• Live2Play Working Holiday Insurance Plan

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Live2Play Working Holiday Insurance Plan

Live2Play Working Holiday Insurance Plan provides young people who plan to take working holidays with a wide coverage, including medical cover, emergency assistance, personal accidents, personal liability, travel delay, cancellation and curtailment of trip, compassionate visit, course tuition fee, etc., and takes care of their special needs abroad.

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  • Plan Highlights

    Accident helper Covers all common types of work for working holiday

    Shopping street Enhanced protection for air, land and sea adventure activities common in working holiday countries1

    Award Multiple medical cover up to HKD750,0001

    • Up to 20 times outpatient visits and 10 times specialist or physiotherapist visits
    • Hospitalization cover and hospital cash benefit
    • Cover ambulance services expenses

    Judical Compensate your lost tuition fee if you are unable to attend an enrolled course2

    Car in blue Reimburse the excess payable by you in respect of loss or damage of a rental car

    Car in blue Support for visa application2

    • Attached insurance approval letter to support your visa application
    • Refund of premium for unsuccessful visa application

    Car in blue Applicable to different duration of working holiday1

    • Enroll the insurance plan 90 days in advance to facilitate visa application

    Car in blue Easy claim submission via Zurich HK mobile app under My Trip2

    1. Enhanced coverage compared with typical working holiday insurance plans in the market

    2. Unique features

  • Table of Benefits
    • Section 1
    • Section 2-3
    • Section 4-5
    • Section 6-13

    Maximum benefits per insured person (HKD)

    Section / Coverage Enhanced Plan Essential Plan
    Section 1 – Medical cover
    (a) Medical expenses including follow-up medical expense: 750,000 250,000
     (i) Sub-limit for outpatient visit 800/visit/day
    (Max. 20 visits)    		 500/visit/day
    (Max. 10 visits)
     (ii) Sub-limit for specialist or physiotherapy expenses 2,000/visit/day
    (Max. 10 visits)    		 1,500/visit/day
    (Max. 5 visits)
     (iii) Sub-limit for ambulance services expenses 1,000/visit/day
    (Max. 10 visits)    		 1,000/visit/day
    (Max. 5 visits)
    (b) Overseas hospital daily cash benefit 5,000
     (500 per day)    		 3,000
    (300 per day)
    (c) Hospital confinement or quarantine cash allowance due to infectious disease 5,000
    (500 per day)    		 3,000
    (300 per day)
    (d) Trauma counselling benefits 15,000
    (1,500 visit/day)    		 15,000
    (1,500 visit/day)

    Maximum benefits per insured person (HKD)

    Section / Coverage Enhanced Plan Essential Plan
    Section 2 – Zurich Emergency Assistance
    (a) Deposit guarantee for hospital admission 39,000
    (b) Emergency medical evacuation Actual Cost
    (c) Repatriation of mortal remains Actual Cost
    (d) Compassionate Visit (HKD700 per day) One economy class round-trip travel ticket
    (e) Travelling and Accommodation Expenses (HKD1,950 per day) One economy class one-way travel ticket and hotel accommodation expenses up to 7,800
    (f) 24 - hour telephone hotline and referral services Included
    Section 3 – Personal accident
    (a) Accident on public common carrier 1,500,000 500,000
    (b) Accident while engaging in adventure activities 850,000 350,000
    (c) Accident while at work 850,000 350,000
    (d) Other Accidents 750,000 250,000

    Maximum benefits per insured person (HKD)

    Section / Coverage Enhanced Plan Essential Plan
    Section 4 – Compassionate death cash and visit
    (a) Compassionate death cash 10,000
    (b) Compassionate visit One economy class round-trip travel ticket and hotel accommodation expenses up to 20,000
    Section 5 – Personal baggage cover 20,000 N/A
    Sub-limits:
    (a) Per item, pair, set or collection 2,500 N/A
    (b) Per laptop computer 10,000 N/A
    (c) Aggregate limit of all cameras, camcorders and their accessories and related equipment. 5,000 N/A

    Maximum benefits per insured person (HKD)

    Section / Coverage Enhanced Plan Essential Plan
    Section 6 – Loss of travel document and/or travel ticket
    Loss of travel document and/or travel ticket 3,000
    Section 7 – Personal liability
    Personal liability 2,000,000 1,000,000
    Section 8 – Travel delay
    (a) Travel Delay (HKD300 for each and every full 6 hours’ delay) 1,500 N/A
    (b) Extra Hotel Cost due to Travel Delay over 6 hours 2,000 N/A
    Section 9 – Baggage delay allowance
    Baggage delay allowance (for delay over 6 hours) 1,000 N/A
    Section 10 – Cancellation of trip
    Cancellation of trip 20,000 N/A
    Section 11 – Curtailment of trip
    Curtailment of trip 20,000 N/A
    Section 12 – Rental vehicle excess
    Rental vehicle excess 5,000
    Section 13 – Course tuition fee cover
    Course tuition fee cover 10,000 5,000
  • Premium Table

    Premium (HKD)

    Plan duration

    Essential Plan

    Enhance Plan

    6 months

    2,280

    3,480

    1 year

    3,780

    5,680

    2 years

    7,480

    11,280
  • Downloads

The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.