807\"></iframe>"},"InlineScripts":{"value":""},"InlineStyles":{"value":""},"Name":{"value":""},"Scripts":[],"Styles":[]}},{"uid":"2203b344-3f10-4534-a207-a257483f3184","componentName":"PlainHtml","dataSource":"/sitecore/content/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan/Data/Reload","params":{"GridParameters":"col-12","FieldNames":"PlainHtmlForceReload","DynamicPlaceholderId":"236"},"fields":{"HtmlCode":{"value":"<script src=\"https://cdn.jsdelivr.net/npm/vanillajs-datepicker@1.3.4/dist/js/datepicker-full.js\"></script>\r\n<script>\r\n  if (!localStorage.getItem('reloaded')) {\r\n    localStorage.setItem('reloaded', 'true');\r\n    location.reload();\r\n  } else {\r\n    localStorage.removeItem('reloaded'); \r\n  }\r\n</script>\r\n<div class=\"component sitecore-form\">\r\n</div>"}}}]}},{"uid":"207b8435-c21c-4f00-80ae-a52a1d07dcba","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","Styles":"margin-top bg-zurichwhite full-width","DynamicPlaceholderId":"238","FieldNames":"Default","__JsonStyles":"{\"extraMargins\":\"margin-top\",\"primaryColours\":\"bg-zurichwhite\",\"width\":\"full-width\"}"},"placeholders":{"container-238":[{"uid":"b5b1e2c8-5c15-4939-b1fb-c3cbea3c05cd","componentName":"Container","dataSource":"","params":{"GridParameters":"col-12","DynamicPlaceholderId":"238","FieldNames":"Default"},"placeholders":{"container-238":[]}}]}}]}}]}}],"headless-footer":[{"uid":"ce2b105a-53dd-4867-afaa-8d6ec85d43db","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{CE2B105A-53DD-4867-AFAA-8D6EC85D43DB}","ph":"headless-footer","sig":"sxa-footer"},"placeholders":{"sxa-footer":[{"uid":"896021bf-41fc-476f-be76-3c1f5ce90664","componentName":"Footer","dataSource":"{960E63ED-D1EB-4F4C-9A37-30B470A8F0EE}","params":{"DynamicPlaceholderId":"1","FieldNames":"Default"},"fields":{"items":[{"id":"ddada139-ffa6-462c-a4a4-6b9ad69dd836","url":"/zh-hk/settings/site-settings/footer/linklistleft","name":"LinkListLeft","displayName":"LinkListLeft","fields":{"Title":{"value":"網上投保"}}},{"id":"3a2abb27-d097-4001-8a12-95dbead6d866","url":"/zh-hk/settings/site-settings/footer/linklistright","name":"LinkListRight","displayName":"LinkListRight","fields":{"Title":{"value":"常用連結"}}},{"id":"3385dd59-2f83-4eeb-8ade-dea9864cee39","url":"/zh-hk/settings/site-settings/footer/socialmedialinklist","name":"SocialMediaLinkList","displayName":"SocialMediaLinkList","fields":{"Title":{"value":"關注我們"}}},{"id":"960e63ed-d1eb-4f4c-9a37-30b470a8f0ee","url":"/zh-hk/settings/site-settings/footer","name":"Footer","displayName":"Footer","fields":{"BottomLinkList":[],"SocialMediaLinkList":[{"id":"729404a4-acc5-495e-aa60-a03553e1a9cb","url":"/zh-hk/settings/site-settings/footer/socialmedialinklist/instagram","name":"Instagram","displayName":"Instagram","fields":{"Icon":{"id":"48d8fb62-fa1f-4ce5-8d7f-07be71e57f65","url":"https://xmc-zurichinsurf8c0-zwpshared-prod.sitecorecloud.io/en/global/styles/icons/dsm/social-icons/instagram-solid","name":"Instagram Solid","displayName":"Instagram Solid","fields":{"Value":{"value":"icon