Zurich’s special privileges
We have prepared a series of fabulous privileges on different individual insurance products to selected customers.
Scroll down to check out the details!
Special privileges for HA customers
You can now enjoy premium discounts with our exclusive promo code "HA99". Get the all-round protection that best suits your needs!
DuoProtector Critical Illness Protection Series
- Zurich’s DuoProtector Critical Illness Protection Series comprises two complementary insurance plans – WellProtector Critical Illness Protection and HealerProtector Medical Protection – to fulfill your different protection needs
Apply the exclusive promo code to enjoy 40% off 1st year premium discount!
CareMultiple Medical Insurance Plan
- Privileges and coverage continue after retirement or termination of employment upon successful enrollment
- No medical check-up required
- No waiting period for policy inception
Click "Apply Now" below to enjoy 10% off and HKD50 supermarket e-cash coupon!
HealthTotal Critical Illness Insurance Plan
- Comprehensive protection
- Multiple pay benefit
- Low insurance cost
- Flexible premium options
Click "Apply Now" below to waive 1 month premium and enjoy HKD50 supermarket e-cash coupon!
WiseCare Personal Accident Insurance Plan
- Bereavement benefit of HKD20,000
- Privileges and coverage continue after retirement or termination of employment upon successful enrollment
- No medical check-up required
- 24-hour worldwide cover
Click "Apply Now" below to waive 2 months premium and enjoy HKD50 supermarket e-cash coupon!
Our Service
How to make claims?
You can submit application through "eClaim" and do the claims easily with just few simple steps.
- Special privileges for general insurance plans (“GI Promotion”) are offered by Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) (“Zurich”). Special privileges for life insurance plans (“Life Promotion”) are offered by Zurich Life Insurance (Hong Kong) Limited (“Zurich”) (a company incorporated in Hong Kong with limited liability).
- GI Promotion and Life Promotion are only available to customers who successfully apply for a specified insurance plan through the designated Zurich website or designated promo code.
- If a general insurance policy issued is subsequently cancelled for whatever reasons, only the actual premium paid will be refunded to the customer on a pro-rata basis. If a life policy issued is cancelled during cooling off period, the customer may obtain a refund of any premium(s) paid and levy paid (if any). After the cooling off period, no premium and levy will be refunded to customers.
- The "1st year discount" under the GI Promotion and Life Promotion are not applicable to renewals of any designated insurance plan policies.
- Only applicable to GI Promotion – Customers who withdraw or cancel their application or policy for a designated insurance plan within three months after submission will not be entitled to the GI Promotion.
- The date appearing in the records of Zurich will be conclusive as to the date on which the relevant application or policy was submitted, issued, withdrawn or cancelled.
- Zurich reserves the right to alter or terminate the GI Promotion or the Life Promotion (in whole or in part) or amend these terms and conditions at any time without prior notice.
- In case of any disputes, the decision of Zurich shall be final and conclusive.
- In the event of any inconsistency between the Chinese and English versions of these terms and conditions, the English version shall prevail.
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