• HealthMultiple Medical Insurance Plan

HealthMultiple Medical Insurance Plan

Customize your own medical plans for your own needs

Zurich has launched a multiple medical solution to cover charges incurred for day patient and outpatient surgeries, pre-admission and post-hospitalization outpatient visits.

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  • Plan Highlights

    Award Renewal up to age 100 years old1

    Long term care Covers room and board, surgical, home nursing expenses

    Rent calculator No room class restriction

    • Benefit is payable no matter which level of room classes (ward, semi-private or private room. etc) the insured person selects

    Support No minimum length of hospital stay requirement

    • Benefit is payable to insured person regardless of the length of hospital stay

    bAV newsletter Pre-admission and post-hospitalization outpatient benefit

    • Includes pre-admission and post-hospitalization outpatient benefits, home nursing fees, artificial prosthesis and rental of wheelchairs benefit, psychology and psychiatry expenses, and rehabilitation and physical therapy expenses

    BU based pensions Protection against serious illness

    • Covers charges for the specific treatments for cancer and kidney failure

    Accident helper Covers both day patient or outpatient surgery

    Arm use Hospital cash benefit is provided

    Form completion No lifetime maximum benefit limit

    Notes:
    1. Except for Section 6 - Critical Illness cover and the HealthMultiple Outpatient Medical Plan which can be renewed until the insured person is 75 years old.

  • Premium Discount

    Select the voluntary deductible option to enjoy up to 45% discount on premium

    Up to 15% no claim discount2 and 5% family discount

    Notes:
    2. If no claim has been made by the insured person within the policy year prior to the concurrent policy anniversary, the no claim discount on the renewal premium of the policy year following such policy anniversary will be increased by 5%, up to a maximum of 15%.

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The above is for reference only and does not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. Zurich Insurance Company Ltd. reserves right of final approval and decision.

(The English version shall prevail in case of inconsistency between the English and Chinese versions).