icon--instagram_24_solid"}}},"Link":{"value":{"href":"https://www.instagram.com/zurich_hk/","linktype":"external","url":"https://www.instagram.com/zurich_hk/","anchor":"","target":"_blank"}}}},{"id":"95895dcd-b0e7-40d9-88e4-5e8754859aa3","url":"/zh-hk/settings/site-settings/footer/socialmedialinklist/facebook","name":"Facebook","displayName":"Facebook","fields":{"Icon":{"id":"5185965b-b589-4602-aafb-e0b471dad2a8","url":"https://xmc-zurichinsurf8c0-zwpshared-prod.sitecorecloud.io/en/global/styles/icons/dsm/social-icons/facebook-solid","name":"Facebook Solid","displayName":"Facebook Solid","fields":{"Value":{"value":"icon icon--facebook_24_solid"}}},"Link":{"value":{"href":"https://www.facebook.com/zurichhk/","linktype":"external","url":"https://www.facebook.com/zurichhk/","anchor":"","target":"_blank"}}}},{"id":"baf65ce8-95eb-4eb7-bed0-43fa9ea047f1","url":"/zh-hk/settings/site-settings/footer/socialmedialinklist/linkedin","name":"Linkedin","displayName":"Linkedin","fields":{"Icon":{"id":"49bb6969-376c-4a37-bd56-a19a0ed773c3","url":"https://xmc-zurichinsurf8c0-zwpshared-prod.sitecorecloud.io/en/global/styles/icons/dsm/social-icons/linkedin-solid","name":"Linkedin Solid","displayName":"Linkedin Solid","fields":{"Value":{"value":"icon icon--linkedin_24_solid"}}},"Link":{"value":{"href":"https://hk.linkedin.com/company/zurich-insurance-company-ltd","linktype":"external","url":"https://hk.linkedin.com/company/zurich-insurance-company-ltd","anchor":"","target":"_blank"}}}},{"id":"742e46ee-696f-4d03-9856-5b560b544d37","url":"/zh-hk/settings/site-settings/footer/socialmedialinklist/youtube","name":"YouTube","displayName":"YouTube","fields":{"Icon":{"id":"2226c72c-2e51-47e4-b902-9a0f79461214","url":"https://xmc-zurichinsurf8c0-zwpshared-prod.sitecorecloud.io/en/global/styles/icons/dsm/social-icons/youtube-solid","name":"Youtube Solid","displayName":"Youtube Solid","fields":{"Value":{"value":"icon icon--youtube_24_solid"}}},"Link":{"value":{"href":"https://www.youtube.com/playlist?list=PLR9kqle_XYKrakrngzbhBG3KRXYLjTaYe","linktype":"external","url":"https://www.youtube.com/playlist?list=PLR9kqle_XYKrakrngzbhBG3KRXYLjTaYe","anchor":"","target":"_blank"}}}}],"CopyrightText":{"value":""},"LinkListLeft":[{"id":"2ac98ac5-84cd-45a5-b72f-3cfaf109cefd","url":"/zh-hk/settings/site-settings/footer/linklistleft/breezy-travel","name":"Breezy Travel","displayName":"Breezy Travel","fields":{"Icon":null,"Link":{"value":{"linktype":"internal","id":"{03CA123C-D553-4F31-AD12-668200DEE1B5}","anchor":"","querystring":"","target":"","class":"","text":"旅遊保險","title":"","href":"/zh-hk/products/travel/breezy-travel"}}}},{"id":"3d8e64a6-5fcd-4580-9948-e4bdb8a0a71c","url":"/zh-hk/settings/site-settings/footer/linklistleft/breezy-home","name":"Breezy Home","displayName":"Breezy Home","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{DD1C6ADE-205D-467C-B79A-16F85F2AE7BF}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"家居保障（自住／租住）","url":"/Zurich Headless/HongKong/Home/Products/Home/breezy-home-insurance-plan-householder","href":"/zh-hk/products/home/breezy-home-insurance-plan-householder"}}}},{"id":"d8c14c4f-3d8a-416c-b8bc-24534e5775dc","url":"/zh-hk/settings/site-settings/footer/linklistleft/helpersafe","name":"Helpersafe","displayName":"Helpersafe","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{4361C1D4-B239-4CE3-B0AB-2EB14A960044}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"家傭保障","url":"/Zurich Headless/HongKong/Home/Products/Home/Helpersafe Insurance