Tour Escort Travel Insurance
Premium table
| Plan type |
Premium (HKD) |
|
|
6-month plan |
1-year plan |
|
| Basic plan | 460 | 690 |
| Basic plan + Optional upgrade to additional travel protection* | Not applicable | 1,500 |
Benefit table
Section 1-2 : Medical Cover, Zurich Emergency Assistance
Section 3-13 : Personal accident, Compassionate Death Cash, Funeral Expenses, Personal Baggage Cover, Loss of Personal Money, Loss of Travel Document and/or Travel Ticket, Personal Liability, Travel Delay, Baggage Delay Allowance, Cancellation of Trip, Curtailment of Trip| Section | Coverage |
Maximum benefits per insured person per insured journey (HKD), unless otherwise stated |
|
| Basic Plan | Basic + Rider Plan | ||
| 1 | Medical Cover | ||
| (a) Medical expenses# | 500,000 |
500,000 | |
| Including: | |||
| Sub-limit for follow-up medical expenses due to injury | 100% of maximum benefits | 100% of maximum benefits | |
| Sub-limit for follow-up medical expenses due to illness (except COVID-19 medical expenses paid to the Chinese medicine treatments) | 10% of maximum benefits | 10% of maximum benefits | |
| Additional benefits: overseas travelling expenses for seeking medical treatment | 500 | 500 | |
|
(b) Income protection (accident only) |
Max. 2,000 per period of insurance | Max. 2,000 per period of insurance (while assigned as tour escort only) |
|
|
(c) Overseas hospital daily cash benefit (HKD 500 per day) |
Max. 5,000 per period of insurance | Max. 5,000 per period of insurance | |
|
(d) Compulsory quarantine cash allowance due to infectious disease |
Max. 3,000 per period of insurance | Max. 3,000 per period of insurance | |
| # Covers hospitalization expenses and overseas hospital daily cash caused by COVID-19 contraction during the insured journey | |||
| 2 | Zurich Emergency Assistance (Losses resulting directly from COVID-19 during the insured journey are covered) | ||
| (a) Deposit guarantee for hospital admission | 39,000 | ||
| (b) Emergency medical evacuation | Actual cost | ||
| (c) Repatriation of mortal remains | Actual cost | ||
| (d) Compassionate visit | One economy class round-trip travel ticket and hotel accommodation expenses up to 700 per day (max. five days) | ||
| (e) Travelling and accommodation expenses | One economy class one-way travel ticket and hotel accommodation expenses up to 1,950 per day (max. five days) | ||
| (f) 24-hour telephone hotline and referral services | Included | ||
| Section | Coverage |
Maximum benefits per insured person per insured journey (HKD), unless otherwise stated |
|
| Basic Plan | Basic + Rider Plan | ||
| 3 | Personal accident1 | ||
| (a) Accident on public common carrier or during robbery | 600,000 |
600,000 | |
| (b) Other accidents | 400,000 | 400,000 | |
| (c) Burns cover | 200,000 | 200,000 | |
| 4 | Compassionate Death Cash (Passed away due to COVID-19 contraction during the insured journey) | 10,000 | 10,000 |
| 5 | Funeral Expenses | 5,000 | 5,000 |
| 6 | Personal Baggage Cover | Not applicable |
20,000 per period of insurance |
|
Sub-limits: per item, pair, set or collection |
3,000 | ||
| 7 | Loss of Personal Money | 2,000 per period of insurance | |
| 8 | Loss of Travel Document and/or Travel Ticket | 10,000 | |
| 9 | Personal Liability | 2,000,000 | |
| 10 | Travel Delay | Not applicable | |
| (a) Travel delay (HKD 300 for each and every full 6 hours delay) | 1,500 | ||
| (b) Extra hotel cost due to travel delay2 | 2,000 | ||
| (c) Extra re-routing cost due to travel delay2 | 5,000 | ||
| 11 | Baggage Delay Allowance (for delay over six hours) |
500 | |
| 12 | Cancellation of Trip2 (COVID-19 induced losses are not covered) | 20,000 | |
| 13 | Curtailment of Trip2 (COVID-19 induced losses are not covered) | 20,000 | |
1 In the event of death or permanent disablement caused within 12 months of an accident during the insured journey. Permanent disablement benefit will be reimbursed according to the percentage stated in the table of benefit in the policy.
2 Not applicable for journey which the insured person is appointed as tour escort.