CyberSide – Your Personal Cyber Insurance
The risk of cyber threats is increasing, CyberSide – Your Personal Cyber Insurance provides protection against extortion, cyber fraud, and data breaches. Prevent and protect side-by-side against cyber threats. Apply now, let us safeguard your online security!
Apply now with promo code "CBS30" to enjoy 30% first-year premium discount. Offer ends on July 31, 2025. Terms and conditions apply.


Why do you need Personal Cyber Insurance?
Most of us go online everyday and the cyber world has become an essential part of our life. However, criminals took advantage of this opportunity……
30%
more cyber incidents to the second half of 2023.
(HKCERT, 2024)
80%
of overall technology-related crimes are online frauds.
(LegCo, 2024)
27,314
online fraud cases reported in 2023.
(HKPF, 2024)
Why should you choose this plan?
Table of Benefits
Benefit item | Maximum coverage limit per incident (HKD) |
---|---|
1. Cyber Fraud Covering cyber fraud losses from hacking of personal accounts, credit/ debit cards, or digital wallets through malicious codes or programs received via SMS, downloads, or file transfers |
5,000 |
2. Social Engineering Covering financial losses from money transfers by the insured, deceived by fraudulent requests from imposters claiming to be family members, vendors, or agent of an official body |
5,000 |
3. Cyber Extortion Threat Supporting you in the time of cyber extortion, such as extortion payment in different forms |
20,000 |
4. Restoration Reimbursing you the restoration cost, e.g. data or system recovery, arising directly from malicious cyber act |
10,000 |
5. Cyberbullying Covering the ongoing monitor expenses and mental health counselling expenses which arise directly from a cyberbullying act |
10,000 |
6. Following-up Expenses for Identity Theft Reimbursing the cost of reissuing related personal identity documents verifying the fraud |
10,000 |
7. Legal Defence Costs and Costs for Injunction Covering the legal defence costs and costs for injunction arising directly from cyber fraud, identity theft or malicious cyber act |
20,000 |
Policy coverage limit per insured | 20,000 |
Case Studies
Frequently asked questions (FAQ)
Learn more
1 Applicable to the insured's children under the age of 18. They can share the annual coverage amount of this protection item with their parent(s) insured
* for Android devices
- “2025 Personal Cyber Insurance Premium Discount Promotion” (“Promotion”) is provided by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) (“Zurich”).
- This Promotion is only applicable to selected Insurance Plan: CyberSide – Personal Cyber Insurance.
- Customers who apply for the above Insurance Plan(s) through Zurich website with designated promo codes (“Promo code”) from May 6, 2025 to July 31, 2025 (“Promotion Period”) with the policy successfully issued by Zurich and effective on or before July 31, 2025, will be eligible to enjoy 30% first-year premium discount.
- Promo code is subject to a limited quota and is available on a first-come-first-served basis.
- If the customer is also entitled to other prevailing promotional offer(s) in respect of the same policy(ies), Zurich reserves the right to provide only one of such offers to the customer, at Zurich’s sole discretion.
- The date and time appearing in the records of Zurich shall be conclusive as to the date and time relevant to the Promotion Period. Zurich shall not be responsible for any interruption, delay, loss, error or unrecognized information in relation to the application process due to technical problems including any computer or network problems.
- Zurich reserves the right to alter or terminate the Promotion (in whole or in part) or amend the Promotion Terms and Conditions at any time without prior notice.
- In case of any disputes of the Promotion, the decision of Zurich shall be final and conclusive.
- The Promotion discount is non-exchangeable for other gifts, non-redeemable for cash, and no change will be given.
- In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.
The insurance plan is underwritten by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability).
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.