Plan","href":"/zh-hk/products/home/helpersafe-insurance-plan"}}}},{"id":"6811319e-2137-46f6-a8ec-ad3220bfab48","url":"/zh-hk/settings/site-settings/footer/linklistleft/breezy-care","name":"Breezy Care","displayName":"Breezy Care","fields":{"Icon":null,"Link":{"value":{"class":"","querystring":"","id":"{EE3EAAD7-599B-458A-9E5C-AF4F2C963B70}","anchor":"","target":"","title":"","linktype":"internal","text":"個人及家庭意外保障","url":"/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Breezy Care Personal Accident Insurance Plan","href":"/zh-hk/products/accident-and-health/personal-accident/breezy-care-personal-accident-insurance-plan"}}}},{"id":"b13fb22a-399e-43cc-b33b-318843ed55dc","url":"/zh-hk/settings/site-settings/footer/linklistleft/zurich-guard","name":"Zurich Guard","displayName":"Zurich Guard","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{643C1205-159E-4D68-9A0D-6EBF3E1B4CC2}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"個人意外保障（保費回贈）","url":"/Zurich Headless/HongKong/Home/Products/Accident and health/Personal Accident/Zurich Guard Refundable Accident Insurance Plan","href":"/zh-hk/products/accident-and-health/personal-accident/zurich-guard-refundable-accident-insurance-plan"}}}},{"id":"3a1049cf-075c-48a4-8fd4-8b940028c1fb","url":"/zh-hk/settings/site-settings/footer/linklistleft/term-life","name":"Term Life","displayName":"Term Life","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{C325F0BD-65E2-4145-8278-5B86E217B607}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"定期壽險","url":"/Zurich Headless/HongKong/Home/Products/term life/Zurich Term Life Insurance Plan","href":"/zh-hk/products/term-life/zurich-term-life-insurance-plan"}}}},{"id":"e4df0c59-6f65-41db-89fb-4de0be59723d","url":"/zh-hk/settings/site-settings/footer/linklistleft/critical-illness","name":"Critical illness","displayName":"Critical illness","fields":{"Icon":null,"Link":{"value":{"class":"","querystring":"","id":"{EC666B51-6CB9-4566-AA97-3150107DCDBD}","anchor":"","target":"","title":"","linktype":"internal","text":"危疾保障","url":"/Zurich Headless/HongKong/Home/Products/Accident and health/Critical Illness/zurich-care-critical-illness-insurance-plan","href":"/zh-hk/products/accident-and-health/critical-illness/zurich-care-critical-illness-insurance-plan"}}}}],"LinkListRight":[{"id":"9a227346-7a2d-48d3-9964-6ba7ed415c98","url":"/zh-hk/settings/site-settings/footer/linklistright/ozcp","name":"OZCP","displayName":"OZCP","fields":{"Icon":null,"Link":{"value":{"text":"OneZurich 客戶網上服務平台","anchor":"","linktype":"internal","class":"","title":"","target":"","querystring":"","id":"{C4FCFCA7-4B17-4FA8-B7FD-A6F466120EE2}","href":"/zh-hk/customer-services/onezurich"}}}},{"id":"969b87c0-2b99-4ff3-b80a-11ec57f83e3f","url":"/zh-hk/settings/site-settings/footer/linklistright/make-a-claim","name":"Make a claim","displayName":"Make a claim","fields":{"Icon":null,"Link":{"value":{"text":"申請索償","anchor":"","linktype":"internal","class":"","title":"","target":"","querystring":"","id":"{88028D04-E7F8-4622-932F-841C3DAF731D}","href":"/zh-hk/make-a-claim"}}}},{"id":"daec5ca4-5894-4c89-9021-25154171c58e","url":"/zh-hk/settings/site-settings/footer/linklistright/frequently-asked-questions","name":"Frequently asked questions","displayName":"Frequently asked