Historical crediting interest rate

The disclosure of historical crediting interest rates is required under the guidelines provided by the Insurance Authority of Hong Kong. The rates to be shown are calculated based on the weighted average of crediting interest rates of each universal life product in a given calendar year. Please refer to your annual statement for the actual crediting interest rates applicable to your policy. The crediting interest rate is not guaranteed and may be higher or lower than the values illustrated in the benefit illustration.

Please be reminded that crediting interest rate history is for reference purposes, and it is not a guide for future performance of universal life products. The crediting interest rates to be shown are before any relevant policy fees and charges (e.g. policy administration fee, yearly management charge, etc.).

Remark
1. Swiss Fortune Universal Life Plan was launched on March 29, 2023, the historical crediting interest rate in 2023 is not available.