MediExpress China Medical Card

What if a frequent traveller to the Mainland like yourself were to meet with an accident or fall ill during their visits? How do you ensure that you can get the best possible medical care? With a China medical card, you are not required to pay a deposit for hospital admission to one of the appointed hospitals located across the mainland of China. For your protection, get your China medical card now!

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  • Plan Highlights

    Award Accepted by more than 150 appointed hospitals across the Mainland. Present the China medical card to the appointed hospital, admittance for prompt medical treatment is guaranteed and deposit for hospital admission is waived.

    Long term care Covers include medical benefit, follow-up medical treatment expenses, emergency medical evacuation, child escort, compassionate visit, compassionate transfer, personal accident and personal liability

    Fire Additional benefit for 2nd and 3rd degree burns

    24-hour online service Provide 24-hour emergency assistance hotline service for the free arrangement and referral services1:

    • Arrange booking of air, railway and ferry tickets
    • Arrange telegraphic transfer of emergency cash
    • 24-hour free medical, interpretation and legal services referral

    Notes:

    1. These are referral services only; the insured person shall bear the related cost

  • Table of Benefits
    • Section 2-3
    • Section 1

    Sum Insured Per Insured Person (HKD)

    Coverage Standard plan Premier plan
    Section 3 - Personal Liability
    (a) Personal Liability 1,000,000 2,000,000
    Section 4 - Emergency Assistance
    (a) Compassionate Visit 10,000 15,000
    (b) Emergency Medical Evacuation Actual Cost Actual Cost
    (c) Repatriation of Mortal Remains Actual Cost Actual Cost
    (d) Return of Unattended Children (one economy class one-way airfare) 10,000 15,000
    (e) Deposit Guarantee for Hospital Admission 39,000 39,000
    (f) Emergency Cash Remittance 5,000 5,000
    (g) 24-hour Telephone Hotline and Referral Services Included Included

    Sum Insured Per Insured Person (HKD)

    Coverage Standard plan Premier plan
    Section 1 - Personal Accident
    (a) Personal Accident                                                        350,000 500,000
    (b) Burns Cover 100,000 100,000
    Section 2 - Medical Cover
    (a) Medical Expenses including:  350,000 500,000
      Sub-limit for out-patient consultation in hospital in China:
      (i) for illness: HKD200 per visit per day, maximum ten (10) visits per policy year
      (ii) for injury: 100% of Sum Insured

      Follow-up Medical Expenses: up to 25% of Sum Insured
    (b) Compassionate Transfer               150 / ride 150 / ride
    *These are referral services only; the insured person shall bear the related cost
  • Premium Table

     

    Standard plan

    1-year cover

    Standard plan

    2-year cover

    Premier plan

    1-year cover

    Premier plan

    2-year cover
    With personal accident cover (Worldwide)
    Non-manual work 688 1,070 999 1,598
    Others^ 998 1,578 1,388 2,220
    With personal accident cover (China) (Worldwide)
    Non-manual work 538 830 699 1,118
    Others^ 638 990 888 1,420

    Group discount

    No. of insured persons Premium discount
    5-10 5%
    11-20 10%
    >21 15%
    ^ This policy does not cover any of the following occupations or job duties: engaging in offshore activities like commercial diving, oil rigging, mining or aerial photography; handling of explosives including but not limited to explosive worker or demolition worker, entertainer, performing as an actor/actress, stunt man, fisherman, tour guide or tour escort; naval, military or airforce service or operations or armed force services of any country or international authority; loading or unloading objects on ships, being stevedore; aircrew, ship crew, aerial worker; racing driver, truck driver; jockey; underground and underwater worker; construction site worker; worker at height including but not limited to scaffolding worker; acrobat, circus trainer, wild animal trainer; detective; war correspondent and fireman.
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The information contained herein is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Zurich Insurance Company Ltd reserves the right of final approval and decision on all matters.


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