questions","fields":{"Icon":null,"Link":{"value":{"text":"常見問題","anchor":"","linktype":"internal","class":"","title":"","target":"","querystring":"","id":"{F9BAD693-C780-47CE-BB82-568636CECC9D}","href":"/zh-hk/customer-services/frequently-asked-questions"}}}},{"id":"06f06c41-2b58-4ff6-a706-b913ff8d96bd","url":"/zh-hk/settings/site-settings/footer/linklistright/contact-us","name":"Contact us","displayName":"Contact us","fields":{"Icon":null,"Link":{"value":{"text":"聯絡我們","anchor":"","linktype":"internal","class":"","title":"","target":"","querystring":"","id":"{9365FCF8-64E5-420A-BA31-7079C124ECF0}","href":"/zh-hk/customer-services/contact-us"}}}},{"id":"341a69ae-959e-4330-9de0-3d2f93cbb0d9","url":"/zh-hk/settings/site-settings/footer/linklistright/insurance-tips","name":"Insurance tips","displayName":"Insurance tips","fields":{"Icon":null,"Link":{"value":{"text":"網誌","anchor":"","linktype":"internal","class":"","title":"","target":"","querystring":"","id":"{B2C02B18-2B06-4517-800B-93D430A28838}","href":"/zh-hk/insurance-tips"}}}},{"id":"40874cee-9cdf-40d9-93af-7009fb2907d5","url":"/zh-hk/settings/site-settings/footer/linklistright/sme","name":"SME","displayName":"SME","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{A8611743-0EFE-43CE-98A4-2C2FCC3A5F2B}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"中小型企業客戶","url":"/Zurich Headless/HongKong/Home/sme","href":"/zh-hk/sme"}}}},{"id":"3cc8a3c0-5863-4767-834f-e738458dbbd7","url":"/zh-hk/settings/site-settings/footer/linklistright/corporate","name":"Corporate","displayName":"Corporate","fields":{"Icon":null,"Link":{"value":{"class":"","id":"{4322EB6E-491D-44B4-8124-5AF0B2F3D00F}","querystring":"","anchor":"","target":"","title":"","linktype":"internal","text":"企業客戶","url":"/Zurich Headless/HongKong/Home/corporate","href":"/zh-hk/corporate"}}}}],"CopyrightLegal":{"id":"b4d461d3-38c6-43bf-9b45-9bcfff90c43b","url":"/zh-hk/data/copyright-legal/content-legal-copy---footer-tmp","name":"Content Legal Copy - Footer tmp","displayName":"Content Legal Copy - Footer tmp","fields":{"LegalText":{"value":"<div class=\"container\">\n<div style=\"text-align: left;\nfont-weight:normal;line-height: 30px;\">\n<br />\n<a href=\"/zh-hk/about-zurich\">關於蘇黎世</a>&nbsp;| <a href=\"/zh-hk/services/legal\">法律告示</a>&nbsp;| <a href=\"/zh-hk/services/privacy\">私隱政策</a>&nbsp;| <a href=\"/zh-hk/important-notice\">重要告示</a>&nbsp;<br />\n<br />\n&copy; 2026 蘇黎世保險（香港）<br />\n蘇黎世人壽（Zurich Assurance Ltd）（於英格蘭及威爾斯註冊成立之有限公司）<br />\n蘇黎世保險有限公司（於瑞士註冊成立之有限公司）<br />\n蘇黎世國際人壽保險有限公司（於人島註冊成立之有限公司）<br />\n蘇黎世人壽保險（香港）有限公司（於香港註冊成立之有限公司）\n</div>\n</div>"}}}}}]}}]}}],"headless-body-bottom":[],"headless-zwp-body-bottom":[{"uid":"8572f498-f0f4-4139-a8ee-ef914f50afec","componentName":"PartialDesignDynamicPlaceholder","dataSource":"","params":{"sid":"{8572F498-F0F4-4139-A8EE-EF914F50AFEC}","ph":"headless-zwp-body-bottom","sig":"sxa-metadata"},"placeholders":{"sxa-metadata":[{"uid":"eae0c1c4-d338-4636-8d4e-b24d71a56523","componentName":"BodyBottomHtmlSnippet","dataSource":"","params":{"CacheClearingBehavior":"Clear on publish"},"fields":{"pageLevelSnippet":{"value":"<style> \r\n\r\n@media (max-width: 767px) {\r\n  .image {\r\n      margin-top:  0px !important;\r\n  }\r\n  .image.img-rounded img {\r\n      height: 200px;\r\n      width: 200px;\r\n  }\r\n  .bg-zurichwhite > .component-content > div > .col-12.component.container > .component-content > div > .row.component.column-splitter {\r\n      row-gap: 0px !important;\r\n  }\r\n  h3 {\r\n      font-size: 20px;\r\n  }\r\n}\r\n\r\n@media (min-width: 992px) {\r\n  .heading-h2, h2 {\r\n      font-size: 38px;\r\n  }\r\n  h3 {\r\n      font-size: 18px;\r\n  }\r\n}\r\n\r\n/* 修正選擇器語法錯誤，應該加上點號表示 class */\r\n.bg-zurichwhite.col-12.component.container.full-width {\r\n  padding-block: 0px !important;\r\n  padding-bottom: 40px !important;\r\n}\r\n\r\n.zurich-guard-bg {\r\n  background-color: #E4EEE6 !important;\r\n  padding-block: 40px !important;\r\n  transition: background-color 0.5s ease;\r\n}\r\n\r\n</style>\r\n\r\n<script>\r\nvar targetDiv = document.querySelector('.bg-white.col-12.component.container.full-width');\r\nif (targetDiv) {\r\n  targetDiv.classList.remove('bg-white'); \r\n  targetDiv.classList.add('zurich-guard-bg'); \r\n}\r\n</script>"},"pageLevelEmbeddedSnippet":{"value":""},"siteLevelEmbeddedSnippet":{"value":"<style>\r\n.footer-links:nth-child(2) ul {\r\n    column-count: 1 !important;\r\n}\r\n</style>  <script>\r\nwindow.onload = function () {\r\n  const links = document.querySelectorAll('li a');\r\n  links.forEach(link => {\r\n   const text = link.textContent.trim();\r\n   if(text === \"財物及個人網絡\"){\r\n    link.style.pointerEvents = 'none';\r\n    link.style.cursor = 'not-allowed';\r\n   }\r\n  });\r\n};\r\n</script>"}}}]}}]}}}},"dictionary":{"ZurichHeadless_Search_SeeResults":"套用","ZurichHeadless_Search_Suggestions_ListTitle":"建議關鍵詞","ZurichHeadless_Search_NoDataFoundFor":"抱歉，找不到任何與 {{keyphrase}} 相關的結果，請重試。","ZurichHeadless_Search_NewsCard_Link":"","ZurichHeadless_Search_Recommendations_ListTitle":"熱門關鍵詞","ZurichHeadless_Search_PreviewSuggestions_DialogTitle":"搜索","ZurichHeadless_Search_TrendingTopics_Title":"熱門搜索: ","ZurichHeadless_Search_CloseFilters":"套用","ZurichHeadless_ComponentHeadlines_RelatedProducts":"相關產品","ZurichHeadless_ComponentHeadlines_RelatedArticles":"延伸閱讀","ZurichHeadless_Navigation_Menu":"目錄","ZurichHeadless_Common_LanguageSelectorLabel":"語言","ZurichHeadless_Search_ResultsFound":"項相關結果","ZurichHeadless_Search_ResetFilters":"重置選項","ZurichHeadless_Search_InputSearchPlaceholder":"搜尋關鍵字⋯⋯","ZurichHeadless_Search_Year":"年份","ZurichHeadless_Search_Topic":"主題","ZurichHeadless_Search_SortBy":"排序方式","ZurichHeadless_Search_ShowingResults":"顯示{0}項（共{1}項搜尋結果)","ZurichHeadless_Search_ResultFound":"找到相關結果","ZurichHeadless_Search_PageInfo":"正顯示第{0}頁（共{1}頁）","ZurichHeadless_Search_Page":"頁面","ZurichHeadless_Search_NoDataFound":"沒有找到相關結果","ZurichHeadless_Search_Filters":"篩選方式","ZurichHeadless_Search_ClearAll":"清除所有選項","ZurichHeadless_Search_ArticleType":"文章類別","ZurichHeadless_Search_ApplyChanges":"確認變更","ZurichHeadless_Search_All":"所有","ZurichHeadless_Common_SocialMediaShareLabel":"分享此文章","ZurichHeadless_Common_ReadingTimeLabelSmall":"分鐘"},"headLinks":[{"href":"https://edge-platform.sitecorecloud.io/v1/files/pages/styles/content-styles.css?sitecoreContextId=5dAijixfKYA3QFx2o9YADv","rel":"stylesheet"}],"componentProps":{"292716f5-660a-45eb-8a60-fc95a2fcd410":{"searchUrlLocale":""},"838bc933-1548-4f49-b97a-c11b099119da":{"showHeader":false,"isSelected":true,"isPageEditing":false,"tabPanelId":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tabpanel-1","tabPanelAriaLabelledBy":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tab-1"},"36ef6f8f-3026