Helpersafe Domestic Helper Insurance Plan

Our plan goes beyond safeguarding you against legal liabilities as an employer. It is designed to meet the needs of you and your domestic helper, making your life easier when the unexpected happens.

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Helpersafe Domestic Helper Insurance Plan
Helpersafe Domestic Helper Insurance Plan

Why should you choose Helpersafe?

Act as a safety net

Provide up to HKD 5,000 replacement expenses per policy year in case your domestic helper:
  • resigns within three months after inception of his/her first contract
  • committed dishonest act/fraud
  • has gone missing without notice
  • causes bodily injury to your family members due to negligence

Relieve your burden

Provide daily subsidy if your domestic helper:
  • is hospitalized for treatment or surgery for more than three consecutive days
  • suffers from cancer or heart diseases and requires prolonged medical leave of more than five consecutive days

Multiple coverages

  • Employer legal liabilities: Up to HKD 100,000,000 per event, in case your domestic worker is ill or injured
  • Fidelity benefit: Offer up to HKD 10,000 for losses from your domestic helper's fraud or dishonest acts
  • Medical expense benefit: In case your family members are injured due to intentional malicious acts of your domestic helper

Cover for postnatal care and part-time helpers

  • Flexible coverage period of one or two years, also suitable for part-time domestic helpers
  • Cover for postnatal care helper, with a minimum coverage period of three months

Flexible medical coverage

Other than Employees’ Compensation Insurance Plan, you can also choose our domestic helper insurance plan with medical coverage:
  • Enjoy both network and non-network outpatient medical benefits
  • No co-payment or claims submission is needed for network general practitioner visits
  • Up to HKD 80,000 hospitalization benefit per policy year
  • Optional benefit upgrade to protect against medical expenses incurred due to heart disease and cancer
Click here to see the Table of Benefit
Plan type Premium per domestic helper (HKD)
1 year 2 years
Helpersafe Domestic Helper Insurance Plan 946 1,798

• Optional Benefit (Classic)

 150 300

• Optional Benefit (Deluxe)

 300 600
Employees’ Compensation Insurance Plan 350 Not applicable

Premium including levy.