Zurich officially unveils the Swiss Fortune (Premier) Universal Life Insurance Plan
Bold yet balanced - Diversified asset allocation for risk diversification and enhanced return stability
Zurich is thrilled to announce the launch of our new and innovative universal life insurance product — Swiss Fortune (Premier) Universal Life Insurance Plan (“Swiss Fortune (Premier)”). It allows customers to enjoy unlimited upside potential with limited downside risk through our multi-asset allocation strategy combined with crediting interest rate1 protection.
This plan is designed to support long-term financial planning by offering a flexible, customer-centric solution that integrates life protection, potential wealth accumulation, and legacy planning to help customers achieve their financial goals.
Key product highlights include:
- Uncapped crediting interest rate1 while limiting downside risk - A competitive current assumed crediting interest rate1 of 7.3% p.a. with a safeguarded 0% p.a. minimum crediting interest rate1
- Boosted long-term savings and financial flexibility - Loyalty bonus to boost savings growth, with flexibility in premium payment options including premium holidays and benefit settlement options among 7 currencies
- Comprehensive legacy planning tools, including nomination of minor contingent policyholder, policy split, change of life insured, appointment of contingent life insured and contingent policyholder
- First-in-market2 video message: policyholders can leave a personalized heartfelt message to loved ones in OneZurich online platform
- Protection against accidental death of payor - Payor accidental death benefit for added security in unforeseen circumstances
To explore the full product features and important information, including key product risks, please refer to the product brochure and promotional flyers available here.
💰Limited-time promotions:
To celebrate the launch, Zurich is offering three exclusive promotions – available for application from now until October 31, 2025 (policy must be issued on or before November 28, 2025):
- Up to 27% premium discount
- Up to 5% p.a. prepayment interest rate
- 8% first-year bonus
Reach out to your financial advisor now to learn more, or click here for full promotion details.
Remarks:
1 The crediting interest rate is not guaranteed and may even be zero. It is determined by Zurich from time to time.
2 As of Aug 31, 2025, compared with savings insurance products provided by Hong Kong major insurance companies.
Disclaimer:
The insurance product mentioned in this material is underwritten by Zurich Life Insurance (Hong Kong) Limited (“Zurich”) and is intended only for sale in the Hong Kong SAR. This material should not be regarded as an offer or solicitation to sell any insurance products or services in any jurisdiction in which such offer or solicitation would be unlawful in such jurisdiction.
The product information provided herein is for reference only and does not form part of the insurance contract. For details of product features, detailed terms and conditions, exclusions and important information (including key product risks), please refer to the relevant product brochures and policy provisions. In case of inconsistency, the policy provisions shall prevail. Zurich reserves the right of final approval and decision on all matters.