-414d-8c6f-cc6c8d61830e":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tabpanel-2","tabPanelAriaLabelledBy":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tab-2"},"d06dacd3-8c71-4ed1-86e3-044c4b939eec":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tabpanel-3","tabPanelAriaLabelledBy":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tab-3"},"0fa58177-10d5-4463-a952-a76bac80b54b":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tabpanel-4","tabPanelAriaLabelledBy":"tabs-7eb0d202-2355-4d27-877b-04eebe649077-tab-4"},"79539b5e-0569-4de2-b223-4687c5a87215":{"showHeader":false,"isSelected":true,"isPageEditing":false,"tabPanelId":"tabs-9270bb60-18a8-4c52-b6f9-35ded119a525-tabpanel-1","tabPanelAriaLabelledBy":"tabs-9270bb60-18a8-4c52-b6f9-35ded119a525-tab-1"},"d68b04b5-3e61-4e10-896f-6662aa812ee2":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-9270bb60-18a8-4c52-b6f9-35ded119a525-tabpanel-2","tabPanelAriaLabelledBy":"tabs-9270bb60-18a8-4c52-b6f9-35ded119a525-tab-2"},"7fea3dd8-42dc-448b-8951-e3c89a311ea7":{"showHeader":false,"isSelected":true,"isPageEditing":false,"tabPanelId":"tabs-9c2cd08c-66ce-494b-9cff-a9fd13d2cdba-tabpanel-1","tabPanelAriaLabelledBy":"tabs-9c2cd08c-66ce-494b-9cff-a9fd13d2cdba-tab-1"},"2444374e-a2d1-4aba-92c5-3223c5b087de":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-9c2cd08c-66ce-494b-9cff-a9fd13d2cdba-tabpanel-2","tabPanelAriaLabelledBy":"tabs-9c2cd08c-66ce-494b-9cff-a9fd13d2cdba-tab-2"},"e0d102fe-3805-4107-ba81-0d8b70c574a0":{"showHeader":false,"isSelected":true,"isPageEditing":false,"tabPanelId":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tabpanel-1","tabPanelAriaLabelledBy":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tab-1"},"ad4ed0b2-e57f-460f-8c31-59cf3f28368a":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tabpanel-2","tabPanelAriaLabelledBy":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tab-2"},"c2bbdd35-3c11-47c1-a71c-7222c365148b":{"showHeader":false,"isSelected":false,"isPageEditing":false,"tabPanelId":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tabpanel-3","tabPanelAriaLabelledBy":"tabs-85aa6d56-c814-4b9f-89c8-bbc9ab12e222-tab-3"},"428c636c-7a69-44f9-a81a-a8afdf30a5f1":{"index":0,"isPageEditing":false,"isActive":true,"headingTag":"h5"},"d8b41ed5-e47f-4f56-aa44-c13cc22d0263":{"index":1,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"98634e55-a74b-4da4-bc37-2f80753ad15f":{"index":2,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"23c97897-a61d-4438-9314-329a36f83183":{"index":3,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"ee1c0e84-0f44-4b45-9fc1-ca8de5f61da2":{"index":0,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"aa412aa9-c00c-47f0-81c8-4170eaa3774e":{"index":1,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"3987d29f-03c6-4f66-ab72-a7c457fd96aa":{"index":2,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"945e8bf9-0ae0-406d-9cda-fa8bc2ef4594":{"index":3,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"2055300a-4390-4b4e-950d-d09ad6ad1207":{"index":4,"isPageEditing":false,"isActive":false,"headingTag":"h5"},"c3f1daa5-949d-41a9-a8b9-88f53d3757d9":{"index":5,"isPageEditing":false,"isActive":false,"headingTag":"h5"}},"buildId":"69c536d0936f7e04a3e2b03d-a9fe9a56dff6d585146482b72464fb624fcbe1ea"},"__N_SSG":true}