Motorplus Insurance Plan
Most of the private car owners have chosen Zurich as their motor insurance provider, and you?
Want to have a ride to Greater Bay Area? Let’s go!
Please click here for the insurance cover details of Self-drive tour in Greater Bay Area (Details available in Traditional Chinese only).
As one of the leading general insurance providers in Hong Kong, Zurich is committed to provide quality motor insurance and services to our customers.
Motorplus Motor Insurance Plan provides protection with the following extensive coverage with no extra premium. You can be rest assured that you are protected under eligible benefits in the case of an unfortunate event.
Upgraded features
Garage-Pro Services gives you unique benefits when you bring your car to one of the network garages* Scroll down to learn more.
Scan the QR code and in just a few steps, file your claims online.
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Plan Highlights
Protection for third party loss- Third party death or bodily injury
- Third party property damage
Loss of or damage to vehicle- To vehicle body parts
- To motor accessories and spare parts
24-hour services- Emergency roadside services
- Emergency towing service
- Traffic regulation enquiry and claims enquiry service
Reporting and settling claims- We cover you for third party liability coverage and third party property damage.
- We help with minimizing your losses and liabilities.
Others- Front windscreen excess waiver and Claim-Free Discount not affected
- Cashless windscreen repairing service
- Claim-Free Discount protection
- Temporary substitute vehicle
- New for old compensation
- Medical expenses and personal accident protection
Options on additional coverageAs our premier customers, enhance your protection on the road by enjoying the sum insured amounting up to:
- HKD 3,000,000
- HKD 5,000,000
- HKD 7,500,000
- HKD 10,000,000
Garage-pro services network*To save you the trouble of finding a dependable garage, use our selected network to find one most convenient to you and additionally enjoy the following benefits:- Free delivery of your repaired car
- Cleaning of the interior and exterior of your car prior to delivery
- Warranty of the repaired work
Please click here to view upgraded privilege.
Annual China ExtensionTo cater for the special needs of those who drive frequently in Guangdong Province, the customers of Motorplus Motor Insurance Plan can opt for the following additional covers of Annual China Extensions by paying extra premium:
- Motor Contingent Liability Extension
- Loss of or Damage to Vehicle China Extension (Applicable to Comprehensive Cover only)
Please click here for Guarantee and Protection for Self-drive Tour Scheme.
Insurance cover for "Quota-free scheme for Hong Kong Privates Cars Travelling to Guangdong via the Hong Kong-Zhuhai-Macao Bridge" for Zurich Private Car Insurance Plan customers to apply additionally (optional)
Self-drive tour in Greater Bay Area (GBA) is popular with HK people. Zurich Insurance (Hong Kong) Limited has designed below insurance arrangement for Private Car Insurance Plan customers to apply. It provides a wonderful driving experience in GBA without hassle and worry. Insurance arrangement as below:
- Hong Kong-Zhuhai-Macao Bridge Compulsory Traffic Accident Liability Insurance for Motor Vehicles
- Hong Kong-Zhuhai-Macao Bridge Cross Border Commercial Vehicle Insurance
- Greater Bay Area Self-drive Tour Motor Third-Party Liability Policy
Note:
The above coverage is only applicable for the customer of Comprehensive Cover
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Table of benefits
Coverage Third Party Comprehensive Own Damage, fire & theft cover ✗ ✓ Third party bodily injury
HKD 100,000,000
Third party property damage
Options from HKD 2,000,000 up to HKD 10,000,000
Motor personal accident
✗ HKD 100,000 Medical expenses
✗ ✓ CFD Protection
✗ ✓ Front windscreen excess waiver and cashless service
✗
Available when repairing at designated repairers New for old compensation
✗ ✓ Temporary substitute vehicle
Free referral service Either
1) Vehicle rental expenses up to HKD 4,000 (20% of the expenses paid by the insured)
Or
2) Taxi fees up to HKD 2,00024-hour emergency roadside repair service
Free referral service
Up to HKD 2,000
24-hour towing service
Free referral service
Up to HKD 2,000 Claims recovery service ✗
✓ EV charger third-party liability coverage (Only applicable when the motor car is an electric vehicle)
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Downloads and services
Downloads
Useful links
The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.